Greenville Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 499.29 percentage points higher than in Q1 2026, at 1520.72%. Greenville Savings Bank ranks 69th of 109 Pennsylvania banks on return on assets, in the lower half at 0.86% (Q2 2026). Greenville Savings Bank reported 0.86% on return on assets for Q2 2026, 0.40 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.84% |
| Equity capital to assets | 12.87% |
| Tangible equity to tangible assets | 12.87% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.04% |
| Non-performing assets ratio | 0.03% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 1.30% |
| Allowance for credit losses to loans | 0.61% |
| Reserve coverage of non-performing loans | 1520.72% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.86% |
| Return on equity | 6.72% |
| Net interest margin | 2.83% |
| Efficiency ratio | 65.91% |
| Yield on earning assets | 4.81% |
| Cost of funds | 2.26% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 107.80% |
| Core deposits to total deposits | 90.32% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 74.82% |
| Securities to assets | 12.77% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.57% | 0.30% | 2.30% | 0.14% | 0.00% |
| Q4 2023 | 12.58% | 0.35% | 2.24% | 0.42% | 0.01% |
| Q1 2024 | 12.52% | 0.27% | 2.11% | 0.14% | 0.00% |
| Q2 2024 | 12.63% | 0.23% | 2.00% | 0.12% | 0.07% |
| Q3 2024 | 12.54% | 0.21% | 1.94% | 0.12% | -0.02% |
| Q4 2024 | 12.56% | 0.22% | 2.01% | 0.11% | 0.00% |
| Q1 2025 | 12.55% | 0.20% | 2.18% | 0.14% | 0.04% |
| Q2 2025 | 12.60% | 0.35% | 2.26% | 0.13% | 0.00% |
| Q3 2025 | 12.62% | 0.45% | 2.42% | 0.10% | -0.03% |
| Q4 2025 | 12.47% | 0.58% | 2.52% | 0.10% | 0.20% |
| Q1 2026 | 12.62% | 0.58% | 2.67% | 0.06% | 0.03% |
| Q2 2026 | 12.84% | 0.86% | 2.83% | 0.04% | 0.01% |
Greenville Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenville Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenville Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30637) · FFIEC NIC profile (RSSD 357777)