Industrial and Commercial Bank of China (usa), N.A.
Industrial and Commercial Bank of China (usa), N.A. is a community bank chartered in 1983, based in New York, NY, in the Southern California banking corridor. On its most recent Q1 2026 call report, Industrial and Commercial Bank of China (usa) reported $2.9B in total assets against $2.3B in deposits. Profitability runs below industry average — 0.51% ROA, 3.04% ROE, with NIM at 2.96%. Capital is comfortably above regulatory minimums — CET1 ratio of 17.23% sits well above the 7% well-capitalized threshold. Asset quality is impaired, with nonperforming loans at 4.18%. Its footprint covers 14 branches concentrated in New York.
Headquarters Profile
- Address
- 1185 Avenue Of The Americas, NEW YORK, NY 10036
- County
- New York
- Metro Area
- LOS ANGELES-LONG BEACH-ANAHEIM, CA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 2
- Established
- February 14, 1983
- Branches
- 14 domestic
- Employees (FTE)
- 288
- FDIC Cert
- 24387
- Fed RSSD
- 1015560
- Website
- www.icbc-us.com →
- Parent Holding Company
- INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED (RSSD 2403119)
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Industrial and Commercial Bank of China (usa), N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Similar banks
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Frequently asked about Industrial and Commercial Bank of China (usa), N.A.
What are Industrial and Commercial Bank of China (usa), N.A.'s total assets?
As of the Q1 2026 filing, Industrial and Commercial Bank of China (usa), N.A. reported total assets of $2.86 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Industrial and Commercial Bank of China (usa), N.A. headquartered?
Industrial and Commercial Bank of China (usa), N.A. is headquartered in NEW YORK, NY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Industrial and Commercial Bank of China (usa), N.A. founded?
Industrial and Commercial Bank of China (usa), N.A. was established in 1983, per the FDIC institution directory.
Is Industrial and Commercial Bank of China (usa), N.A. FDIC-insured?
Yes. Industrial and Commercial Bank of China (usa), N.A. is an FDIC-insured commercial bank (FDIC Certificate #24387). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Industrial and Commercial Bank of China (usa), N.A.?
Industrial and Commercial Bank of China (usa), N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Industrial and Commercial Bank of China (usa), N.A.'s CET1 capital ratio?
Industrial and Commercial Bank of China (usa), N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 17.23% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Industrial and Commercial Bank of China (usa), N.A. operate?
Industrial and Commercial Bank of China (usa), N.A. operates 14 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Industrial and Commercial Bank of China (usa), N.A.'s Texas Ratio?
Industrial and Commercial Bank of China (usa), N.A.'s Texas Ratio is 22.96% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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