Premier Bank N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense rose 2.6% from Q1 2026 to Q2 2026, ending at $1.1M against $1.1M. It was the largest change among the key lines on this page. Within Nebraska, Premier Bank N.A. is 33rd of 138 on net interest margin, 4.38% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Premier Bank N.A. sits 0.43 points higher, at 4.38% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.72% |
| Yield on loans | 6.34% |
| Yield on securities | 3.96% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.47% |
| Cost of interest-bearing deposits | 2.05% |
| Cost of interest-bearing liabilities | 2.05% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.38% |
| Yield to cost spread | 3.67% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.9M |
| Total interest expense | $1.1M |
| Interest expense on deposits | $1.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.54% | 1.34% | 4.32% | 5.97% | 3.91% |
| Q4 2023 | 5.88% | 1.45% | 4.58% | 6.36% | 3.95% |
| Q1 2024 | 5.92% | 1.59% | 4.51% | 6.37% | 3.88% |
| Q2 2024 | 6.02% | 1.79% | 4.42% | 6.46% | 3.90% |
| Q3 2024 | 6.01% | 1.90% | 4.34% | 6.45% | 3.89% |
| Q4 2024 | 6.01% | 1.64% | 4.60% | 6.46% | 3.92% |
| Q1 2025 | 5.95% | 1.57% | 4.54% | 6.36% | 3.95% |
| Q2 2025 | 6.01% | 1.64% | 4.53% | 6.46% | 3.97% |
| Q3 2025 | 6.07% | 1.79% | 4.48% | 6.52% | 3.98% |
| Q4 2025 | 5.88% | 1.62% | 4.46% | 6.32% | 4.03% |
| Q1 2026 | 5.68% | 1.46% | 4.35% | 6.21% | 4.01% |
| Q2 2026 | 5.72% | 1.47% | 4.38% | 6.34% | 3.96% |
Premier Bank N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Premier Bank N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Premier Bank N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12493) · FFIEC NIC profile (RSSD 860259)