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Greenville Savings Bank

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Greenville, PA $100M to $1B in assets Est. January 1, 1911 FDIC #30637 RSSD #357777 Routing #243373332 FDIC

Data as of · sourced from FFIEC call reports. How we update

Greenville Savings Bank is an FDIC-insured savings bank headquartered in Greenville, PA, established in 1911 (FDIC certificate 30637), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $342.7M, up 2.7% from Q2 2025, the 82nd largest of 109 banks headquartered in Pennsylvania. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.84% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Savings bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
30637
Headquarters
Greenville, PA
Established
1911
Total assets, Q2 2026
$342.7M
Assets vs Q2 2025
+2.7%
Tier 1 leverage ratio, Q2 2026
12.84%
Domestic offices
3 FDIC institution directory, current count
Routing number
243373332
Latest call report
Q2 2026, FFIEC 051 · Greenville Savings Bank call report
Asset rank in state
82nd of 109 in Pennsylvania
Assets
$342.7M
Deposits
$256.4M
Loans
$276.4M
Equity
$44.1M

Greenville Savings Bank, based in Greenville, Pennsylvania, reported $343 million in assets at June 30, 2026, up 2.7% from a year earlier. It keeps 2.83 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). It also lost 0.8% of its deposits over the year, lower than about three-quarters of banks its size (median 4.0%).

Earnings jumped: net income for the quarter was $735,000, 149% above the same quarter a year earlier. Over the same year, loans grew 5.7% and deposits shrank 0.8%. Profitability lags: it returns 6.7% a year on shareholders' equity, about half the median of 12.5% for banks its size.

As of June 30, 2026, Greenville Savings Bank reported a return on assets of 0.86%, a nonperforming-loan ratio of 0.17% and a Texas ratio of 1.05%. The figures come from its call report filed with the FFIEC.

Of the 109 banks headquartered in Pennsylvania, Greenville Savings Bank is the 82nd largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.2% to $342.7M, loans rose 1.3% and deposits fell 1.3%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 85.6% of total loans, ahead of construction and land development loans at 4.6%. Its 3 offices in the FDIC Summary of Deposits are in Greenville, PA, Hermitage, PA and New Wilmington, PA; its Greenville office books 45% of its branch deposits. On its Q2 2026 call report, Greenville Savings Bank meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
233 Main St, Greenville, PA 16125
County
Mercer
Metro Area
Hermitage, PA
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
New York (Region 2)
Federal Reserve member
—
Federal Reserve district
District 4, Cleveland
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1911
Domestic offices
3 FDIC institution directory, current count
Employees (FTE)
43
Domestic deposits
$256.4M
Allowance for credit losses
$1.7M
Net charge-offs (YTD)
$29K
Average total assets
$343.6M
Average total loans
$274.2M
Average interest-bearing deposits
$233.7M
Tax status
C corporation
Ownership
Mutual
Community bank
Yes
FDIC-insured since
August 9, 1989
FDIC Cert
30637
Fed RSSD
357777

Profitability

Q2 annualized
Return on Assets0.86%YTD 0.72%
Return on Equity6.72%YTD 5.68%
Net Interest Margin2.83%YTD 2.75%

Balance Sheet

Total liabilities$298.6M
Cash & balances due$8.4M
Securities, available-for-sale$0
Securities, held-to-maturity$43.8M
Goodwill & intangibles$0

Income Statement

Net income Q2$735K
Net interest income YTD$4.7M
Total interest income YTD$8.1M
Total interest expense YTD$3.4M
Provision for credit losses YTD$119K

Operating & Funding

Total noninterest income YTD$425K
Total noninterest expense YTD$3.5M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Greenville Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Greenville Savings Bank's total assets moved between a low of $323.0M (Q3 2023) and a high of $344.5M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$342.7M total assets against $333.7M; $298.6M total liabilities against $291.7M.

Loans and leases against deposits

$274.7M net loans and leases against $259.9M; $256.4M total deposits against $258.5M.

Securities and cash

$43.8M securities against $44.9M; $8.4M cash and balances due against $11.4M.

Interest income against interest expense

$4.1M total interest income against $3.7M; $1.7M total interest expense against $1.8M.

Net interest income

$2.4M net interest income against $1.9M.

Noninterest income against noninterest expense

$252K total noninterest income against $105K; $1.8M total noninterest expense against $1.6M.

Provision for credit losses

$20K provision for credit losses against $1K.

Net income

$735K net income against $295K.

Return on assets and net interest margin

0.86% return on assets against 0.35%; 2.83% net interest margin against 2.26%.

CET1 and Tier 1 leverage ratios

12.84% tier 1 leverage ratio against 12.60%.

Inside the full Greenville Savings Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Loan-to-Deposit at 107.8%, loans exceed deposit base BRR analysis What does this mean? →

Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.

Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 0.20% (Q1 2025) to 0.86% (Q2 2026) and its net interest margin ran from 1.94% (Q3 2024) to 2.83% (Q2 2026).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 12.84% 0.86% 0.17% 1.05% 2.83%
Q1 2026 12.62% 0.58% 0.23% 1.47% 2.67%
Q4 2025 12.47% 0.58% 0.17% 1.58% 2.52%
Q3 2025 12.62% 0.45% 0.12% 1.36% 2.42%
Q2 2025 12.60% 0.35% 0.32% 2.58% 2.26%
Q1 2025 12.55% 0.20% 0.26% 1.56% 2.18%
Q4 2024 12.56% 0.22% 0.26% 1.55% 2.01%
Q3 2024 12.54% 0.21% 0.26% 1.54% 1.94%

Swipe the table sideways to see every column.

Branch Network

View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–3 of 3
Branch Location ZIP Deposits
Greenville Savings Bank (main office) Greenville , PA 16125 $114.6M
Hermitage Branch Hermitage , PA 16148 $106.8M
New Wilmington Greenville Savings Bank Branch New Wilmington , PA 16142 $35.1M

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in PA, rank 102 of 145 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Greenville Savings Bank: regulatory capital profile · BankRegReports

Frequently asked about Greenville Savings Bank

What are Greenville Savings Bank's total assets?

As of the Q2 2026 filing, Greenville Savings Bank reported total assets of $342.7 million in its FFIEC call report.

Where is Greenville Savings Bank headquartered?

It is headquartered in Greenville, PA, United States.

When was Greenville Savings Bank founded?

It was established in 1911, per the FDIC institution directory.

Is Greenville Savings Bank FDIC-insured?

Yes. It is an FDIC-insured savings bank (FDIC Certificate #30637). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Greenville Savings Bank?

Greenville Savings Bank's primary federal regulator is the FDIC.

How many branches does Greenville Savings Bank operate?

It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Greenville Savings Bank's Texas Ratio?

Its Texas Ratio is 1.05% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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