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Dundee Bank

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Omaha, NE $100M to $1B in assets Est. February 5, 1915 FDIC #10643 RSSD #397559 Routing #104110113 FDIC

Data as of · sourced from FFIEC call reports. How we update

Dundee Bank is an FDIC-insured commercial bank headquartered in Omaha, NE, established in 1915 (FDIC certificate 10643), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $975.6M, up 23.9% from Q2 2025, the 23rd largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
10643
Headquarters
Omaha, NE
Established
1915
Total assets, Q2 2026
$975.6M
Assets vs Q2 2025
+23.9%
Tier 1 leverage ratio, Q2 2026
9.61%
Domestic offices
4 FDIC institution directory, current count
Routing number
104110113
Latest call report
Q2 2026, FFIEC 051 · Dundee Bank call report
Holding company
DUNDEE BANCO, INC.
Asset rank in state
23rd of 138 in Nebraska
Assets
$975.6M
Deposits
$846.9M
Loans
$858.6M
Equity
$88.6M

Dundee Bank is one of the more profitable banks of its size. Based in Omaha, Nebraska, it had $976 million in assets at June 30, 2026, up 23.9% from a year earlier. It returns 24.0% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 38 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).

Earnings jumped: net income for the quarter was $5.2 million, 43% above the same quarter a year earlier. Over the same year, loans grew 23.0% and deposits grew 26.7%. Funding is the softer spot: it pays an average of 3.13% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).

As of June 30, 2026, Dundee Bank reported a return on assets of 2.19%, a nonperforming-loan ratio of 0.02% and a Texas ratio of 0.15%. The figures come from its call report filed with the FFIEC.

Dundee Bank ranks as the 23rd largest of the 138 banks based in Nebraska, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 5.8% to $975.6M, loans rose 5.8% and deposits rose 3.3%. Its loan book on June 30, 2026 was led by construction and land development loans, at 22.3% of total loans, followed by 1-4 family residential loans at 17.9%. The FDIC Summary of Deposits lists 4 offices for it, in Omaha, NE. On its Q2 2026 call report, Dundee Bank meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
5015 Underwood Ave, Omaha, NE 68132
County
Douglas
Metro Area
Omaha, NE-IA
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
No
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
February 5, 1915
Domestic offices
4 FDIC institution directory, current count
Employees (FTE)
63
Domestic deposits
$846.9M
Allowance for credit losses
$10.7M
Net charge-offs (YTD)
-$4K
Average total assets
$950.8M
Average total loans
$832.1M
Average interest-bearing deposits
$736.5M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
10643
Fed RSSD
397559

Profitability

Q2 annualized
Return on Assets2.19%YTD 2.13%
Return on Equity23.97%YTD 24.07%
Net Interest Margin3.82%YTD 3.71%

Balance Sheet

Total liabilities$887.1M
Cash & balances due$7.7M
Securities, available-for-sale$88.7M
Securities, held-to-maturity$259K
Goodwill & intangibles$0

Income Statement

Net income Q2$5.2M
Net interest income YTD$16.9M
Total interest income YTD$30.1M
Total interest expense YTD$13.3M
Provision for credit losses YTD$589K

Operating & Funding

Total noninterest income YTD$1.1M
Total noninterest expense YTD$7.2M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Dundee Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Dundee Bank's total assets moved between a low of $621.3M (Q3 2023) and a high of $975.6M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$975.6M total assets against $787.4M; $887.1M total liabilities against $718.4M.

Loans and leases against deposits

$847.8M net loans and leases against $688.3M; $846.9M total deposits against $668.6M.

Securities and cash

$89.0M securities against $63.3M; $7.7M cash and balances due against $10.4M.

Interest income against interest expense

$15.6M total interest income against $12.8M; $6.8M total interest expense against $5.8M.

Net interest income

$8.8M net interest income against $7.0M.

Noninterest income against noninterest expense

$483K total noninterest income against $670K; $3.6M total noninterest expense against $3.7M.

Provision for credit losses

$475K provision for credit losses against $260K.

Net income

$5.2M net income against $3.7M.

Return on assets and net interest margin

2.19% return on assets against 1.88%; 3.82% net interest margin against 3.70%.

CET1 and Tier 1 leverage ratios

9.61% tier 1 leverage ratio against 9.36%.

Inside the full Dundee Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.

Loan-to-Deposit at 101.4%, loans exceed deposit base BRR analysis What does this mean? →

Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.

CRE concentration at 443% of capital, above interagency guidance Regulatory What does this mean? →

Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).

Dundee Bank rankings

Its closest position to the top of a national ranking is 146 of 3,606, for efficiency ratio; its furthest is 3,193 of 3,640, for Texas Ratio.

How ranks are counted

Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 0.69% (Q3 2024) to 2.25% (Q4 2025) and its net interest margin ran from 3.22% (Q3 2024) to 3.98% (Q4 2025).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 9.61% 2.19% 0.02% 0.15% 3.82%
Q1 2026 9.62% 2.06% 0.05% 0.39% 3.59%
Q4 2025 9.04% 2.25% 0.02% 0.18% 3.98%
Q3 2025 9.17% 2.12% 0.04% 0.36% 3.85%
Q2 2025 9.36% 1.88% 0.02% 0.19% 3.70%
Q1 2025 9.11% 1.46% 0.03% 0.33% 3.52%
Q4 2024 9.30% 1.30% 0.06% 0.57% 3.40%
Q3 2024 9.59% 0.69% 0.08% 0.70% 3.22%

Swipe the table sideways to see every column.

Branch Network

View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–4 of 4
Branch Location ZIP Deposits
Dundee Bank (main office) Omaha , NE 68132 $632.4M
Blackstone Branch Omaha , NE 68131 $154.9M
Dundee Bank Branch Omaha , NE 68108 $39.7M
Benson Branch Omaha , NE 68104 $20.0M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
June 20, 2016 Structure Change Charter Discontinued (Merger or Purchase & Assumption) FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
0.9% of deposits in NE, rank 23 of 160 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
SBA 7(a) lending
2 loans, $1.0M approved, $500K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Dundee Bank: regulatory capital profile · BankRegReports

Frequently asked about Dundee Bank

What are Dundee Bank's total assets?

As of the Q2 2026 filing, Dundee Bank reported total assets of $975.6 million in its FFIEC call report.

Where is Dundee Bank headquartered?

It is headquartered in Omaha, NE, United States.

When was Dundee Bank founded?

It was established in 1915, per the FDIC institution directory.

Is Dundee Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #10643). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Dundee Bank?

Dundee Bank's primary federal regulator is the FDIC.

How many branches does Dundee Bank operate?

It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Dundee Bank's Texas Ratio?

Its Texas Ratio is 0.15% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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