Bank call report · Tupelo, MS
Renasant Bank Call Report
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Renasant Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 644 reported line items, schedule by schedule (903 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 749242 |
| FDIC certificate number | 12437 |
| Total assets | $26.99B |
Official Q2 2026 call report PDF (FFIEC) →
Renasant Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · Renasant Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $26.99B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $26.99B |
| Total Liabilities and Minority Interest | RCON2948 | $22.82B |
| Total Deposits | RCON2200 | $22.17B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $19.20B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $18.90B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $16.67B |
| Deposits: Noninterest-bearing | RCON6631 | $5.50B |
| Total Equity Capital | RCON3210 | $4.16B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $4.16B |
| Surplus | RCON3839 | $3.03B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $2.84B |
| Intangible Assets | RCON2143 | $1.63B |
| Goodwill | RCON3163 | $1.42B |
| Undivided Profits and Capital Reserves | RCON3632 | $1.23B |
| Other Assets | RCON2160 | $1.04B |
| Held-to-maturity Securities, Total | RCON1754 | $983.1M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $983.0M |
| Interest-bearing Balances | RCON0071 | $591.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $462.0M |
| Other Liabilities, Total | RCON2930 | $341.6M |
| Other Borrowed Money | RCON3190 | $310.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $296.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $257.2M |
| Loans and Leases Held for Sale | RCON5369 | $241.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$105.0M |
| Securities Purchased Under Agreements to Resell | RCONB989 | $23.3M |
| Other Real Estate Owned | RCON2150 | $15.6M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $5.2M |
| Common Stock | RCON3230 | $3.9M |
Schedule RI: Income Statement (55 items)
About Schedule RI · Renasant Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $681.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $595.8M |
| Net Interest Income | RIAD4074 | $466.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $345.3M |
| Total Noninterest Expense | RIAD4093 | $311.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $236.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $236.4M |
| Total Interest Expense | RIAD4073 | $215.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $188.2M |
| Net Income (Loss) | RIAD4340 | $188.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $188.2M |
| Salaries and Employee Benefits | RIAD4135 | $185.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $149.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $94.6M |
| Total Noninterest Income | RIAD4079 | $93.7M |
| Other Noninterest Expense | RIAD4092 | $74.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $73.1M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $73.0M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $49.3M |
| Applicable Income Taxes | RIAD4302 | $48.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $44.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $35.6M |
| Other Noninterest Income | RIADB497 | $34.0M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $29.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $20.2M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $16.6M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $15.6M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $13.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $12.3M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $11.9M |
| Interest on Other Securities | RIAD4060 | $11.5M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $10.5M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $9.7M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $8.4M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $8.4M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $7.1M |
| Provision for Loan and Lease Losses | RIAD4230 | $5.4M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $4.7M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $4.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $3.9M |
| Net Servicing Fees | RIADB492 | $3.6M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $2.8M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $2.8M |
| Other Interest Income | RIAD4518 | $2.7M |
| Income from Lease Financing Receivables | RIAD4065 | $2.1M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $2.0M |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $1.4M |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$1.3M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $888K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $768K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $329K |
| Fees and Commissions from Annuity Sales | RIADC887 | $47K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$43K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $29K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 2,952 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $848.8M |
| Balances Due from Federal Reserve Banks | RCON0090 | $451.7M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $243.7M |
| Currency and Coin | RCON0080 | $152.3M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $1.1M |
Schedule RC-B: Securities (52 items)
About Schedule RC-B · Renasant Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $8.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $8.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $8.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $7.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $1.04B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $1.02B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $291.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $277.7M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $762.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $699.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $305.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $279.8M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Amortized Cost | RCONG374 | $44.0M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Fair Value | RCONG375 | $41.7M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $2.94B |
| Pledged Securities | RCON0416 | $1.60B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $1.26B |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $902.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $900.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $642.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $363.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $349.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $299.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $298.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $278.2M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $277.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $277.1M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $248.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $223.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $158.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $152.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $135.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $125.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $99.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $98.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $79.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $51.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $47.2M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $47.1M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $44.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $41.9M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $41.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $41.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $39.8M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $39.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $36.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $35.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $20.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $16.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $14.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $14.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $1.1M |
Schedule RC-C, Part I: Loans and Leases (51 items)
About Schedule RC-C, Part I · Renasant Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $19.44B |
| Pledged Loans and Leases | RCONG378 | $16.23B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $8.98B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $4.96B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $4.03B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $3.22B |
| Commercial and Industrial Loans | RCON1766 | $2.64B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $2.64B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.14B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $2.04B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.87B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.60B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.40B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.32B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.16B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.07B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $953.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $780.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $726.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $564.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $551.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $419.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $416.9M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $259.3M |
| Other loans to nondepository financial institutions | RCONPV09 | $259.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $257.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $112.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $99.6M |
| All Other Lease Financing Receivables | RCONF163 | $72.8M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $72.8M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $66.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $59.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $52.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $43.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $24.7M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $24.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other Consumer Loans That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK204 | $23.8M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $23.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $20.6M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $19.6M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $13.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $13.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $4.8M |
| Other Loans | RCONJ464 | $4.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $1.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $1.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $1.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $1.3M |
| Itemize Loans to Finance Agricultural Production and Other Loans to Farmers That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK168 | $953K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $748K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans | RCONK159 | $28K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $1.09B |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $339.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $189.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $117.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $88.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $33.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $19.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $11.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $4.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.5M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 4,793 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 3,090 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1,739 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1,724 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1,629 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 915 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 136 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 135 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 128 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 83 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 37 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 12 |
Schedule RC-E: Deposit Liabilities (37 items)
About Schedule RC-E · Renasant Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $11.26B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $10.90B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $10.44B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $7.77B |
| Total Demand Deposits (See Note Below) | RCON2210 | $5.99B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $5.76B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $3.86B |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.49B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $2.45B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $1.89B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $1.62B |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $1.53B |
| Total reciprocal deposits | RCONJH83 | $1.46B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.38B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.32B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.30B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.29B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.27B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $1.26B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.26B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.19B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.17B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $1.16B |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $676.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $590.7M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $378.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $290.8M |
| Sweep deposits: Not fully insured, affiliate sweep deposits | RCONMT89 | $208.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $121.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $80.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $76.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $41.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $23.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $19.4M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $10.4M |
| Sweep deposits: Fully insured, affiliate sweep deposits | RCONMT87 | $4.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $3.3M |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $411.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $162.8M |
| Other Assets | RCON2168 | $147.0M |
| Net Deferred Tax Assets | RCON2148 | $146.9M |
| Accrued Interest Receivable | RCONB556 | $92.5M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $78.2M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $22.8M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $5.5M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $147.9M |
| Other Expenses Accrued and Unpaid | RCON3646 | $118.9M |
| Operating lease liabilities | RCONLB56 | $58.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $38.5M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $36.3M |
| Deferred Compensation Liabilities | RCONC011 | $26.1M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · Renasant Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $26.87B |
| Quarterly Average of Total Loans | RCON3360 | $19.06B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $11.43B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $7.25B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $5.75B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $4.81B |
| Mortgage-backed Securities | RCONB559 | $2.95B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $2.56B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $2.50B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.25B |
| All Other Securities | RCONB560 | $647.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $570.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $337.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $193.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $101.6M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $75.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $27.1M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $24.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $5.6M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (29 items)
About Schedule RC-L · Renasant Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $251.5M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCONG405 | $68.4M |
| Notional Amount of Sold Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCONG409 | $61.9M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG411 | $24.2M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG410 | $165.4M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG417 | $26.7M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $41.6M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $9.9M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCONG422 | $18.9M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $5.17B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $3.36B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $1.77B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.37B |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $1.28B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.15B |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $791.4M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $791.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $596.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $419.7M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $251.5M |
| Interest Rate Forward Contracts | RCON8697 | $224.0M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $123.2M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $68.4M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $37.4M |
| Other unused commitments: Other loans to nondepository financial institutions | RCONPV16 | $37.4M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $34.6M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $21.0M |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $30K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $27K |
Schedule RC-M: Memoranda (11 items)
About Schedule RC-M · Renasant Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $310.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $310.0M |
| All other intangible assets | RCONJF76 | $142.2M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $87.5M |
| Assets Under the Reporting Bank's Management in Proprietary Mutual Funds and Annuities | RCONB570 | $71.8M |
| Mortgage Servicing Assets | RCON3164 | $65.8M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $32.6M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $10.8M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $4.3M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $439K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 5 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (39 items)
About Schedule RC-N · Renasant Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $186.4M |
| Additions to Nonaccrual Assets | RCONC410 | $110.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $61.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $44.5M |
| All Other Loans - Nonaccrual | RCON5461 | $37.0M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $31.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $20.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $20.2M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $8.6M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $5.4M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $4.2M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $4.0M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $3.1M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $3.0M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $2.9M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $2.3M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $1.9M |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $1.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $1.8M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.2M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $1.2M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $1.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $661K |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $558K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $466K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $156K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $107K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $104K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $75K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $51K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $48K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $44K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $44K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $25K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $22K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK126 | $16K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $16K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $4K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (20 items)
About Schedule RC-O · Renasant Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $26.87B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $22.70B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $13.63B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $10.26B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $8.77B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.69B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $1.36B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $1.29B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $269.8M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $130.4M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $62.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $29.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $18.9M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $6.6M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements): Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONN177 | $4.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 588,237 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 12,185 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 11,460 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 88 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $398.8M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $348.4M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $241.6M |
| Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale | RCONHT82 | $180.6M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $8.1M |
| Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter | RCONHT86 | $5.8M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $241.6M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $241.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $3.11B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $3.07B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $2.84B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $2.80B |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $241.6M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $237.6M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $41.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $41.7M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $22.8M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $22.8M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $22.8M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $22.8M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $19.9M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $19.9M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $19.9M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $19.9M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $19.9M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $19.9M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Renasant Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (28 items)
About Schedule RC-R, Part I · Renasant Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $26.87B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $25.31B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $21.87B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $4.16B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $3.04B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $2.99B |
| Common Equity Tier 1 Capital | RCOAP859 | $2.71B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.71B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.71B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.55B |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $1.42B |
| Retained Earnings | RCOAKW00 | $1.23B |
| General Loan and Lease Valuation Allowances | RCOA5310 | $273.9M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $273.9M |
| Tier 2 Capital Before Deductions | RCOAP870 | $273.9M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $108.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$105.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$75.2M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$36.5M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $28.8M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $12.6M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$6.2M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1367 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1241 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1241 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1072 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0567 |
Schedule RC-R, Part II: Risk-Weighted Assets (95 items)
About Schedule RC-R, Part II · Renasant Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $21.91B |
| Total Risk-weighted Assets | RCONG641 | $21.87B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $17.51B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $17.51B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $15.55B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $14.15B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $13.81B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $4.65B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $4.64B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $4.46B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $4.08B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $3.41B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $3.39B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $3.29B |
| Total All Other Assets | RCOND981 | $3.15B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $2.84B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $2.45B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $2.33B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $2.18B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.65B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.65B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $1.59B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $1.58B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $1.55B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $1.18B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.13B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $1.00B |
| Total Held-to-maturity Securities | RCOND961 | $983.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $929.4M |
| Unconditionally Cancellable Commitments | RCONS540 | $916.5M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $866.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $848.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $682.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $680.4M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $641.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $636.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $619.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $619.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $585.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $568.5M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $452.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $263.8M |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCONS603 | $247.1M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $241.6M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $241.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $208.9M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $208.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $207.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 150 Pct Risk Weight Category | RCONS463 | $191.5M |
| All Other Off- Balance Sheet Liabilities - 50 Pct Risk Weight Category | RCONG622 | $190.5M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $190.5M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $190.5M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $181.0M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $181.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $181.0M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $162.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $153.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $143.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $127.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $127.3M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $123.2M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $123.2M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $123.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$99.8M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $94.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $85.8M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $83.7M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $83.2M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $82.0M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $78.1M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $61.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - One Year or Less | RCONS591 | $61.9M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $56.9M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $56.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years | RCONS593 | $50.9M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$49.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $47.2M |
| Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS429 | $32.7M |
| Total Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS423 | $32.7M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $30.1M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $28.5M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $28.5M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $28.5M |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCONH172 | $23.3M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCONH171 | $23.3M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $21.2M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $16.0M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $11.9M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $11.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - Adjustments to Totals Reported in Column a | RCONS450 | $8.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - Adjustments to Totals Reported in Column a | RCONS458 | $3.3M |
| Centrally Cleared Derivatives - 0 Pct Risk Weight Category | RCONS550 | $1.4M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCONS549 | $1.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - Adjustments to Totals Reported in Column a | RCONS440 | $125K |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - Adjustments to Totals Reported in Column a | RCONS446 | $1K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $3.77B |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - 1-4 Family Residential Loans | RCONB705 | $1.89B |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $828.2M |
| Past Due Loan Amounts Included in Item 1: 90 Days or More 1-4 Family Residential Loans | RCONB740 | $71.1M |
| Past Due Loan Amounts Included in Item 1: 30-89 Day - 1-4 Family Residential Loans | RCONB733 | $24.8M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $9.2M |
Schedule RC-T: Fiduciary and Related Services (45 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $2.47B |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $1.92B |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.37B |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $881.4M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $477.5M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $327.9M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $115.9M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $71.9M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $66.8M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $37.7M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $29.6M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $29.6M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $9.2M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $6.2M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $6.2M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $5.5M |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $5.1M |
| Income from Fiduciary Activities | RIAD4070 | $4.1M |
| Employee Benefit-defined Contribution | RIADB905 | $2.3M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $1.7M |
| Personal Trust and Agency Accounts | RIADB904 | $1.2M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $144K |
| Custody and Safekeeping Accounts | RIADB909 | $130K |
| Other Retirement Accounts | RIADB907 | $118K |
| Employee Benefit-defined Benefit | RIADB906 | $84K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $37K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $19K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 428 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 222 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 163 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 131 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 61 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 48 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 48 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 46 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 27 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 19 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 19 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 9 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 8 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 6 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 5 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 4 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 1 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $4.16B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $4.05B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $4.05B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $55.0M |
| Other Comprehensive Income | RIADB511 | -$14.1M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | -$4.7M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (21 items)
About Schedule RI-B, Part I · Renasant Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $6.6M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $3.3M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $1.4M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $683K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $584K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $531K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $452K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $352K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $198K |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $177K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $135K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $123K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $81K |
| Charge-offs on Automobile Loans | RIADK129 | $65K |
| Recoveries on Automobile Loans | RIADK133 | $36K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $27K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $24K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $2K |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $1K |
| Recoveries on All Other Loans | RIAD4628 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (8 items)
About Schedule RI-B, Part II · Renasant Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $296.0M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $294.0M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $6.6M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $6.5M |
| Adjustments | RIADC233 | $1.8M |
| Allowance for credit losses on other financial assets measured at amortized cost | RCONJJ03 | $521K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $32K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $32K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $19.20B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $9.45B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $4.57B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $3.06B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $2.01B |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $296.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $117.7M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $99.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $67.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $66.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $39.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $4.2M |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $32K |
| Held to Maturity Securities, Total | RCONJJ25 | $32K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $16.2M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $8.3M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $6.0M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $5.1M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | -$4.7M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $2.4M |
| Initial allowances for credit losses recognized upon the acquisition of purchased credit deterioriated assets on or after the effective date of ASU 2016-13 | RIADJJ27 | $1.8M |
Renasant Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Renasant Bank call report?
The Renasant Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Renasant Bank file?
Renasant Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Renasant Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Renasant Bank has Federal Reserve RSSD ID 749242 and FDIC certificate number 12437. Either one finds its filings on the FFIEC Central Data Repository.
How often does Renasant Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Renasant Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 12437) · FFIEC NIC profile (RSSD 749242)