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BanksFarmers Bank

Farmers Bank

GREENWOOD, ARSmallEst. Aug 1, 1907FDIC #1296RSSD #325141FDIC
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Farmers Bank is the primary bank subsidiary of its parent holding company, headquartered in Greenwood, AR. Farmers's Q1 2026 balance sheet shows $287M in assets funded primarily by $247M in customer deposits. Earnings are mid-range — 1.02% ROA and a 4.07% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 15.80% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.17% NPLs and a 3.39% Texas Ratio. 10 branches make up the footprint.

Headquarters Profile

Address
71 W Center St, GREENWOOD, AR 72936
County
Sebastian
Metro Area
FORT SMITH, AR-OK
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
August 1, 1907
Branches
10 domestic
Employees (FTE)
61
FDIC Cert
1296
Fed RSSD
325141
Assets
$287M
Deposits
$247M
Loans
$165M
Equity
$39M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.02%0.17%3.39%4.07%
2025-12-310.41%0.25%2.41%3.93%
2025-09-300.80%0.25%2.17%3.89%
2025-06-301.08%0.19%2.15%3.69%
2025-03-310.92%0.19%1.50%3.68%
2024-12-310.69%0.19%1.44%3.61%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Failure / assisted resolution
    FDIC FAILURES

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Frequently asked about Farmers Bank

What are Farmers Bank's total assets?

As of the Q1 2026 filing, Farmers Bank reported total assets of $286.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Farmers Bank headquartered?

Farmers Bank is headquartered in GREENWOOD, AR, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Farmers Bank founded?

Farmers Bank was established in 1907, per the FDIC institution directory.

Is Farmers Bank FDIC-insured?

Yes. Farmers Bank is an FDIC-insured commercial bank (FDIC Certificate #1296). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Farmers Bank?

Farmers Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Farmers Bank operate?

Farmers Bank operates 10 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Farmers Bank's Texas Ratio?

Farmers Bank's Texas Ratio is 3.39% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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