Asset Tier
Regional Banks ($10B–$100B in assets)
$10B and under $100B in total assets
Regional banks operate across multiple states or a large single-state footprint, with $10B to $100B in total assets. Most fall into Category III or IV under post-2018 regulatory tailoring, with capital and liquidity requirements more modest than the largest institutions but more stringent than community banks.
Banks
121
Total Assets
$3.8 billionin $K
Total Deposits
$3.1 billionin $K
Avg ROA
1.28%
Median CET1
13.15%
Largest by Assets
| Bank | HQ | Assets ($K) | ROA | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|
| CITY NATIONAL BANK | LOS ANGELES, CA | 98,429,760.0 | 1.09% | 16.18% | 0.74% | 3.9% |
| WESTERN ALLIANCE BANK | PHOENIX, AZ | 92,735,703.0 | 1.21% | 11.76% | 1.02% | 9.3% |
| ZIONS BANCORPORATION, NATIONAL ASSOCIATION | SALT LAKE CITY, UT | 88,989,689.0 | 1.19% | 11.48% | 1.48% | 11.6% |
| FLAGSTAR BANK, NATIONAL ASSOCIATION | HICKSVILLE, NY | 87,511,954.0 | 0.13% | 12.83% | 5.28% | 35.1% |
| WEBSTER BANK, NATIONAL ASSOCIATION | STAMFORD, CT | 83,985,466.0 | 1.23% | 12.19% | 1.64% | 8.9% |
| FIRST HORIZON BANK | MEMPHIS, TN | 83,572,753.0 | 1.42% | 10.98% | 1.40% | 9.1% |
| None | NoneNone | 80,052,000.0 | 1.04% | 11.80% | 0.88% | 5.7% |
| EAST WEST BANK | PASADENA, CA | 79,661,753.0 | 1.80% | 13.85% | 1.01% | 6.7% |
| UMB BANK, NATIONAL ASSOCIATION | KANSAS CITY, MO | 72,780,016.0 | 1.14% | 11.34% | 0.37% | 1.9% |
| OLD NATIONAL BANK | EVANSVILLE, IN | 71,771,976.0 | 1.32% | 11.05% | 1.25% | 7.1% |
| SOUTHSTATE BANK, N.A. | WINTER HAVEN, FL | 67,179,734.0 | 1.57% | 12.54% | 1.00% | 4.8% |
| COLUMBIA BANK | LAKE OSWEGO, OR | 66,821,352.0 | 1.34% | 12.32% | 0.58% | 3.3% |
| VALLEY NATIONAL BANK | PASSAIC, NJ | 64,061,947.0 | 1.24% | 12.46% | 1.20% | 6.9% |
| CIBC BANK USA | CHICAGO, IL | 63,978,350.0 | 1.45% | 17.22% | 1.51% | 5.1% |
| None | NoneNone | 61,204,265.0 | 1.22% | 12.02% | 0.70% | 5.4% |
| BANCO POPULAR DE PUERTO RICO | SAN JUAN, PR | 59,766,000.0 | 1.20% | 15.59% | 2.78% | 18.0% |
| PINNACLE BANK | NASHVILLE, TN | 57,636,946.0 | 1.31% | 11.13% | 0.37% | 2.1% |
| None | NoneNone | 53,529,044.0 | 1.10% | 11.69% | 1.10% | 6.3% |
| FROST BANK | SAN ANTONIO, TX | 53,127,804.0 | 1.28% | 14.33% | 0.33% | 1.5% |
| BOKF, NATIONAL ASSOCIATION | TULSA, OK | 52,005,221.0 | 1.21% | 12.02% | 0.57% | 2.5% |
| FIRST NATIONAL BANK OF PENNSYLVANIA | GREENVILLE, PA | 50,018,001.0 | 1.56% | 11.37% | 0.32% | 1.6% |
| BARCLAYS BANK DELAWARE | WILMINGTON, DE | 47,613,000.0 | 0.29% | 13.63% | 0.86% | 3.5% |
| SOFI BANK, NATIONAL ASSOCIATION | COTTONWOOD HEIGHTS, UT | 46,568,135.0 | 1.86% | 16.44% | 0.01% | 0.1% |
| EVERBANK, NATIONAL ASSOCIATION | JACKSONVILLE, FL | 46,033,756.0 | 0.62% | 12.37% | 0.79% | 6.6% |
| ASSOCIATED BANK, NATIONAL ASSOCIATION | GREEN BAY, WI | 45,145,405.0 | 1.24% | 10.52% | 0.34% | 2.6% |
| RAYMOND JAMES BANK | SAINT PETERSBURG, FL | 43,374,103.0 | 1.61% | 13.95% | 0.39% | 4.0% |
| DEUTSCHE BANK TRUST COMPANY AMERICAS | NEW YORK, NY | 43,031,000.0 | 1.35% | 56.62% | 1.82% | 2.8% |
| MIDFIRST BANK | OKLAHOMA CITY, OK | 41,367,487.0 | 1.23% | 18.53% | 1.11% | 8.8% |
| BANK OZK | LITTLE ROCK, AR | 40,785,840.0 | 1.71% | 11.72% | 1.16% | 6.5% |
| PROSPERITY BANK | EL CAMPO, TX | 38,458,815.0 | 1.51% | 16.51% | 1.00% | 3.0% |
| ATLANTIC UNION BANK | RICHMOND, VA | 37,497,884.0 | 1.31% | 13.02% | 0.53% | 2.5% |
| HANCOCK WHITNEY BANK | GULFPORT, MS | 35,458,426.0 | 1.44% | 13.24% | 0.98% | 5.4% |
| BANKUNITED, NATIONAL ASSOCIATION | MIAMI LAKES, FL | 35,027,511.0 | 0.91% | 12.73% | 2.02% | 14.6% |
| BANC OF CALIFORNIA | LOS ANGELES, CA | 34,710,463.0 | 1.02% | 13.15% | 2.17% | 13.8% |
| TD BANK USA, NATIONAL ASSOCIATION | WILMINGTON, DE | 34,631,887.0 | 0.87% | 28.61% | 0.76% | 1.6% |
| FIRST NATIONAL BANK OF OMAHA | OMAHA, NE | 34,573,634.0 | 1.38% | 11.64% | 1.18% | 6.3% |
| UNITED BANK | FAIRFAX, VA | 33,545,963.0 | 1.62% | 13.75% | 0.51% | 2.3% |
| COMMERCE BANK | KANSAS CITY, MO | 32,722,351.0 | 1.72% | 15.32% | 0.98% | 5.1% |
| FULTON BANK, NATIONAL ASSOCIATION | LANCASTER, PA | 31,982,120.0 | 1.39% | 12.84% | 1.23% | 7.7% |
| GLACIER BANK | KALISPELL, MT | 31,955,659.0 | 0.95% | 12.67% | 0.36% | 1.7% |
| BNY MELLON, NATIONAL ASSOCIATION | PITTSBURGH, PA | 31,329,000.0 | 1.02% | 14.35% | 0.27% | 1.5% |
| TEXAS CAPITAL BANK | DALLAS, TX | 31,263,826.0 | 1.31% | 13.01% | 0.57% | 3.6% |
| EASTERN BANK | BOSTON, MA | 30,579,383.0 | 1.56% | 12.41% | 0.89% | 4.6% |
| SALLIE MAE BANK | SALT LAKE CITY, UT | 29,734,290.0 | 3.61% | 11.09% | 1.62% | 8.5% |
| CITY NATIONAL BANK OF FLORIDA | MIAMI, FL | 28,048,551.0 | 1.03% | 14.38% | 1.12% | 7.5% |
| UNITED COMMUNITY BANK | GREENVILLE, SC | 27,929,114.0 | 1.24% | 12.34% | 0.53% | 2.9% |
| ARVEST BANK | FAYETTEVILLE, AR | 27,788,097.0 | 0.60% | 11.41% | 0.82% | 7.0% |
| WESBANCO BANK, INC. | WHEELING, WV | 27,619,827.0 | 1.41% | 12.06% | 0.96% | 4.3% |
| AMERIS BANK | ATLANTA, GA | 27,432,143.0 | 1.69% | 13.43% | 0.61% | 3.1% |
| WAFD BANK | SEATTLE, WA | 27,269,094.0 | 0.99% | 13.44% | 1.51% | 9.6% |
| AXOS BANK | SAN DIEGO, CA | 27,205,173.0 | 2.07% | 11.12% | 0.46% | 3.9% |
| CHARLES SCHWAB PREMIER BANK, SSB | WESTLAKE, TX | 27,022,000.0 | 1.55% | 42.00% | 0.00% | 0.0% |
| RENASANT BANK | TUPELO, MS | 26,747,636.0 | 1.27% | 12.00% | 1.09% | 5.2% |
| FIRST INTERSTATE BANK | BILLINGS, MT | 26,568,494.0 | 1.72% | 14.13% | 1.17% | 5.1% |
| FIRSTBANK | LAKEWOOD, CO | 26,480,975.0 | 1.18% | 16.10% | 0.75% | 6.1% |
| AMERIPRISE BANK, FSB | MINNEAPOLIS, MN | 25,314,311.0 | 3.06% | 32.63% | 0.17% | 0.2% |
| PROVIDENT BANK | JERSEY CITY, NJ | 24,946,372.0 | 1.34% | 12.15% | 0.58% | 3.4% |
| ROCKLAND TRUST COMPANY | ROCKLAND, MA | 24,909,975.0 | 1.24% | 14.51% | 0.78% | 3.6% |
| CUSTOMERS BANK | MALVERN, PA | 24,881,148.0 | 1.25% | 13.25% | 0.40% | 3.4% |
| SIMMONS BANK | PINE BLUFF, AR | 24,498,708.0 | 1.39% | 10.56% | 0.64% | 3.6% |
| CATHAY BANK | LOS ANGELES, CA | 24,213,489.0 | 1.54% | 13.73% | 0.95% | 6.9% |
| BANK OF HAWAII | HONOLULU, HI | 24,142,511.0 | 1.01% | 13.89% | 0.22% | 1.6% |
| FIRST HAWAIIAN BANK | HONOLULU, HI | 23,958,223.0 | 1.19% | 13.10% | 0.38% | 1.9% |
| TRISTATE CAPITAL BANK | PITTSBURGH, PA | 23,338,425.0 | 0.82% | 17.94% | 0.62% | 6.6% |
| BEACON BANK & TRUST | BOSTON, MA | 23,181,570.0 | 1.87% | 11.22% | 0.87% | 5.7% |
| CENTENNIAL BANK | CONWAY, AR | 22,716,797.0 | 2.13% | 14.82% | 0.55% | 2.9% |
| MECHANICS BANK | WALNUT CREEK, CA | 22,367,624.0 | 2.30% | 15.59% | 0.47% | 2.2% |
| WILMINGTON SAVINGS FUND SOCIETY, FSB | WILMINGTON, DE | 21,217,946.0 | 1.45% | 14.06% | 1.08% | 5.0% |
| FIRST FINANCIAL BANK | CINCINNATI, OH | 20,985,843.0 | 1.48% | 11.90% | 0.83% | 3.8% |
| SEACOAST NATIONAL BANK | STUART, FL | 20,830,874.0 | 0.85% | 13.82% | 0.60% | 2.5% |
| OPTUM BANK, INC. | DRAPER, UT | 20,819,000.0 | 2.64% | 16.97% | 0.03% | 0.4% |
| CENTRAL TRUST BANK, THE | JEFFERSON CITY, MO | 20,799,746.0 | 2.00% | 12.88% | 0.80% | 4.8% |
| TOWNEBANK | PORTSMOUTH, VA | 19,687,341.0 | 0.84% | 11.34% | 0.29% | 1.6% |
| STIFEL BANK AND TRUST | SAINT LOUIS, MO | 19,412,996.0 | 1.74% | 11.18% | 0.84% | 8.7% |
| MERCHANTS BANK OF INDIANA | CARMEL, IN | 19,390,856.0 | 1.49% | 12.84% | 2.13% | 16.8% |
| APPLE BANK | NEW YORK, NY | 19,225,517.0 | 0.51% | 11.30% | 0.54% | 4.4% |
| FIRSTBANK PUERTO RICO | SAN JUAN, PR | 19,111,594.0 | 1.79% | 15.60% | 1.01% | 6.5% |
| FIRST MERCHANTS BANK | MUNCIE, IN | 19,011,326.0 | 1.27% | 11.86% | 1.22% | 6.3% |
| TRUSTMARK BANK | JACKSON, MS | 18,922,957.0 | 1.30% | 12.33% | 0.75% | 4.7% |
| BANK OF HOPE | LOS ANGELES, CA | 18,526,390.0 | 0.90% | 12.82% | 1.21% | 7.1% |
| BUSEY BANK | CHAMPAIGN, IL | 18,052,735.0 | 1.60% | 13.97% | 0.73% | 3.8% |
| SERVISFIRST BANK | HOMEWOOD, AL | 17,725,922.0 | 1.97% | 11.83% | 1.45% | 9.8% |
| THIRD FEDERAL SAVINGS & LOAN ASSOCIATION OF CLEVELAND | CLEVELAND, OH | 17,487,528.0 | 0.50% | 15.82% | 0.26% | 2.4% |
| ENTERPRISE BANK & TRUST | CLAYTON, MO | 17,269,411.0 | 1.28% | 11.94% | 1.49% | 12.0% |
| COMMUNITY BANK, NATIONAL ASSOCIATION | CANTON, NY | 17,000,592.0 | 1.17% | 12.02% | 0.47% | 3.5% |
| NORTHWEST BANK | WARREN, PA | 16,771,847.0 | 1.20% | 12.75% | 1.49% | 9.2% |
| BANNER BANK | WALLA WALLA, WA | 16,347,870.0 | 1.32% | 12.89% | 0.57% | 3.4% |
| FIRST UNITED BANK AND TRUST COMPANY | DURANT, OK | 16,273,258.0 | 1.17% | 12.24% | 2.13% | 17.2% |
| FIRSTBANK | NASHVILLE, TN | 16,265,349.0 | 1.46% | 11.69% | 0.82% | 5.1% |
| NBT BANK, NATIONAL ASSOCIATION | NORWICH, NY | 15,879,824.0 | 1.36% | 11.92% | 0.40% | 2.3% |
| CITIZENS BUSINESS BANK, NATIONAL ASSOCIATION | ONTARIO, CA | 15,634,835.0 | 1.44% | 15.66% | 0.25% | 0.9% |
| BANK OF AMERICA CALIFORNIA, NATIONAL ASSOCIATION | SAN FRANCISCO, CA | 15,505,000.0 | 0.63% | 36.85% | 0.70% | 3.7% |
| TOYOTA FINANCIAL SAVINGS BANK | HENDERSON, NV | 15,431,880.0 | 0.28% | 15.74% | 0.12% | 0.6% |
| FIRST FINANCIAL BANK | ABILENE, TX | 15,381,581.0 | 1.82% | 18.18% | 0.67% | 3.0% |
| DIME COMMUNITY BANK | BRIDGEHAMPTON, NY | 15,332,384.0 | 0.96% | 14.40% | 1.16% | 7.2% |
| POPULAR BANK | NEW YORK, NY | 15,061,146.0 | 0.87% | 13.79% | 0.85% | 4.6% |
| LIVE OAK BANKING COMPANY | WILMINGTON, NC | 15,057,824.0 | 1.24% | 10.46% | 5.25% | 49.6% |
| BEAL BANK USA | LAS VEGAS, NV | 14,512,815.0 | 1.79% | 53.51% | 2.76% | 4.0% |
| OCEANFIRST BANK, NATIONAL ASSOCIATION | TOMS RIVER, NJ | 14,471,649.0 | 0.54% | 11.54% | 0.47% | 3.4% |
| BELL BANK | FARGO, ND | 14,443,599.0 | 0.49% | 11.49% | 0.96% | 7.8% |
| ISRAEL DISCOUNT BANK OF NEW YORK | NEW YORK, NY | 14,430,208.0 | 0.35% | 13.84% | 2.52% | 16.5% |
| CONNECTONE BANK | ENGLEWOOD CLIFFS, NJ | 13,993,791.0 | 1.28% | 12.36% | 0.72% | 4.4% |
| NEXBANK | DALLAS, TX | 13,937,262.0 | 0.66% | 14.62% | 1.27% | 12.4% |
| COMENITY CAPITAL BANK | DRAPER, UT | 13,626,906.0 | 0.52% | 13.46% | 1.35% | 5.1% |
| BMW BANK OF NORTH AMERICA | SALT LAKE CITY, UT | 12,814,515.0 | 2.26% | 14.53% | 0.11% | 0.6% |
| PLAINSCAPITAL BANK | UNIVERSITY PARK, TX | 12,749,613.0 | 0.96% | 14.49% | 1.20% | 7.2% |
| FIRST BANK | SOUTHERN PINES, NC | 12,659,342.0 | 0.54% | 14.69% | 0.42% | 2.1% |
| DOLLAR BANK, FEDERAL SAVINGS BANK | PITTSBURGH, PA | 12,513,390.0 | 0.58% | 15.21% | 2.27% | 16.1% |
| SAFRA NATIONAL BANK OF NEW YORK | NEW YORK, NY | 12,464,657.0 | 0.99% | 22.33% | 0.00% | 0.0% |
| ORIENTAL BANK | SAN JUAN, PR | 12,384,752.0 | 1.59% | 13.44% | 1.68% | 9.1% |
| FIRST COMMONWEALTH BANK | INDIANA, PA | 12,311,455.0 | 1.52% | 11.69% | 1.08% | 6.5% |
| BANCFIRST | OKLAHOMA CITY, OK | 12,118,977.0 | 1.89% | 17.11% | 0.88% | 4.6% |
| FIRST FOUNDATION BANK | IRVINE, CA | 11,881,997.0 | 0.03% | 13.97% | 0.82% | 5.5% |
| FARMERS AND MERCHANTS BANK OF LONG BEACH | LONG BEACH, CA | 11,797,060.0 | 0.67% | 18.84% | 0.29% | 1.0% |
| STIFEL BANK | SAINT LOUIS, MO | 11,735,326.0 | 1.43% | 11.84% | 0.00% | 0.0% |
| LENDINGCLUB BANK, NATIONAL ASSOCIATION | LEHI, UT | 11,472,011.0 | 1.38% | 15.47% | 1.50% | 6.2% |
| COLUMBIA BANK | FAIR LAWN, NJ | 11,018,560.0 | 0.58% | 13.20% | 0.53% | 3.8% |
| STELLAR BANK | HOUSTON, TX | 10,792,468.0 | 1.08% | 13.83% | 0.91% | 4.3% |
| WASHINGTON TRUST BANK | SPOKANE, WA | 10,682,990.0 | 1.15% | 11.68% | 0.73% | 4.9% |
| EAGLEBANK | BETHESDA, MD | 10,445,598.0 | 0.02% | 13.36% | 5.84% | 33.0% |
| CHARLES SCHWAB TRUST BANK | WESTLAKE, TX | 10,434,593.0 | 2.01% | 85.96% | — | 0.0% |
Other asset tiers
Data sourced from FFIEC call reports — current as of Q4 2025. See /data-updates/ for the full refresh schedule.
Explore more hubs: browse by state · browse by asset tier