Greenville Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.16 percentage points from Q1 2026 to Q2 2026, ending at 2.83% against 2.67%. It was the largest change among the key lines on this page. Greenville Savings Bank ranks 87th of 109 Pennsylvania banks on net interest margin, in the lower half at 2.83% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Greenville Savings Bank sits 1.12 points lower, at 2.83% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.81% |
| Yield on loans | 5.55% |
| Yield on securities | 1.41% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.26% |
| Cost of interest-bearing deposits | 2.18% |
| Cost of interest-bearing liabilities | 2.45% |
| Cost of borrowings | 3.95% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.83% |
| Yield to cost spread | 2.36% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.8M |
| Total interest expense | $1.7M |
| Interest expense on deposits | $1.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.95% | 1.89% | 2.30% | 4.66% | 1.24% |
| Q4 2023 | 4.08% | 2.11% | 2.24% | 4.83% | 1.25% |
| Q1 2024 | 4.16% | 2.35% | 2.11% | 4.91% | 1.24% |
| Q2 2024 | 4.20% | 2.52% | 2.00% | 5.00% | 1.32% |
| Q3 2024 | 4.34% | 2.74% | 1.94% | 5.13% | 1.17% |
| Q4 2024 | 4.36% | 2.68% | 2.01% | 5.16% | 1.26% |
| Q1 2025 | 4.40% | 2.54% | 2.18% | 5.16% | 1.25% |
| Q2 2025 | 4.48% | 2.53% | 2.26% | 5.26% | 1.28% |
| Q3 2025 | 4.65% | 2.54% | 2.42% | 5.42% | 1.32% |
| Q4 2025 | 4.70% | 2.47% | 2.52% | 5.47% | 1.31% |
| Q1 2026 | 4.70% | 2.32% | 2.67% | 5.43% | 1.38% |
| Q2 2026 | 4.81% | 2.26% | 2.83% | 5.55% | 1.41% |
Greenville Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Greenville Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greenville Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30637) · FFIEC NIC profile (RSSD 357777)