Security National Bank of Omaha: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security National Bank of Omaha of Omaha, NE against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.38% | 1.46% | -0.08% | 59th above |
| ROAE | 14.29% | 12.69% | +1.60% | 65th above |
| Net Interest Margin | 4.31% | 3.85% | +0.46% | 83rd top |
| Efficiency Ratio | 64.45% | 57.40% | +7.05% | 32nd below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.79% | 1.88% | -0.09% | 55th above |
| Yield on Earning Assets | 5.80% | 5.72% | +0.08% | 66th above |
| Cost of Funds | 1.56% | 2.02% | -0.46% | 78th top |
| Net Interest Spread | 3.66% | 3.18% | +0.48% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.23% | 1.00% | +0.23% | 26th below |
| NPA / Total Assets | 0.91% | 0.76% | +0.15% | 27th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.43% | -0.39% | 45th below |
| ACL / Total Loans | 1.42% | 1.31% | +0.11% | 82nd top |
| ACL / NPLs (Coverage) | 115.17% | 564.69% | -449.52% | 36th below |
| Texas Ratio | 8.46% | 7.39% | +1.07% | 29th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.37% | 17.34% | -3.97% | 48th below |
| Tier 1 Ratio | 13.37% | 17.37% | -4.00% | 48th below |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.63% | 18.42% | -3.79% | 50th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.58% | 11.44% | -0.86% | 52nd above |
| Equity / Assets | 9.75% | 11.34% | -1.59% | 37th below |
| TCE / Tangible Assets | 9.71% | 10.50% | -0.79% | 48th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.00% | 86.95% | +5.05% | 38th below |
| Core Deposit Ratio | 96.56% | 85.55% | +11.01% | 92nd top |
| Uninsured Deposit Ratio | 47.65% | 33.12% | +14.53% | 12th bottom |
| Wholesale Funding Ratio | 7.74% | 5.70% | +2.04% | 25th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.51% | 9.68% | -7.17% | 32nd below |
| Loan Growth (Y/Y) | 1.50% | 8.06% | -6.56% | 25th below |
| Deposit Growth (Y/Y) | -1.73% | 7.88% | -9.61% | 11th bottom |
See Security National Bank of Omaha's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security National Bank of Omaha, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security National Bank of Omaha profile, how to read a UBPR, or how this data updates.