Column N.A.
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Data as of · sourced from FFIEC call reports. How we update
Column N.A. is an FDIC-insured commercial bank headquartered in Salt Lake City, UT, established in 2006 (FDIC certificate 58224), and it is supervised by the OCC. At Q2 2026 it reported total assets of $1.77B, the 26th largest of 44 banks headquartered in Utah. Its CET1 capital ratio was 25.03% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 58224
- Headquarters
- Salt Lake City, UT
- Established
- 2006
- Total assets, Q2 2026
- $1.77B
- CET1 ratio, Q2 2026
- 25.03%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 121144269
- Asset rank in state
- 26th of 44 in Utah
Column N.A. runs leaner than most banks of its size. Based in Salt Lake City, Utah, it had $1.8 billion in assets at June 30, 2026, against $834 million a year earlier. It spends about 39 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 58 cents). It also keeps 5.38 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 banks its size (median 3.71 cents).
Earnings jumped: net income for the quarter was $31 million, 34% above the same quarter a year earlier. Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.06% of loans from 0.44%. Where it has less room is capital: it funds 8.43% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.52%).
As of June 30, 2026, Column N.A. reported a CET1 capital ratio of 25.03%, a return on assets of 5.72%, a nonperforming-loan ratio of 0.06% and a Texas ratio of 0.12%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Column N.A. is the 26th largest of the 44 banks headquartered in Utah. From Q1 2026 to Q2 2026, its total assets rose 27.4% to $1.77B, loans rose 11.1% and deposits rose 29.1%. Credit card loans made up 28.7% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 19.3%. The FDIC Summary of Deposits lists 2 offices for it, in Chico, CA and Salt Lake City, UT; its Chico office books 100% of its branch deposits. By the capital ratios in its Q2 2026 call report, Column N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 350 E 400 S, Salt Lake City, UT 84111
- County
- Salt Lake
- Metro Area
- Chico, CA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 28, 2006
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 170
- Domestic deposits
- $1.53B
- Allowance for credit losses
- $2.0M
- Net charge-offs (YTD)
- -$425K
- Average total assets
- $2.18B
- Average total loans
- $361.9M
- Average interest-bearing deposits
- $1.21B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 28, 2006
- FDIC Cert
- 58224
- Fed RSSD
- 3435948
- Website
- https://column.com/ →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Column N.A.'s total assets ran between $448.2M (Q4 2023) and $1.77B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.77B total assets against $834.0M; $1.59B total liabilities against $748.3M.
$356.6M net loans and leases against $208.4M; $1.53B total deposits against $712.4M.
$604.2M securities against $318.9M; $576.4M cash and balances due against $237.5M.
$35.8M total interest income against $38.4M; $9.1M total interest expense against $5.0M.
$26.6M net interest income against $33.5M.
$46.1M total noninterest income against $12.4M; $28.3M total noninterest expense against $12.1M.
-$100K provision for credit losses against -$275K.
$31.2M net income against $23.3M.
5.72% return on assets against 9.01%; 5.38% net interest margin against 14.43%.
25.03% CET1 capital ratio against 28.20%; 8.43% tier 1 leverage ratio against 9.15%.
Inside the full Column N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeColumn N.A. rankings
Its closest position to the top of a national ranking is 4 of 3,611, for ROA; its furthest is 3,215 of 3,640, for Texas Ratio.
Metric pages for Column N.A.: ROA, CET1 ratio, Efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 3.47% (Q4 2024) to 9.01% (Q2 2025) and its net interest margin ran from 3.34% (Q4 2024) to 14.43% (Q2 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 25.03% | 5.72% | 0.06% | 0.12% | 5.38% |
| Q1 2026 | 23.73% | 4.88% | 0.29% | 0.64% | 5.20% |
| Q4 2025 | 30.46% | 4.54% | 0.46% | 0.77% | 5.23% |
| Q3 2025 | 29.02% | 5.88% | 0.50% | 1.03% | 7.28% |
| Q2 2025 | 28.20% | 9.01% | 0.44% | 1.07% | 14.43% |
| Q1 2025 | 19.24% | 5.64% | 0.42% | 1.46% | 6.43% |
| Q4 2024 | 19.47% | 3.47% | 0.43% | 1.85% | 3.34% |
| Q3 2024 | 19.39% | 3.71% | 0.45% | 1.92% | 4.33% |
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Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Chico Branch | Chico , CA | 95926 | $1.53B |
| Column N.A. (main office) | Salt Lake City , UT | 84111 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Not on file
- Enforcement actions, Deposit market share, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Column N.A.
What are Column N.A.'s total assets?
As of the Q2 2026 filing, Column N.A. reported total assets of $1.77 billion in its FFIEC call report.
Where is Column N.A. headquartered?
It is headquartered in Salt Lake City, UT, United States.
When was Column N.A. founded?
It was established in 2006, per the FDIC institution directory.
Is Column N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58224). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Column N.A.?
Column N.A.'s primary federal regulator is the OCC.
What is Column N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 25.03% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Column N.A. operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Column N.A.'s Texas Ratio?
Its Texas Ratio is 0.12% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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