Premier Bank N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Premier Bank N.A. of Omaha, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.46% | 1.34% | +0.12% | 61st above |
| ROAE | 11.81% | 13.32% | -1.51% | 47th below |
| Net Interest Margin | 4.38% | 3.93% | +0.45% | 74th above |
| Efficiency Ratio | 60.56% | 61.13% | -0.57% | 52nd above |
| PPNR / Avg Assets | 1.80% | 1.68% | +0.12% | 63rd above |
| Yield on Earning Assets | 5.72% | 5.67% | +0.05% | 56th above |
| Cost of Funds | 1.47% | 1.88% | -0.41% | 71st above |
| Net Interest Spread | 3.67% | 3.32% | +0.35% | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.17% | 0.94% | +0.23% | 25th below |
| NPA / Total Assets | 0.84% | 0.70% | +0.14% | 24th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.28% | -0.03% | 55th above |
| ACL / NPLs (Coverage) | 106.64% | 1546.64% | -1440.00% | 29th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.46% | 7.34% | -0.88% | 33rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.59% | 12.14% | +0.45% | 71st above |
| Equity / Assets | 12.64% | 11.36% | +1.28% | 76th top |
| TCE / Tangible Assets | 12.64% | 11.08% | +1.56% | 78th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.30% | 80.66% | +2.64% | 44th below |
| Core Deposit Ratio | 94.47% | 86.85% | +7.62% | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.49% | 6.84% | -7.33% | 17th bottom |
| Loan Growth (Y/Y) | -5.40% | 7.92% | -13.32% | 7th bottom |
| Deposit Growth (Y/Y) | 0.54% | 6.29% | -5.75% | 26th below |
See Premier Bank N.A.'s peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Premier Bank N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Premier Bank N.A. profile, how to read a UBPR, or how this data updates.