Premier Bank N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 30.15 percentage points in Q2 2026, from 76.50% to 106.64%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Premier Bank N.A. is 61st of 138 on return on assets, 1.46% as of Q2 2026, above the middle of the field. Premier Bank N.A. reported 1.46% on return on assets for Q2 2026, 0.21 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.59% |
| Equity capital to assets | 12.64% |
| Tangible equity to tangible assets | 12.64% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.17% |
| Non-performing assets ratio | 0.84% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 6.46% |
| Allowance for credit losses to loans | 1.25% |
| Reserve coverage of non-performing loans | 106.64% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.46% |
| Return on equity | 11.81% |
| Net interest margin | 4.38% |
| Efficiency ratio | 60.56% |
| Yield on earning assets | 5.72% |
| Cost of funds | 1.47% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.30% |
| Core deposits to total deposits | 94.47% |
| Brokered deposits to total deposits | 2.58% |
| Deposits to assets | 86.77% |
| Securities to assets | 10.74% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.80% | 1.51% | 4.32% | 0.00% | -0.00% |
| Q4 2023 | 13.24% | 1.58% | 4.58% | 0.00% | -0.00% |
| Q1 2024 | 13.66% | 1.52% | 4.51% | 0.00% | -0.00% |
| Q2 2024 | 14.07% | 1.51% | 4.42% | 0.00% | -0.00% |
| Q3 2024 | 14.07% | 1.64% | 4.34% | 0.00% | -0.01% |
| Q4 2024 | 12.88% | 1.84% | 4.60% | 0.00% | -0.04% |
| Q1 2025 | 13.58% | 1.61% | 4.54% | 0.00% | -0.00% |
| Q2 2025 | 13.74% | 1.61% | 4.53% | 0.00% | -0.00% |
| Q3 2025 | 14.01% | 1.58% | 4.48% | 2.88% | -0.01% |
| Q4 2025 | 11.97% | -0.99% | 4.46% | 1.60% | 5.29% |
| Q1 2026 | 12.38% | 1.42% | 4.35% | 1.69% | 0.00% |
| Q2 2026 | 12.59% | 1.46% | 4.38% | 1.17% | 0.00% |
Premier Bank N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Premier Bank N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Premier Bank N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12493) · FFIEC NIC profile (RSSD 860259)