Greenville Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Greenville Savings Bank of Greenville, PA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.86% | 1.34% | -0.48% | 26th below |
| ROAE | 6.72% | 13.32% | -6.60% | 20th bottom |
| Net Interest Margin | 2.83% | 3.93% | -1.10% | 7th bottom |
| Efficiency Ratio | 65.91% | 61.14% | +4.77% | 37th below |
| PPNR / Avg Assets | 1.05% | 1.68% | -0.63% | 23rd bottom |
| Yield on Earning Assets | 4.81% | 5.67% | -0.86% | 17th bottom |
| Cost of Funds | 2.26% | 1.88% | +0.38% | 23rd bottom |
| Net Interest Spread | 2.36% | 3.32% | -0.96% | 9th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.94% | -0.90% | 80th top |
| NPA / Total Assets | 0.03% | 0.70% | -0.67% | 80th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 41st below |
| ACL / Total Loans | 0.61% | 1.28% | -0.67% | 5th bottom |
| ACL / NPLs (Coverage) | 1520.72% | 1538.68% | -17.96% | — |
| Texas Ratio | 1.30% | 7.33% | -6.03% | 69th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 144.83% | 1396.12% | -1251.29% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.84% | 12.14% | +0.70% | 74th above |
| Equity / Assets | 12.87% | 11.37% | +1.50% | 77th top |
| TCE / Tangible Assets | 12.87% | 11.09% | +1.78% | 79th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 107.80% | 80.63% | +27.17% | 5th bottom |
| Core Deposit Ratio | 90.32% | 86.86% | +3.46% | 56th above |
| Wholesale Funding Ratio | 11.86% | 5.03% | +6.83% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.72% | 6.85% | -4.13% | 37th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.69% | 7.90% | -2.21% | 52nd above |
| Deposit Growth (Y/Y) | -0.79% | 6.29% | -7.08% | 19th bottom |
See Greenville Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Greenville Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Greenville Savings Bank profile, how to read a UBPR, or how this data updates.