Bank of Little Rock: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings dropped 16.2% in Q2 2026, from $14.4M to $12.1M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.59% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $21.8M |
| Tier 1 capital | $21.8M |
| Total risk-based capital | — |
| Total equity capital | $19.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.80% |
| Tangible equity to tangible assets | 7.76% |
| Equity capital to average assets | 7.67% |
| Internal capital growth rate | -41.28% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $12.0M |
| Retained earnings | $12.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.21% | 14.21% | 15.47% | 7.18% | $150.4M |
| Q4 2023 | 13.72% | 13.72% | 14.98% | 7.15% | $152.9M |
| Q1 2024 | 13.16% | 13.16% | 14.42% | 7.03% | $160.2M |
| Q2 2024 | 13.24% | 13.24% | 14.50% | 7.13% | $158.3M |
| Q3 2024 | 12.31% | 12.31% | 13.57% | 6.95% | $165.9M |
| Q4 2024 | 12.02% | 12.02% | 13.28% | 6.91% | $169.5M |
| Q1 2025 | 12.77% | 12.77% | 14.02% | 7.19% | $170.8M |
| Q2 2025 | 16.90% | 16.90% | 18.15% | 9.64% | $165.6M |
| Q3 2025 | 14.61% | 14.61% | 15.86% | 8.58% | $159.7M |
| Q4 2025 | — | — | — | 9.11% | — |
| Q1 2026 | — | — | — | 9.33% | — |
| Q2 2026 | — | — | — | 8.59% | — |
Bank of Little Rock regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Little Rock, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Little Rock profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 91280) · FFIEC NIC profile (RSSD 1397471)