Security National Bank of Omaha
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Data as of · sourced from FFIEC call reports. How we update
Security National Bank of Omaha is an FDIC-insured commercial bank headquartered in Omaha, NE, established in 1964 (FDIC certificate 19213), and it is supervised by the OCC. At Q2 2026 it reported total assets of $1.86B, up 2.5% from Q2 2025, the 7th largest of 138 banks headquartered in Nebraska. Its CET1 capital ratio was 13.37% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 19213
- Headquarters
- Omaha, NE
- Established
- 1964
- Total assets, Q2 2026
- $1.86B
- Assets vs Q2 2025
- +2.5%
- CET1 ratio, Q2 2026
- 13.37%
- Domestic offices
- 14 FDIC institution directory, current count
- Routing number
- 104000841
- Latest call report
- Q2 2026, FFIEC 041 · Security National Bank of Omaha call report
- Holding company
- SECURITY NATIONAL CORPORATION
- Asset rank in state
- 7th of 138 in Nebraska
Problem loans are rising at Security National Bank of Omaha. The Omaha, Nebraska bank had $1.9 billion in assets at June 30, 2026, up 2.5% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.03% of loans from 0.11% a year earlier. It lost 1.7% of its deposits over the year, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 5.1%). It also holds about half of its deposits (48%) above the FDIC insurance limit, higher than about three-quarters of banks its size (median 30.9%).
Delinquency has appeared in its $321 million non-owner-occupied commercial real estate book: 4.26% of those loans are past due or on nonaccrual, against almost none a year earlier. Net income for the quarter rose 15% from a year earlier, to $6.4 million.
As of June 30, 2026, Security National Bank of Omaha reported a CET1 capital ratio of 13.37%, a return on assets of 1.38%, a nonperforming-loan ratio of 1.03% and a Texas ratio of 7.10%. The figures come from its call report filed with the FFIEC.
Security National Bank of Omaha ranks as the 7th largest of the 138 banks based in Nebraska, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.3% to $1.86B, loans rose 2.8% and deposits fell 2.9%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 38.0% of total loans, ahead of non-owner-occupied commercial real estate loans at 23.3%. Its 14 offices in the FDIC Summary of Deposits are in 4 cities across 3 states; its Omaha 10 offices book 81% of its branch deposits. Judged on its Q2 2026 call report, Security National Bank of Omaha meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1120 S 101st St, Omaha, NE 68124
- County
- Douglas
- Metro Area
- Omaha, NE-IA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- September 1, 1964
- Domestic offices
- 14 FDIC institution directory, current count
- Employees (FTE)
- 242
- Domestic deposits
- $1.50B
- Allowance for credit losses
- $19.5M
- Net charge-offs (YTD)
- -$4K
- Average total assets
- $1.85B
- Average total loans
- $1.35B
- Average interest-bearing deposits
- $1.23B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- September 1, 1964
- FDIC Cert
- 19213
- Fed RSSD
- 844053
- Website
- www.securitynational.bank →
- Parent Holding Company
- SECURITY NATIONAL CORPORATION (RSSD 1140323)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Security National Bank of Omaha's total assets moved between a low of $1.48B (Q3 2023) and a high of $1.86B (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.86B total assets against $1.81B; $1.68B total liabilities against $1.65B.
$1.36B net loans and leases against $1.34B; $1.50B total deposits against $1.52B.
$240.9M securities against $216.3M; $190.8M cash and balances due against $192.2M.
$26.0M total interest income against $25.5M; $6.7M total interest expense against $7.8M.
$19.3M net interest income against $17.7M.
$4.0M total noninterest income against $4.0M; $15.1M total noninterest expense against $14.3M.
$0 provision for credit losses against $121K.
$6.4M net income against $5.5M.
1.38% return on assets against 1.24%; 4.31% net interest margin against 4.10%.
13.37% CET1 capital ratio against 12.23%; 10.58% tier 1 leverage ratio against 9.96%.
Inside the full Security National Bank of Omaha terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Security National Bank of Omaha rankings
Its closest position to the top of a national ranking is 135 of 980, for uninsured deposits; its furthest is 2,301 of 3,606, for efficiency ratio.
Metric pages for Security National Bank of Omaha: Uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.10% (Q3 2024) to 1.56% (Q1 2026) and its net interest margin ran from 3.94% (Q1 2025) to 4.45% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.37% | 1.38% | 1.03% | 7.10% | 4.31% |
| Q1 2026 | 13.49% | 1.56% | 1.04% | 7.16% | 4.32% |
| Q4 2025 | 13.32% | 1.29% | 0.19% | 1.15% | 4.45% |
| Q3 2025 | 12.73% | 1.30% | 0.12% | 0.72% | 4.17% |
| Q2 2025 | 12.23% | 1.24% | 0.14% | 0.81% | 4.10% |
| Q1 2025 | 12.20% | 1.28% | 0.14% | 0.80% | 3.94% |
| Q4 2024 | 12.16% | 1.10% | 0.16% | 0.49% | 4.23% |
| Q3 2024 | 12.23% | 1.10% | 0.29% | 1.41% | 3.98% |
Swipe the table sideways to see every column.
Branch Network
View all 14 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Security National Bank of Omaha (main office) | Omaha , NE | 68124 | $622.2M |
| Farnam Branch | Omaha , NE | 68131 | $284.4M |
| Union Dallas Branch | Dallas , TX | 75201 | $210.8M |
| Aksarben Branch | Omaha , NE | 68106 | $82.2M |
| Legacy Branch | Omaha , NE | 68130 | $60.1M |
| Cass Street Branch | Omaha , NE | 68114 | $57.9M |
| Council Bluffs Branch | Council Bluffs , IA | 51503 | $56.9M |
| Stockyard Branch | Omaha , NE | 68107 | $51.7M |
| Immanuel Branch | Omaha , NE | 68152 | $47.5M |
| Jordan Creek Branch | West Des Moines , IA | 50266 | $23.1M |
| Rockbrook Branch | Omaha , NE | 68144 | $0 |
| Tollway Branch | Dallas , TX | 75248 | $0 |
| Mobile Branch | Omaha , NE | 68131 | $0 |
| Security National Bank Trust | Omaha , NE | 68124 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| July 1, 2004 | M&A | Acquired Kirkpatrick Pettis Trust Company merger for the acquired bank | SEC |
| July 1, 2004 | Structure Change | Acquired Kirkpatrick Pettis Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 30, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- None against the institution on file; 2 against individuals associated with it
- Period: Most recent action December 11, 2018. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 1.3% of deposits in NE, rank 12 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 155 applications, 90 loans originated, $36.4M originated, across 7 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 28 loans, $30.9M approved, $1.1M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Security National Bank of Omaha
What are Security National Bank of Omaha's total assets?
As of the Q2 2026 filing, Security National Bank of Omaha reported total assets of $1.86 billion in its FFIEC call report.
Where is Security National Bank of Omaha headquartered?
It is headquartered in Omaha, NE, United States.
When was Security National Bank of Omaha founded?
It was established in 1964, per the FDIC institution directory.
Is Security National Bank of Omaha FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #19213). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Security National Bank of Omaha?
Security National Bank of Omaha's primary federal regulator is the OCC.
What is Security National Bank of Omaha's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.37% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Security National Bank of Omaha operate?
It operates 14 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Security National Bank of Omaha's Texas Ratio?
Its Texas Ratio is 7.10% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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