Community Partners Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Partners Savings Bank of Salem, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.68% | 1.35% | -0.67% | 19th bottom |
| ROAE | 6.76% | 12.06% | -5.30% | 20th bottom |
| Net Interest Margin | 3.36% | 3.90% | -0.54% | 22nd bottom |
| Efficiency Ratio | 72.32% | 63.15% | +9.17% | 24th bottom |
| PPNR / Avg Assets | 0.99% | 1.64% | -0.65% | 20th bottom |
| Yield on Earning Assets | 5.13% | 5.65% | -0.52% | 28th below |
| Cost of Funds | 1.75% | 1.85% | -0.10% | 53rd above |
| Net Interest Spread | 3.01% | 3.35% | -0.34% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.52% | 0.92% | +1.60% | 9th bottom |
| NPA / Total Assets | 1.14% | 0.67% | +0.47% | 17th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 44th below |
| ACL / Total Loans | 0.63% | 1.28% | -0.65% | 5th bottom |
| ACL / NPLs (Coverage) | 24.97% | 1645.83% | -1620.86% | 2nd bottom |
| Texas Ratio | 11.14% | 7.15% | +3.99% | 19th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 270.00% | 1189.76% | -919.76% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 24.71% | 20.83% | +3.88% | 88th top |
| Tier 1 Ratio | 24.71% | 20.86% | +3.85% | 88th top |
| Total Capital Ratio | 25.29% | 21.93% | +3.36% | 87th top |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.88% | 12.46% | -0.58% | 63rd above |
| Equity / Assets | 10.28% | 11.67% | -1.39% | 49th below |
| TCE / Tangible Assets | 9.98% | 11.40% | -1.42% | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 57.23% | 78.65% | -21.42% | 86th top |
| Core Deposit Ratio | 86.34% | 87.09% | -0.75% | 36th below |
| Wholesale Funding Ratio | 10.31% | 5.11% | +5.20% | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.37% | 6.48% | -6.11% | 21st bottom |
| Loan Growth (Y/Y) | -3.48% | 7.64% | -11.12% | 11th bottom |
| Deposit Growth (Y/Y) | 0.20% | 6.03% | -5.83% | 24th bottom |
See Community Partners Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Partners Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Partners Savings Bank profile, how to read a UBPR, or how this data updates.