Premier Bank N.A.
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Data as of · sourced from FFIEC call reports. How we update
Premier Bank N.A. is an FDIC-insured commercial bank headquartered in Omaha, NE, established in 1914 (FDIC certificate 12493), and it is supervised by the OCC. At Q2 2026 it reported total assets of $342.4M, down 0.5% from Q2 2025, the 58th largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.59% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 12493
- Headquarters
- Omaha, NE
- Established
- 1914
- Total assets, Q2 2026
- $342.4M
- Assets vs Q2 2025
- -0.5%
- Tier 1 leverage ratio, Q2 2026
- 12.59%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 104000870
- Latest call report
- Q2 2026, FFIEC 041 · Premier Bank N.A. call report
- Holding company
- PREMIER BANCSHARES, INC.
- Asset rank in state
- 58th of 138 in Nebraska
Problem loans are rising at Premier Bank N.A.. It reported $342 million in assets at June 30, 2026. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.21% of loans from 0.03% a year earlier. It holds commercial real estate loans worth 3.3 times its capital, about triple the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. It also shrank its loan book 5.4% over the year, lower than about 9 in 10 banks its size (median 5.5%).
Delinquency has appeared in its $77 million non-owner-occupied commercial real estate book: 3.99% of those loans are past due or on nonaccrual, against almost none a year earlier. Loans and deposits moved in opposite directions: over the year loans fell 5.4% and deposits rose 0.5%.
As of June 30, 2026, Premier Bank N.A. reported a return on assets of 1.46%, a nonperforming-loan ratio of 1.21% and a Texas ratio of 6.46%. The figures come from its call report filed with the FFIEC.
Premier Bank N.A. ranks as the 58th largest of the 138 banks based in Nebraska, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 4.3% to $342.4M, loans rose 0.1% and deposits fell 5.3%. Non-owner-occupied commercial real estate loans made up 31.3% of its total loans on June 30, 2026, its largest category; next came construction and land development loans at 26.1%. The FDIC Summary of Deposits lists 5 offices for it, in Omaha, NE and Nebraska City, NE; its Omaha 4 offices book 83% of its branch deposits. By the capital ratios in its Q2 2026 call report, Premier Bank N.A. meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 16802 Burke St, Omaha, NE 68118
- County
- Douglas
- Metro Area
- Omaha, NE-IA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- August 1, 1914
- Former names
- Premier Bank (2011-2023); Purdum State Bank (1964-2011)
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 45
- Domestic deposits
- $297.1M
- Allowance for credit losses
- $3.1M
- Net charge-offs (YTD)
- $0
- Average total assets
- $345.8M
- Average total loans
- $248.5M
- Average interest-bearing deposits
- $216.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 12493
- Fed RSSD
- 860259
- Website
- www.premierbankne.com →
- Parent Holding Company
- PREMIER BANCSHARES, INC. (RSSD 4458113)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Premier Bank N.A. reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Premier Bank N.A.'s total assets ranged from $331.9M (Q3 2024) to $358.0M (Q1 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$342.4M total assets against $344.1M; $299.1M total liabilities against $297.7M.
$244.4M net loans and leases against $257.9M; $297.1M total deposits against $295.5M.
$36.8M securities against $38.1M; $50.7M cash and balances due against $37.7M.
$4.8M total interest income against $4.9M; $1.1M total interest expense against $1.2M.
$3.6M net interest income against $3.7M.
$318K total noninterest income against $273K; $2.4M total noninterest expense against $2.1M.
-$113K provision for credit losses against $75K.
$1.3M net income against $1.4M.
1.46% return on assets against 1.61%; 4.38% net interest margin against 4.53%.
12.59% tier 1 leverage ratio against 13.74%.
Inside the full Premier Bank N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Premier Bank N.A. rankings
Its closest position to the top of a national ranking is 1,052 of 3,640, for Texas Ratio; its furthest is 2,268 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.99% (Q4 2025) to 1.84% (Q4 2024) and its net interest margin ran from 4.34% (Q3 2024) to 4.60% (Q4 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.59% | 1.46% | 1.21% | 6.46% | 4.38% |
| Q1 2026 | 12.38% | 1.42% | 1.69% | 9.23% | 4.35% |
| Q4 2025 | 11.97% | -0.99% | 1.62% | 9.48% | 4.46% |
| Q3 2025 | 14.01% | 1.58% | 2.89% | 14.88% | 4.48% |
| Q2 2025 | 13.74% | 1.61% | 0.03% | 0.18% | 4.53% |
| Q1 2025 | 13.58% | 1.61% | 0.03% | 0.19% | 4.54% |
| Q4 2024 | 12.88% | 1.84% | 0.05% | 0.30% | 4.60% |
| Q3 2024 | 14.07% | 1.64% | 0.02% | 0.09% | 4.34% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Premier Bank N.A. (main office) | Omaha , NE | 68118 | $193.4M |
| Premier Bank - Nebraska City Branch | Nebraska City , NE | 68410 | $51.5M |
| Premier Bank - 114th & Dodge Branch | Omaha , NE | 68154 | $29.4M |
| Premier Bank - 43rd & Dodge Branch | Omaha , NE | 68131 | $22.9M |
| Premier Bank Mobile Branch | Omaha , NE | 68118 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 6, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 6, 2015 | Structure Change | Acquired Farmers Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 5, 2011 | Structure Change | Acquired Mid City Bank, Inc. Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| November 4, 2011 | Merger | Participated in FDIC Assisted Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in NE, rank 64 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $652K approved, $652K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Premier Bank N.A.
What are Premier Bank N.A.'s total assets?
As of the Q2 2026 filing, Premier Bank N.A. reported total assets of $342.4 million in its FFIEC call report.
Where is Premier Bank N.A. headquartered?
It is headquartered in Omaha, NE, United States.
When was Premier Bank N.A. founded?
It was established in 1914, per the FDIC institution directory.
Is Premier Bank N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #12493). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Premier Bank N.A.?
Premier Bank N.A.'s primary federal regulator is the OCC.
How many branches does Premier Bank N.A. operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Premier Bank N.A.'s Texas Ratio?
Its Texas Ratio is 6.46% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Premier Bank N.A. previously called?
The charter now named Premier Bank N.A. has also operated as Premier Bank (2011-2023), Purdum State Bank (1964-2011), per FDIC structure-change records.
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