Bank of Little Rock: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Yield on securities edged up by 0.18 percentage points, from 3.07% to 3.25%, the largest move among the key lines here. Within Arkansas, Bank of Little Rock is 57th of 78 on net interest margin, 3.81% as of Q2 2026, below the middle of the field. Bank of Little Rock reported 3.81% on net interest margin for Q2 2026, 0.14 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.09% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.40% |
| Cost of interest-bearing deposits | 1.66% |
| Cost of interest-bearing liabilities | 1.66% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.81% |
| Yield to cost spread | 3.43% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.3M |
| Total interest expense | $825K |
| Interest expense on deposits | $825K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 3.77% | 1.63% | 2.15% |
| Q4 2023 | 3.85% | 1.93% | 1.96% |
| Q1 2024 | 4.23% | 2.11% | 2.18% |
| Q2 2024 | 4.16% | 2.27% | 1.93% |
| Q3 2024 | 4.40% | 2.32% | 2.13% |
| Q4 2024 | 4.54% | 2.29% | 2.29% |
| Q1 2025 | 4.57% | 2.02% | 2.58% |
| Q2 2025 | 4.71% | 1.89% | 2.87% |
| Q3 2025 | 5.09% | 1.81% | 3.37% |
| Q4 2025 | 5.30% | 1.77% | 3.63% |
| Q1 2026 | 5.12% | 1.50% | 3.72% |
| Q2 2026 | 5.09% | 1.40% | 3.81% |
Bank of Little Rock yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Little Rock, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Little Rock profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 91280) · FFIEC NIC profile (RSSD 1397471)