Sewickley Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Sewickley Savings Bank is an FDIC-insured savings bank headquartered in Sewickley, PA, established in 1884 (FDIC certificate 30154), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $316.3M, up 3.1% from Q2 2025, the 84th largest of 109 banks headquartered in Pennsylvania. Its CET1 capital ratio was 45.40% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 30154
- Headquarters
- Sewickley, PA
- Established
- 1884
- Total assets, Q2 2026
- $316.3M
- Assets vs Q2 2025
- +3.1%
- CET1 ratio, Q2 2026
- 45.40%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 243374124
- Latest call report
- Q2 2026, FFIEC 041 · Sewickley Savings Bank call report
- Asset rank in state
- 84th of 109 in Pennsylvania
Problem loans are rising at Sewickley Savings Bank. The Sewickley, Pennsylvania bank had $316 million in assets at June 30, 2026, up 3.1% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 2.73% of loans from 0.00% a year earlier. It returns 3.9% a year on shareholders' equity, about a third the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also keeps 2.58 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.95 cents).
Loans are outrunning deposits: over the year loans rose 32.8% and deposits rose 3.6%. Delinquency has appeared in its $19 million non-owner-occupied commercial real estate book: 9.68% of those loans are past due or on nonaccrual, against almost none a year earlier. Funding is the softer spot: it pays an average of 2.83% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
As of June 30, 2026, Sewickley Savings Bank reported a CET1 capital ratio of 45.40%, a return on assets of 0.89%, a nonperforming-loan ratio of 2.73% and a Texas ratio of 2.49%. The figures come from its call report filed with the FFIEC.
Of the 109 banks headquartered in Pennsylvania, Sewickley Savings Bank is the 84th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 1.1% to $316.3M, loans rose 12.3% and deposits fell 1.9%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 45.6% of total loans, ahead of non-owner-occupied commercial real estate loans at 28.1%. The FDIC Summary of Deposits lists 3 offices for it, in Mckees Rocks, PA, Sewickley, PA and Coraopolis, PA; its Mckees Rocks office books 39% of its branch deposits. Judged on its Q2 2026 call report, Sewickley Savings Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 531 Broad St, Sewickley, PA 15143
- County
- Allegheny
- Metro Area
- Pittsburgh, PA
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 1, 1884
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 25
- Domestic deposits
- $222.4M
- Allowance for credit losses
- $553K
- Net charge-offs (YTD)
- $0
- Average total assets
- $317.4M
- Average total loans
- $49.7M
- Average interest-bearing deposits
- $222.3M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 30154
- Fed RSSD
- 678070
- Website
- www.sewickleysavingsbank.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Sewickley Savings Bank's total assets moved between a low of $280.8M (Q2 2024) and a high of $320.0M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$316.3M total assets against $306.9M; $243.7M total liabilities against $235.8M.
$66.3M net loans and leases against $49.9M; $222.4M total deposits against $214.7M.
$212.4M securities against $223.1M; $8.5M cash and balances due against $10.5M.
$3.6M total interest income against $3.5M; $1.8M total interest expense against $1.9M.
$1.8M net interest income against $1.6M.
$140K total noninterest income against $86K; $1.1M total noninterest expense against $837K.
$56K provision for credit losses against $7K.
$704K net income against $697K.
0.89% return on assets against 0.94%; 2.58% net interest margin against 2.33%.
45.40% CET1 capital ratio against 57.03%; 23.76% tier 1 leverage ratio against 25.80%.
Inside the full Sewickley Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeSewickley Savings Bank rankings
Its closest position to the top of a national ranking is 9 of 2,134, for CET1 ratio; its furthest is 2,739 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.38% (Q4 2024) to 0.98% (Q3 2025) and its net interest margin ran from 2.33% (Q3 2024) to 2.61% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 45.40% | 0.89% | 2.73% | 2.49% | 2.58% |
| Q1 2026 | 46.03% | 0.76% | 3.12% | 2.57% | 2.44% |
| Q4 2025 | 52.71% | 0.58% | 0.00% | 0.00% | 2.42% |
| Q3 2025 | 58.54% | 0.98% | 0.00% | 0.00% | 2.61% |
| Q2 2025 | 57.03% | 0.94% | 0.00% | 0.00% | 2.33% |
| Q1 2025 | 57.67% | 0.78% | 0.00% | 0.00% | 2.48% |
| Q4 2024 | 59.22% | 0.38% | 0.00% | 0.00% | 2.36% |
| Q3 2024 | 60.00% | 0.69% | 0.00% | 0.00% | 2.33% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 5701 Steubenville Pike Branch | Mckees Rocks , PA | 15136 | $85.9M |
| Sewickley Savings Bank (main office) | Sewickley , PA | 15143 | $77.3M |
| 901 4th Ave Branch | Coraopolis , PA | 15108 | $59.3M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 108 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Sewickley Savings Bank
What are Sewickley Savings Bank's total assets?
As of the Q2 2026 filing, Sewickley Savings Bank reported total assets of $316.3 million in its FFIEC call report.
Where is Sewickley Savings Bank headquartered?
It is headquartered in Sewickley, PA, United States.
When was Sewickley Savings Bank founded?
It was established in 1884, per the FDIC institution directory.
Is Sewickley Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #30154). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Sewickley Savings Bank?
Sewickley Savings Bank's primary federal regulator is the FDIC.
What is Sewickley Savings Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 45.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Sewickley Savings Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Sewickley Savings Bank's Texas Ratio?
Its Texas Ratio is 2.49% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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