Security National Bank of Omaha: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 83.3% higher than in Q1 2026, at $55.0M. Within Nebraska, Security National Bank of Omaha is 40th of 138 on loan-to-deposit ratio, 92.00% as of Q2 2026, above the middle of the field. Security National Bank of Omaha reported 92.00% on loan-to-deposit ratio for Q2 2026, 3.80 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $190.8M |
| Cash and noninterest-bearing balances to assets | 10.26% |
| Cash and securities | $431.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $89.0M |
| Other borrowed money | $55.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.96% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.00% |
| Net loans and leases to deposits | 90.70% |
| Loans and leases to core deposits | 94.67% |
| Core deposits to total deposits | 96.56% |
| Brokered deposits to total deposits | 0.63% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.44% | 98.29% | $125.0M | $0 |
| Q4 2023 | 80.42% | 98.54% | $101.1M | $0 |
| Q1 2024 | 78.58% | 97.90% | $101.0M | $0 |
| Q2 2024 | 88.54% | 96.99% | $121.0M | $0 |
| Q3 2024 | 83.79% | 96.89% | $115.8M | $0 |
| Q4 2024 | 85.56% | 97.58% | $92.1M | $0 |
| Q1 2025 | 89.08% | 94.28% | $86.1M | $20.0M |
| Q2 2025 | 89.08% | 94.62% | $67.3M | $30.0M |
| Q3 2025 | 91.29% | 95.19% | $81.9M | $30.0M |
| Q4 2025 | 92.81% | 95.16% | $57.9M | $30.0M |
| Q1 2026 | 86.92% | 96.63% | $50.7M | $30.0M |
| Q2 2026 | 92.00% | 96.56% | $89.0M | $55.0M |
Security National Bank of Omaha liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security National Bank of Omaha, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security National Bank of Omaha profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19213) · FFIEC NIC profile (RSSD 844053)