Premier Bank N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 4.67 percentage points in Q2 2026, from 81.16% to 85.83%. It was the largest change from Q1 2026 among the key lines here. Premier Bank N.A. ranks 83rd of 138 Nebraska banks on loan-to-deposit ratio, in the lower half at 83.30% (Q2 2026). Premier Bank N.A. reported 83.30% on loan-to-deposit ratio for Q2 2026, 2.47 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $50.7M |
| Cash and noninterest-bearing balances to assets | 14.82% |
| Cash and securities | $87.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.30% |
| Net loans and leases to deposits | 82.27% |
| Loans and leases to core deposits | 85.83% |
| Core deposits to total deposits | 94.47% |
| Brokered deposits to total deposits | 2.58% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 91.80% | 95.61% | $0 | $15.0M |
| Q4 2023 | 92.99% | 95.41% | $0 | $15.0M |
| Q1 2024 | 94.04% | 95.79% | $0 | $14.0M |
| Q2 2024 | 93.25% | 95.92% | $0 | $13.0M |
| Q3 2024 | 91.86% | 94.67% | $0 | $0 |
| Q4 2024 | 93.46% | 94.92% | $0 | $0 |
| Q1 2025 | 91.50% | 94.35% | $0 | $0 |
| Q2 2025 | 88.54% | 95.47% | $0 | $0 |
| Q3 2025 | 92.70% | 95.07% | $0 | $0 |
| Q4 2025 | 90.46% | 94.74% | $0 | $0 |
| Q1 2026 | 78.77% | 94.47% | $0 | $0 |
| Q2 2026 | 83.30% | 94.47% | $0 | $0 |
Premier Bank N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Premier Bank N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Premier Bank N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12493) · FFIEC NIC profile (RSSD 860259)