RIAD4605: Recoveries on Allowance for Loan and Lease Losses
RIAD4605 is the call report code for recoveries on allowance for loan and lease losses, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $12.69B; the median among the 3,252 with a nonzero amount was $24K. The largest value reported for Q2 2026 (year to date) was $3.24B, by Capital One, N.A.
Definition
Includes recoveries of amounts previously charged-off against allowance for loan and lease losses during the calendar year-to-date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD4605 sits on the call report
| Code | RIAD4605 (prefix RIAD, item 4605) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1976 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD4605 |
|---|---|---|
| Capital One, N.A. | McLean, VA | $3.24B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $1.21B |
| Citibank, N.A. | Sioux Falls, SD | $1.12B |
| Synchrony Bank | Draper, UT | $847.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $683.0M |
| Bank of America, N.A. | Charlotte, NC | $655.0M |
| American Express National Bank | Sandy, UT | $654.4M |
| Ally Bank | Sandy, UT | $543.0M |
| U.S. Bank N.A. | Cincinnati, OH | $277.3M |
| Barclays Bank Delaware | Wilmington, DE | $224.0M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $12.69B |
| March 31, 2026 | 4,336 | $6.26B |
| December 31, 2025 | 4,394 | $22.24B |
| September 30, 2025 | 4,435 | $16.41B |
| June 30, 2025 | 4,477 | $10.51B |
| March 31, 2025 | 4,519 | $5.34B |
| December 31, 2024 | 4,543 | $19.18B |
| September 30, 2024 | 4,572 | $14.13B |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is