Bank call report · New York, NY
Industrial and Commercial Bank of China (USA), N.A. Call Report
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Industrial and Commercial Bank of China (USA), N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 297 reported line items, schedule by schedule (991 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 1015560 |
| FDIC certificate number | 24387 |
| Total assets | $2.86B |
Official Q2 2026 call report PDF (FFIEC) →
Industrial and Commercial Bank of China (USA), N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Industrial and Commercial Bank of China (USA), N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $2.86B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $2.86B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.71B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.69B |
| Total Liabilities and Minority Interest | RCON2948 | $2.36B |
| Total Deposits | RCON2200 | $2.21B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.82B |
| Total Equity Capital | RCON3210 | $498.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $498.5M |
| Deposits: Noninterest-bearing | RCON6631 | $389.2M |
| Surplus | RCON3839 | $368.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $129.7M |
| Other Liabilities, Total | RCON2930 | $123.3M |
| Interest-bearing Balances | RCON0071 | $78.2M |
| Other Assets | RCON2160 | $36.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $35.8M |
| Other Borrowed Money | RCON3190 | $30.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $20.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $7.3M |
| Held-to-maturity Securities, Total | RCON1754 | $7.3M |
| Other Real Estate Owned | RCON2150 | $4.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.7M |
| Common Stock | RCON3230 | $5K |
Schedule RI: Income Statement (37 items)
About Schedule RI · Industrial and Commercial Bank of China (USA), N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $77.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $74.8M |
| Net Interest Income | RIAD4074 | $45.0M |
| Total Noninterest Expense | RIAD4093 | $33.1M |
| Total Interest Expense | RIAD4073 | $32.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $30.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $27.7M |
| Salaries and Employee Benefits | RIAD4135 | $18.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $18.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $16.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $13.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $13.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $9.6M |
| Net Income (Loss) | RIAD4340 | $9.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $9.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $8.7M |
| Other Noninterest Expense | RIAD4092 | $7.4M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $6.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $5.2M |
| Applicable Income Taxes | RIAD4302 | $4.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.0M |
| Total Noninterest Income | RIAD4079 | $1.8M |
| Other Noninterest Income | RIADB497 | $1.0M |
| Other Interest Income | RIAD4518 | $432K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $391K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $315K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $281K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $276K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $263K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $96K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $91K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $42K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $19K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $19K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $17K |
| Net Servicing Fees | RIADB492 | $14K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 289 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $82.9M |
| Balances Due from Federal Reserve Banks | RCON0090 | $72.7M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $5.5M |
| Currency and Coin | RCON0080 | $3.2M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $1.5M |
Schedule RC-B: Securities (7 items)
About Schedule RC-B · Industrial and Commercial Bank of China (USA), N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $3.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $3.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $3.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $3.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $7.3M |
| Pledged Securities | RCON0416 | $7.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $6.2M |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · Industrial and Commercial Bank of China (USA), N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.71B |
| Pledged Loans and Leases | RCONG378 | $1.30B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $1.22B |
| Commercial and Industrial Loans | RCON1766 | $1.17B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $1.17B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $609.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $577.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $577.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $414.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $339.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $227.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $181.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $165.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $150.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $147.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $140.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $65.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $55.5M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCONB837 | $54.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $28.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $21.2M |
| Loans to Banks in Foreign Countries | RCONB535 | $10.1M |
| Loans to Depository Institutions | RCON1288 | $10.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $8.4M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $4.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $464K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $8K |
| Other Loans | RCONJ464 | $8K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $8.4M |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 13 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · Industrial and Commercial Bank of China (USA), N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.78B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.78B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $837.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $607.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $510.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $492.1M |
| Total Transaction Accounts | RCON2215 | $428.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $425.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $399.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $399.5M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $392.3M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $392.3M |
| Total Brokered Deposits | RCON2365 | $392.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $389.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $356.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $326.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $233.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $228.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $170.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $151.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $135.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $46.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $46.8M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $38.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $34.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.8M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $59K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $14.5M |
| Net Deferred Tax Assets | RCON2148 | $10.4M |
| Accrued Interest Receivable | RCONB556 | $7.6M |
| Other Assets | RCON2168 | $3.7M |
| Prepaid Expenses | RCON2166 | $1.9M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.5M |
| Accounts Receivable | RCONFT34 | $245K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $101.8M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $62.0M |
| Operating lease liabilities | RCONLB56 | $39.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $12.1M |
| Other Expenses Accrued and Unpaid | RCON3646 | $9.3M |
| Accounts Payable | RCON3066 | $495K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $133K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Industrial and Commercial Bank of China (USA), N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $2.89B |
| Quarterly Average of Total Loans | RCON3360 | $2.71B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.13B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $977.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $958.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $588.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $459.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $451.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $109.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $39.7M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $18.3M |
| Mortgage-backed Securities | RCONB559 | $7.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $461K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Industrial and Commercial Bank of China (USA), N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $30.0M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $26.8M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $26.6M |
| Unused Commitments - Credit Card Lines | RCON3815 | $26.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $7.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $6.0M |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Industrial and Commercial Bank of China (USA), N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $30.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $30.0M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $4.8M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (10 items)
About Schedule RC-N · Industrial and Commercial Bank of China (USA), N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $114.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $104.3M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $6.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $3.0M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.8M |
| Additions to Nonaccrual Assets | RCONC410 | $1.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $1K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $1K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Industrial and Commercial Bank of China (USA), N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $2.89B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $2.22B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.13B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.05B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $822.3M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $496.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $34.9M |
| Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) | RCONF237 | $3.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $270K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 48,903 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 2,733 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 886 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Industrial and Commercial Bank of China (USA), N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.84B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · Industrial and Commercial Bank of China (USA), N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $2.89B |
| Average total consolidated assets | RCOAKW03 | $2.89B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.84B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $519.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $498.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $498.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $498.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $498.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $368.8M |
| Retained Earnings | RCOAKW00 | $129.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $21.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $21.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $21.0M |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1827 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1753 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1753 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1726 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1027 |
Schedule RC-R, Part II: Risk-Weighted Assets (46 items)
About Schedule RC-R, Part II · Industrial and Commercial Bank of China (USA), N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.84B |
| Total Risk-weighted Assets | RCONG641 | $2.84B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $2.65B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $2.65B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $2.61B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $2.03B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $2.02B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $570.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $523.4M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $166.6M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $114.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $111.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $111.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $111.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $100.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $100.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $82.9M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $81.4M |
| Total All Other Assets | RCOND981 | $76.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $61.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $57.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $57.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $47.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $28.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $27.3M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $26.8M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $26.8M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $26.8M |
| Unconditionally Cancellable Commitments | RCONS540 | $26.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$20.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $16.4M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $11.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $10.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $8.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $8.2M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $7.3M |
| Total Held-to-maturity Securities | RCOND961 | $7.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $5.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $5.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $5.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $5.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $3.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $3.0M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $1.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $996K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $282K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $10.7M |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $498.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $489.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $489.0M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Industrial and Commercial Bank of China (USA), N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $12K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $12K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1K |
| Recoveries on Loans to Credit Cards | RIADB515 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Industrial and Commercial Bank of China (USA), N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $20.8M |
| Allowance for Loan and Lease Losses | RIAD3123 | $20.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $12K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.71B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $1.19B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $921.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $577.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $28.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $20.8M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $8.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $7.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $4.6M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $464K |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $85K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $23K |
Schedule RI-E: Explanations (18 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Legal Expense | RIAD4141 | $1.4M |
| Consulting and Advisory Expense | RIADF557 | $1.1M |
| Accounting and Auditing Expenses | RIADF556 | $910K |
| Printing, Stationery, and Supplies | RIADC018 | $524K |
| Telecommunications Expense | RIADF559 | $428K |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $383K |
| Safe Deposit Box Rent | RIADC015 | $342K |
| Data Processing Expenses | RIADC017 | $288K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $230K |
| Other Real Estate Owned Expenses | RIADY923 | $170K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $156K |
| Gross Income from Real Estate Owned Operations | RIAD4042 | $125K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $124K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $103K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $101K |
| Marketing and Other Professional Services | RIAD0497 | $73K |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $40K |
| Directors' Fees | RIAD4136 | $27K |
Industrial and Commercial Bank of China (USA), N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Industrial and Commercial Bank of China (USA), N.A. call report?
The Industrial and Commercial Bank of China (USA), N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Industrial and Commercial Bank of China (USA), N.A. file?
Industrial and Commercial Bank of China (USA), N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Industrial and Commercial Bank of China (USA), N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Industrial and Commercial Bank of China (USA), N.A. has Federal Reserve RSSD ID 1015560 and FDIC certificate number 24387. Either one finds its filings on the FFIEC Central Data Repository.
How often does Industrial and Commercial Bank of China (USA), N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Industrial and Commercial Bank of China (USA), N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 24387) · FFIEC NIC profile (RSSD 1015560)