Renasant Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Renasant Bank of Tupelo, MS against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.40% | 1.34% | +0.06% | 56th above |
| ROAE | 9.13% | 12.25% | -3.12% | 28th below |
| Net Interest Margin | 3.96% | 3.68% | +0.28% | 75th top |
| Efficiency Ratio | 53.30% | 53.86% | -0.56% | 50th above |
| PPNR / Avg Assets | 1.82% | — | — | 50th above |
| Yield on Earning Assets | 5.77% | 5.58% | +0.19% | 78th top |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.92% | 1.99% | -0.07% | 48th below |
| Net Interest Spread | 3.25% | — | — | 71st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.18% | 1.05% | +0.13% | 25th below |
| NPA / Total Assets | 0.91% | — | — | 26th below |
| NCO / Avg Loans | 0.06% | 0.36% | -0.30% | 74th above |
| ACL / Total Loans | 1.52% | — | — | 88th top |
| ACL / NPLs (Coverage) | 128.69% | — | — | 45th below |
| Texas Ratio | 6.82% | 5.43% | +1.39% | 21st bottom |
| Provision / NCO | 105.94% | — | — | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.41% | 14.50% | -2.09% | 35th below |
| Tier 1 Ratio | 12.41% | 14.60% | -2.19% | 34th below |
| Total Capital Ratio | 13.67% | — | — | 34th below |
| Leverage Ratio | 10.72% | 10.26% | +0.46% | 63rd above |
| Equity / Assets | 15.43% | 11.55% | +3.88% | 94th top |
| TCE / Tangible Assets | 10.24% | — | — | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.69% | 83.97% | +3.72% | 45th below |
| Core Deposit Ratio | 94.16% | 86.78% | +7.38% | 73rd above |
| Uninsured Deposit Ratio | 46.27% | 38.93% | +7.34% | 29th below |
| Wholesale Funding Ratio | 1.17% | — | — | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.43% | — | — | 21st bottom |
| Loan Growth (Y/Y) | 2.74% | — | — | 24th bottom |
| Deposit Growth (Y/Y) | 1.01% | — | — | 20th bottom |
See Renasant Bank's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Renasant Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Renasant Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Renasant Bank peer analysis.