RCONF233: Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above
RCONF233 is the call report code for individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.c, 'total time deposits of $100,000 or more,' above, reported on Schedule RC-E, Deposit Liabilities. For Q2 2026, 4,297 banks reported it, totaling $41.75B; the median among the 3,680 with a nonzero amount was $3.1M. The largest value reported for Q2 2026 was $1.94B, by Synchrony Bank.
Definition
Report all IRA and Keogh Plan time deposits of $100,000 or more included above in Schedule RC-E, Memorandum item 2.c. These IRA and Keogh Plan time deposits will also have been included in Schedule RC-E, Memorandum item 1.a., 'Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts.' IRAs include traditional IRAs, Roth IRAs, Simplified Employee Pension (SEP) IRAs, and SIMPLE IRAs. Exclude deposits in 'Section 457' deferred compensation plans and self directed defined contribution plans, which are primarily 401(k) plan accounts. Also exclude deposits in Health Savings Accounts, Medical Savings Accounts, and Coverdell Education Savings Accounts (formerly known as Education IRAs).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONF233 sits on the call report
| Code | RCONF233 (prefix RCON, item F233) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-E, Deposit Liabilities |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2007 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONF233 |
|---|---|---|
| Synchrony Bank | Draper, UT | $1.94B |
| Ally Bank | Sandy, UT | $1.54B |
| Bank of America, N.A. | Charlotte, NC | $933.0M |
| Capital One, N.A. | McLean, VA | $905.0M |
| U.S. Bank N.A. | Cincinnati, OH | $901.3M |
| Truist Bank | Charlotte, NC | $686.0M |
| The Huntington National Bank | Columbus, OH | $559.6M |
| BMO Bank N.A. | Chicago, IL | $557.5M |
| Bank OZK | Little Rock, AR | $484.0M |
| PNC Bank, N.A. | Wilmington, DE | $468.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $41.75B |
| March 31, 2026 | 4,336 | $42.27B |
| December 31, 2025 | 4,394 | $42.57B |
| September 30, 2025 | 4,435 | $43.20B |
| June 30, 2025 | 4,477 | $42.84B |
| March 31, 2025 | 4,519 | $42.46B |
| December 31, 2024 | 4,543 | $42.89B |
| September 30, 2024 | 4,572 | $43.52B |
Related
All codes on Schedule RC-E · All call report schedules · Find the code for a loan type · What a call report is