Grasshopper Bank, N.A.
BankRegReports is independent of Grasshopper Bank, N.A. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Grasshopper Bank, N.A. is an FDIC-insured commercial bank headquartered in New York, NY, established in 2019 (FDIC certificate 59113), and it is supervised by the OCC. At Q2 2026 it reported total assets of $1.60B, up 20.1% from Q2 2025, the 40th largest of 105 banks headquartered in New York. Its CET1 capital ratio was 10.17% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 59113
- Headquarters
- New York, NY
- Established
- 2019
- Total assets, Q2 2026
- $1.60B
- Assets vs Q2 2025
- +20.1%
- CET1 ratio, Q2 2026
- 10.17%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 026015024
- Latest call report
- Q2 2026, FFIEC 051 · Grasshopper Bank, N.A. call report
- Holding company
- GRASSHOPPER BANCORP, INC.
- Asset rank in state
- 40th of 105 in New York
Grasshopper Bank, N.A. spends more to run itself than most banks of its size. The New York, New York bank had $1.6 billion in assets at June 30, 2026, up 20.1% from a year earlier. It spends about 78 cents to bring in each dollar of revenue, higher than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 58 cents). It also holds common equity equal to 10.17% of its risk-weighted assets, lower than about 9 in 10 banks its size (median 13.52%).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.46% of loans from 1.66%. Loans are outrunning deposits: over the year loans rose 25.0% and deposits rose 20.4%. Profitability lags: it earns about $0.69 a year on every $100 of assets, about half the median of $1.29 for banks its size.
As of June 30, 2026, Grasshopper Bank, N.A. reported a CET1 capital ratio of 10.17%, a return on assets of 0.69%, a nonperforming-loan ratio of 0.46% and a Texas ratio of 3.91%. The figures come from its call report filed with the FFIEC.
Of the 105 banks headquartered in New York, Grasshopper Bank, N.A. is the 40th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 4.7% to $1.60B, loans rose 2.0% and deposits rose 5.0%. Non-owner-occupied commercial real estate loans made up 24.7% of its total loans on June 30, 2026, its largest category; next came commercial and industrial loans at 23.5%. The FDIC Summary of Deposits lists a single office for it, in New York, NY. On its Q2 2026 call report, Grasshopper Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 261 5th Ave, New York, NY 10016
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 13, 2019
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 156
- Domestic deposits
- $1.44B
- Allowance for credit losses
- $10.2M
- Net charge-offs (YTD)
- -$1.3M
- Average total assets
- $1.57B
- Average total loans
- $1.21B
- Average interest-bearing deposits
- $1.24B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 13, 2019
- FDIC Cert
- 59113
- Fed RSSD
- 5210989
- SEC CIK
- 1686169 → filed by GRASSHOPPER BANCORP, INC.
- Website
- www.grasshopper.bank →
- Parent Holding Company
- GRASSHOPPER BANCORP, INC. (RSSD 5215715)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Grasshopper Bank, N.A.'s total assets ranged from $689.5M (Q3 2023) to $1.60B (Q2 2026), and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.60B total assets against $1.34B; $1.46B total liabilities against $1.23B.
$1.19B net loans and leases against $952.9M; $1.44B total deposits against $1.19B.
$238.2M securities against $215.6M; $96.1M cash and balances due against $116.7M.
$23.4M total interest income against $19.3M; $9.1M total interest expense against $9.6M.
$14.3M net interest income against $9.7M.
$6.7M total noninterest income against $5.3M; $16.4M total noninterest expense against $11.4M.
$1.0M provision for credit losses against $784K.
$2.7M net income against $3.2M.
0.69% return on assets against 0.94%; 3.77% net interest margin against 2.95%.
10.17% CET1 capital ratio against 10.42%; 8.22% tier 1 leverage ratio against 8.09%.
Inside the full Grasshopper Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Grasshopper Bank, N.A. rankings
Its closest position to the top of a national ranking is 692 of 4,196, for total assets; its furthest is 2,081 of 2,134, for CET1 ratio.
Banks merged into Grasshopper Bank, N.A.
- Auto Club Trust, FSB, effective April 1, 2025
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.15% (Q4 2024) to 6.84% (Q4 2025) and its net interest margin ran from 2.60% (Q3 2024) to 3.77% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.17% | 0.69% | 0.46% | 3.91% | 3.77% |
| Q1 2026 | 10.26% | 1.39% | 0.48% | 4.00% | 3.51% |
| Q4 2025 | 10.05% | 6.84% | 0.55% | 4.28% | 3.44% |
| Q3 2025 | 10.22% | 1.17% | 1.59% | 13.79% | 3.26% |
| Q2 2025 | 10.42% | 0.94% | 1.66% | 14.47% | 2.95% |
| Q1 2025 | 13.20% | 0.10% | 1.33% | 9.87% | 2.95% |
| Q4 2024 | 10.42% | -0.15% | 0.91% | 9.23% | 3.07% |
| Q3 2024 | 10.65% | 0.01% | 0.41% | 3.94% | 2.60% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Grasshopper Bank, N.A. (main office) | New York , NY | 10016 | $1.44B |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 1, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 1, 2025 | Structure Change | Acquired Auto Club Trust, FSB Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in NY, rank 66 of 176 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 179 loans, $91.3M approved, $510K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Grasshopper Bank, N.A.’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Grasshopper Bank, N.A.
What are Grasshopper Bank, N.A.'s total assets?
As of the Q2 2026 filing, Grasshopper Bank, N.A. reported total assets of $1.60 billion in its FFIEC call report.
Where is Grasshopper Bank, N.A. headquartered?
It is headquartered in New York, NY, United States.
When was Grasshopper Bank, N.A. founded?
It was established in 2019, per the FDIC institution directory.
Is Grasshopper Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #59113). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Grasshopper Bank, N.A.?
Grasshopper Bank, N.A.'s primary federal regulator is the OCC.
What is Grasshopper Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 10.17% in its Q2 2026 call report, above regulatory requirements.
How many branches does Grasshopper Bank, N.A. operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Grasshopper Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 3.91% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Grasshopper Bank, N.A.
Get an email when Grasshopper Bank, N.A. files its next call report, and benchmark it against any peer you choose.
Unlock Grasshopper Bank, N.A., freeFree account