Barclays Bank Delaware
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Data as of · sourced from FFIEC call reports. How we update
Barclays Bank Delaware is an FDIC-insured commercial bank headquartered in Wilmington, DE, established in 2001 (FDIC certificate 57203), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $43.45B, down 1.3% from Q2 2025, the 4th largest of 16 banks headquartered in Delaware. Its CET1 capital ratio was 13.69% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 57203
- Headquarters
- Wilmington, DE
- Established
- 2001
- Total assets, Q2 2026
- $43.45B
- Assets vs Q2 2025
- -1.3%
- CET1 ratio, Q2 2026
- 13.69%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 031101127
- Latest call report
- Q2 2026, FFIEC 041 · Barclays Bank Delaware call report
- Holding company
- BARCLAYS GROUP US INC.
- Asset rank in state
- 4th of 16 in Delaware
Barclays Bank Delaware is one of the more profitable banks of its size. It reported $43.5 billion in assets at June 30, 2026, down 1.3% from a year earlier. It earns about $3.34 a year on every $100 of assets, 2.5 times the median of $1.32 for the 127 banks with $10 billion to $100 billion in assets. On the other hand, it pays an average of 3.68% on its deposits and borrowings, about double the median of 1.92% for banks its size.
Earnings jumped: net income for the quarter was $388 million, 171% above the same quarter a year earlier. Over the same year, loans shrank 10.0% and deposits grew 1.1%. Credit is the area to watch: it carries problem assets equal to 6.7% of the capital and reserves that would absorb them, higher than about three-quarters of banks its size (median 4.2%).
As of June 30, 2026, Barclays Bank Delaware reported a CET1 capital ratio of 13.69%, a return on assets of 3.34%, a nonperforming-loan ratio of 1.67% and a Texas ratio of 6.71%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Barclays Bank Delaware is the 4th largest of the 16 banks headquartered in Delaware. Between Q1 2026 and Q2 2026, its total assets fell 6.8% to $43.45B, loans fell 16.0% and deposits fell 5.7%. Its loan book on June 30, 2026 was led by credit card loans, at 95.4% of total loans, followed by other consumer loans at 3.3%. Its one office in the FDIC Summary of Deposits is in Wilmington, DE. Judged on its Q2 2026 call report, Barclays Bank Delaware meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 125 S West St, Wilmington, DE 19801
- County
- New Castle
- Metro Area
- Philadelphia-Camden-Wilmington, Pa-NJ-De-MD
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- No
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- May 23, 2001
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 4,631
- Domestic deposits
- $35.31B
- Allowance for credit losses
- $2.64B
- Net charge-offs (YTD)
- $699.0M
- Average total assets
- $46.51B
- Average total loans
- $31.12B
- Average interest-bearing deposits
- $36.84B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- May 23, 2001
- FDIC Cert
- 57203
- Fed RSSD
- 2980209
- Website
- www.barclaysus.com/deposits →
- Parent Holding Company
- BARCLAYS GROUP US INC. (RSSD 2914521)
- Ultimate Parent
- BARCLAYS PLC (RSSD 1231418)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Barclays Bank Delaware's total assets moved between a low of $38.41B (Q3 2023) and a high of $47.61B (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$43.45B total assets against $44.01B; $37.43B total liabilities against $37.67B.
$26.94B net loans and leases against $30.59B; $35.31B total deposits against $34.92B.
$315.0M securities against $307.0M; $10.69B cash and balances due against $7.88B.
$1.48B total interest income against $1.53B; $349.0M total interest expense against $378.0M.
$1.14B net interest income against $1.15B.
$688.0M total noninterest income against $183.0M; $930.0M total noninterest expense against $907.0M.
$359.0M provision for credit losses against $236.0M.
$388.0M net income against $143.0M.
3.34% return on assets against 1.28%; 10.04% net interest margin against 10.65%.
13.69% CET1 capital ratio against 14.90%; 10.76% tier 1 leverage ratio against 13.21%.
Inside the full Barclays Bank Delaware terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBarclays Bank Delaware rankings
Its closest position to the top of a national ranking is 46 of 3,611, for ROA; its furthest is 952 of 980, for uninsured deposits.
Metric pages for Barclays Bank Delaware: ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.29% (Q4 2025) to 3.34% (Q2 2026) and its net interest margin ran from 10.04% (Q2 2026) to 11.20% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.69% | 3.34% | 1.67% | 6.71% | 10.04% |
| Q1 2026 | 14.26% | 1.36% | 1.77% | 7.38% | 10.98% |
| Q4 2025 | 13.63% | 0.29% | 1.70% | 7.45% | 11.20% |
| Q3 2025 | 14.35% | 0.49% | 1.59% | 6.83% | 10.98% |
| Q2 2025 | 14.90% | 1.28% | 1.63% | 6.79% | 10.65% |
| Q1 2025 | 14.29% | 1.43% | 1.71% | 7.00% | 10.34% |
| Q4 2024 | 13.54% | 1.82% | 1.69% | 7.43% | 10.81% |
| Q3 2024 | 13.74% | 0.61% | 1.63% | 6.79% | 10.95% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Barclays Bank Delaware (main office) | Wilmington , DE | 19801 | $35.31B |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 25, 2001 | M&A | Acquired First Bank, CBC merger for the acquired bank | SEC |
| May 25, 2001 | Structure Change | Acquired First Bank, CBC Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 24, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 6.3% of deposits in DE, rank 3 of 31 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Barclays Bank Delaware
What are Barclays Bank Delaware's total assets?
As of the Q2 2026 filing, Barclays Bank Delaware reported total assets of $43.45 billion in its FFIEC call report.
Where is Barclays Bank Delaware headquartered?
It is headquartered in Wilmington, DE, United States.
When was Barclays Bank Delaware founded?
It was established in 2001, per the FDIC institution directory.
Is Barclays Bank Delaware FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57203). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Barclays Bank Delaware?
Barclays Bank Delaware's primary federal regulator is the FDIC.
What is Barclays Bank Delaware's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.69% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Barclays Bank Delaware operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Barclays Bank Delaware's Texas Ratio?
Its Texas Ratio is 6.71% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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