Bank of Little Rock: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 57.5% lower than in Q1 2026, at $8.1M. Bank of Little Rock has the 7th lowest loan-to-deposit ratio of the 78 banks headquartered in Arkansas, at 56.47% as of Q2 2026. Bank of Little Rock reported 56.47% on loan-to-deposit ratio for Q2 2026, 24.37 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $110.9M |
| Fed funds sold and reverse repos | $8.1M |
| Fed funds sold and reverse repos to assets | 3.20% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 56.47% |
| Net loans and leases to deposits | 55.49% |
| Loans and leases to core deposits | 59.97% |
| Core deposits to total deposits | 94.17% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 44.83% | 89.45% | $0 | $13.0M |
| Q4 2023 | 45.37% | 90.06% | $0 | $15.5M |
| Q1 2024 | 48.02% | 88.94% | $0 | $22.0M |
| Q2 2024 | 50.06% | 89.34% | $0 | $22.0M |
| Q3 2024 | 54.36% | 86.44% | $0 | $22.0M |
| Q4 2024 | 51.90% | 79.82% | $0 | $6.0M |
| Q1 2025 | 50.08% | 82.49% | $0 | $0 |
| Q2 2025 | 54.10% | 86.31% | $0 | $761K |
| Q3 2025 | 52.64% | 91.62% | $0 | $0 |
| Q4 2025 | 53.56% | 92.21% | $0 | $0 |
| Q1 2026 | 53.45% | 93.83% | $0 | $0 |
| Q2 2026 | 56.47% | 94.17% | $0 | $0 |
Bank of Little Rock liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Little Rock, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Little Rock profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 91280) · FFIEC NIC profile (RSSD 1397471)