Bank of Little Rock
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Data as of · sourced from FFIEC call reports. How we update
Bank of Little Rock is an FDIC-insured commercial bank headquartered in Little Rock, AR, established in 1927 (FDIC certificate 91280), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $252.9M, down 13.1% from Q2 2025, the 58th largest of 78 banks headquartered in Arkansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 8.59% at Q2 2026, not above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 91280
- Headquarters
- Little Rock, AR
- Established
- 1927
- Total assets, Q2 2026
- $252.9M
- Assets vs Q2 2025
- -13.1%
- Tier 1 leverage ratio, Q2 2026
- 8.59%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 082001687
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Little Rock call report
- Holding company
- LITTLE ROCK BANKSHARES, INC.
- Asset rank in state
- 58th of 78 in Arkansas
Bank of Little Rock spends more to run itself than most banks of its size. It reported $253 million in assets at June 30, 2026, down 13.1% from a year earlier. It loses about $3.56 a year on every $100 of assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median $1.28). It also funds 8.59% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.99%).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.51% of loans from 1.66%. It lost $2.3 million in the quarter. Costs are the weak spot: it spends about 73 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
As of June 30, 2026, Bank of Little Rock reported a return on assets of -3.56%, a nonperforming-loan ratio of 0.51% and a Texas ratio of 3.04%. The figures come from its call report filed with the FFIEC.
Bank of Little Rock ranks as the 58th largest of the 78 banks based in Arkansas, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 4.7% to $252.9M, loans rose 1.3% and deposits fell 4.1%. 1-4 family residential loans made up 29.0% of its total loans on June 30, 2026, its largest category; next came construction and land development loans at 27.5%. The FDIC Summary of Deposits lists 5 offices for it, in Little Rock, AR. On its Q2 2026 call report, Bank of Little Rock is inside the community bank leverage ratio grace band.
Headquarters Profile
- Address
- 200 N State St, Little Rock, AR 72201
- County
- Pulaski
- Metro Area
- Little Rock-North Little Rock-Conway, AR
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 21, 1927
- Former names
- Hallmark Loan and Investment Corporation (1987-1989)
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 55
- Domestic deposits
- $231.5M
- Allowance for credit losses
- $2.3M
- Net charge-offs (YTD)
- $4.3M
- Average total assets
- $257.4M
- Average total loans
- $127.7M
- Average interest-bearing deposits
- $198.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 21, 1987
- FDIC Cert
- 91280
- Fed RSSD
- 1397471
- Parent Holding Company
- LITTLE ROCK BANKSHARES, INC. (RSSD 2617082)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Little Rock reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bank of Little Rock's total assets ran between $252.9M (Q2 2026) and $306.2M (Q1 2025), and it earned a profit in 6 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$252.9M total assets against $291.0M; $233.1M total liabilities against $262.2M.
$128.5M net loans and leases against $138.2M; $231.5M total deposits against $259.6M.
$95.8M securities against $132.8M; $15.1M cash and balances due against $9.2M.
$3.3M total interest income against $3.2M; $825K total interest expense against $1.3M.
$2.5M net interest income against $1.9M.
$1.4M total noninterest income against $1.3M; $2.8M total noninterest expense against $2.8M.
$4.0M provision for credit losses against $0.
-$2.3M net income against $331K.
-3.56% return on assets against 0.45%; 3.81% net interest margin against 2.87%.
8.59% tier 1 leverage ratio against 9.64%.
Inside the full Bank of Little Rock terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBank of Little Rock rankings
Its closest position to the top of a national ranking is 1,853 of 3,640, for Texas Ratio; its furthest is 3,600 of 3,611, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -7.56% (Q3 2025) to 1.40% (Q4 2025) and its net interest margin ran from 2.13% (Q3 2024) to 3.81% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 8.59% | -3.56% | 0.51% | 3.04% | 3.81% |
| Q1 2026 | 9.33% | 0.97% | 0.54% | 2.87% | 3.72% |
| Q4 2025 | 9.11% | 1.40% | 0.94% | 5.03% | 3.63% |
| Q3 2025 | 8.58% | -7.56% | 0.93% | 6.73% | 3.37% |
| Q2 2025 | 9.64% | 0.45% | 1.66% | 8.64% | 2.87% |
| Q1 2025 | 7.19% | 0.20% | 1.61% | 10.48% | 2.58% |
| Q4 2024 | 6.91% | 0.03% | 1.85% | 10.80% | 2.29% |
| Q3 2024 | 6.95% | -0.03% | 1.77% | 9.98% | 2.13% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Little Rock (main office) | Little Rock , AR | 72201 | $90.3M |
| Heights Branch | Little Rock , AR | 72207 | $54.0M |
| Merrill Branch | Little Rock , AR | 72212 | $48.7M |
| Cantrell Road Branch | Little Rock , AR | 72223 | $22.3M |
| Rahling Road Branch | Little Rock , AR | 72223 | $16.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| June 16, 1989 | Structure Change | Acquired Hallmark Loan and Investment Corporation Sale of Assets for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in AR, rank 68 of 108 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $3.0M approved, $3.0M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2017 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Little Rock
What are Bank of Little Rock's total assets?
As of the Q2 2026 filing, Bank of Little Rock reported total assets of $252.9 million in its FFIEC call report.
Where is Bank of Little Rock headquartered?
It is headquartered in Little Rock, AR, United States.
When was Bank of Little Rock founded?
It was established in 1927, per the FDIC institution directory.
Is Bank of Little Rock FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #91280). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Little Rock?
Bank of Little Rock's primary federal regulator is the Federal Reserve.
How many branches does Bank of Little Rock operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Little Rock's Texas Ratio?
Its Texas Ratio is 3.04% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Bank of Little Rock previously called?
The charter now named Bank of Little Rock has also operated as Hallmark Loan and Investment Corporation (1987-1989), per FDIC structure-change records.
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