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Security National Bank of Omaha: Uninsured Deposit Ratio

47.65% Ranks #135 of 979 U.S. banks · 86th percentile

Data as of · sourced from FFIEC call reports. How we update

Security National Bank of Omaha reported a uninsured deposit ratio of 47.65% as of Q2 2026, ranking #135 of 979 U.S. banks (86th percentile). Uninsured deposits (those above the $250K FDIC insurance threshold) have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 47.65%
Q1 2026 45.78%
Q4 2025 44.90%
Q3 2025 47.98%
Q2 2025 50.50%
Q1 2025 48.60%
Q4 2024 50.83%
Q3 2024 53.44%
Q2 2024 49.49%
Q1 2024 58.04%
Q4 2023 57.15%
Q3 2023 52.16%

National Context

Latest value 47.65%
National rank#135 of 979
Percentile 86th
12-quarter low44.90%
12-quarter high58.04%
Full rankingView leaderboard

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Most US community banks report uninsured deposit ratios between 20% and 50%. Above 60% warrants attention. The bank is exposed to run-risk in a crisis scenario. SVB at failure reported uninsured deposits over 90% of total.

Full definition & formula →

Frequently asked questions

What is Security National Bank of Omaha's Uninsured Deposit Ratio?

Security National Bank of Omaha's Uninsured Deposit Ratio was 47.65% as of Q2 2026, ranking #135 of 979 U.S. banks.

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Security National Bank of Omaha profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 19213) · FFIEC NIC profile (RSSD 844053)