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Security National Bank of Omaha: Efficiency Ratio

64.45% Ranks #2,316 of 3,641 U.S. banks · 36th percentile

Data as of · sourced from FFIEC call reports. How we update

Security National Bank of Omaha reported a efficiency ratio of 64.45% as of Q2 2026, ranking #2,316 of 3,641 U.S. banks (36th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 64.45%
Q1 2026 62.15%
Q4 2025 68.91%
Q3 2025 63.78%
Q2 2025 66.10%
Q1 2025 64.62%
Q4 2024 64.55%
Q3 2024 64.28%
Q2 2024 64.13%
Q1 2024 64.32%
Q4 2023 68.39%
Q3 2023 66.46%

National Context

Latest value 64.45%
National rank#2,316 of 3,641
Percentile 36th
12-quarter low62.15%
12-quarter high68.91%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Security National Bank of Omaha's Efficiency Ratio?

Security National Bank of Omaha's Efficiency Ratio was 64.45% as of Q2 2026, ranking #2316 of 3,641 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Security National Bank of Omaha profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 19213) · FFIEC NIC profile (RSSD 844053)