Dundee Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.23 percentage points in Q2 2026 to 3.82%, the biggest move on this page. Dundee Bank ranks 70th of 138 Nebraska banks on net interest margin, in the lower half at 3.82% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Dundee Bank sits 0.12 points lower, at 3.82% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.73% |
| Yield on loans | 6.98% |
| Yield on securities | 4.52% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.13% |
| Cost of interest-bearing deposits | 3.36% |
| Cost of interest-bearing liabilities | 3.47% |
| Cost of borrowings | 3.68% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.82% |
| Yield to cost spread | 3.26% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $14.5M |
| Total interest expense | $6.8M |
| Interest expense on deposits | $6.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.11% | 2.97% | 3.32% | 6.48% | 3.61% |
| Q4 2023 | 6.20% | 3.27% | 3.18% | 6.57% | 3.66% |
| Q1 2024 | 6.14% | 3.44% | 2.93% | 6.48% | 3.77% |
| Q2 2024 | 6.30% | 3.63% | 2.92% | 6.68% | 3.89% |
| Q3 2024 | 6.70% | 3.74% | 3.22% | 7.08% | 3.99% |
| Q4 2024 | 6.67% | 3.51% | 3.40% | 7.01% | 4.01% |
| Q1 2025 | 6.60% | 3.31% | 3.52% | 6.91% | 4.15% |
| Q2 2025 | 6.76% | 3.29% | 3.70% | 7.06% | 4.27% |
| Q3 2025 | 6.93% | 3.33% | 3.85% | 7.23% | 4.39% |
| Q4 2025 | 6.95% | 3.22% | 3.98% | 7.28% | 4.53% |
| Q1 2026 | 6.48% | 3.10% | 3.59% | 6.71% | 4.63% |
| Q2 2026 | 6.73% | 3.13% | 3.82% | 6.98% | 4.52% |
Dundee Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Dundee Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Dundee Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10643) · FFIEC NIC profile (RSSD 397559)