BTG Pactual Bank, N.A.
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Data as of · sourced from FFIEC call reports. How we update
BTG Pactual Bank, N.A. is an FDIC-insured commercial bank headquartered in New York, NY, established in 2000 (FDIC certificate 35154), and it is supervised by the OCC. At Q2 2026 it reported total assets of $978.3M, the 53rd largest of 105 banks headquartered in New York.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 35154
- Headquarters
- New York, NY
- Established
- 2000
- Total assets, Q2 2026
- $978.3M
- Capital ratio
- Not reported
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 026073134
- Latest call report
- Q2 2026, FFIEC 051 · BTG Pactual Bank, N.A. call report
- Holding company
- BTG PACTUAL BANCORP, LLC
- Asset rank in state
- 53rd of 105 in New York
BTG Pactual Bank, N.A. spends more to run itself than most banks of its size. Its balance sheet stood at $978 million at June 30, 2026, against $400 million a year earlier; it is based in New York, New York. It loses about $0.19 a year on every $100 of assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median $1.28). It also spends about 86 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
It lost $452,000 in the quarter. Its $132 million commercial and industrial book is now fully current, after 6.31% of it was past due or on nonaccrual a year earlier. Funding is the softer spot: it pays an average of 3.34% on its deposits and borrowings, about double the median of 1.80% for banks its size.
As of June 30, 2026, BTG Pactual Bank, N.A. reported a CET1 capital ratio of 111.63%, a return on assets of -0.19%, a nonperforming-loan ratio of 0.18% and a Texas ratio of 0.17%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, BTG Pactual Bank, N.A. is the 53rd largest of the 105 banks headquartered in New York. From Q1 2026 to Q2 2026, its total assets rose 9.6% to $978.3M, loans rose 28.7% and deposits rose 21.9%. Commercial and industrial loans made up 29.5% of its total loans on June 30, 2026, its largest category; next came 1-4 family residential loans at 23.2%. Its one office in the FDIC Summary of Deposits is in New York, NY. By the capital ratios in its Q2 2026 call report, BTG Pactual Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 499 Park Ave, New York, NY 10022
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 5, 2000
- Former names
- M.Y. Safra Bank, FSB (2013-2025)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 60
- Domestic deposits
- $460.4M
- Allowance for credit losses
- $4.5M
- Net charge-offs (YTD)
- $636K
- Average total assets
- $951.5M
- Average total loans
- $388.2M
- Average interest-bearing deposits
- $381.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- June 5, 2000
- FDIC Cert
- 35154
- Fed RSSD
- 2916534
- SEC CIK
- 1726702 → filed by BTG PACTUAL G7 HOLDING S.A.
- Website
- www.btgpactual.us →
- Parent Holding Company
- BTG PACTUAL BANCORP, LLC (RSSD 6098214)
- Ultimate Parent
- BTG PACTUAL G7 HOLDING S.A. (RSSD 6098308)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, BTG Pactual Bank, N.A.'s total assets ran between $364.7M (Q3 2023) and $978.3M (Q2 2026), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$978.3M total assets against $399.5M; $520.0M total liabilities against $351.6M.
$442.5M net loans and leases against $264.8M; $460.4M total deposits against $293.0M.
$78.5M securities against $79.2M; $431.8M cash and balances due against $46.0M.
$11.7M total interest income against $5.3M; $4.0M total interest expense against $2.7M.
$7.7M net interest income against $2.6M.
$54K total noninterest income against $107K; $6.7M total noninterest expense against $2.3M.
$1.4M provision for credit losses against $37K.
-$452K net income against $247K.
-0.19% return on assets against 0.24%; 3.26% net interest margin against 2.61%.
111.63% CET1 capital ratio against 20.21%; 48.10% tier 1 leverage ratio against 11.40%.
Inside the full BTG Pactual Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBTG Pactual Bank, N.A. rankings
Its closest position to the top of a national ranking is 1,059 of 4,196, for total assets; its furthest is 3,525 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.19% (Q2 2026) to 0.52% (Q4 2025) and its net interest margin ran from 2.61% (Q2 2025) to 3.26% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 111.63% | -0.19% | 0.18% | 0.17% | 3.26% |
| Q1 2026 | 155.00% | -0.06% | 0.19% | 0.14% | 2.94% |
| Q4 2025 | 197.28% | 0.52% | 0.23% | 0.14% | 2.85% |
| Q3 2025 | 19.22% | 0.44% | 0.23% | 1.28% | 2.78% |
| Q2 2025 | 20.21% | 0.24% | 0.25% | 1.31% | 2.61% |
| Q1 2025 | 20.26% | 0.19% | 0.28% | 1.49% | 2.68% |
| Q4 2024 | 19.60% | 0.22% | 0.27% | 1.43% | 2.68% |
| Q3 2024 | 19.71% | 0.11% | 0.00% | 0.00% | 2.71% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| BTG Pactual Bank, N.A. (main office) | New York , NY | 10022 | $460.4M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- January 30, 2020, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): M.Y. Safra Bank, FSB
- Period: Most recent institution action January 30, 2020. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in NY, rank 103 of 176 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about BTG Pactual Bank, N.A.
What are BTG Pactual Bank, N.A.'s total assets?
As of the Q2 2026 filing, BTG Pactual Bank, N.A. reported total assets of $978.3 million in its FFIEC call report.
Where is BTG Pactual Bank, N.A. headquartered?
It is headquartered in New York, NY, United States.
When was BTG Pactual Bank, N.A. founded?
It was established in 2000, per the FDIC institution directory.
Is BTG Pactual Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #35154). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates BTG Pactual Bank, N.A.?
BTG Pactual Bank, N.A.'s primary federal regulator is the OCC.
What is BTG Pactual Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 111.63% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does BTG Pactual Bank, N.A. operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is BTG Pactual Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 0.17% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was BTG Pactual Bank, N.A. previously called?
The charter now named BTG Pactual Bank, N.A. has also operated as M.Y. Safra Bank, FSB (2013-2025), per FDIC structure-change records.
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