Safra National Bank of New York
Also written as SNB of New York
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Data as of · sourced from FFIEC call reports. How we update
Safra National Bank of New York is an FDIC-insured commercial bank headquartered in New York, NY, supervised by the OCC, with $15.69B in total assets at Q2 2026, up 45.3% from Q2 2025, the 10th largest of 105 banks headquartered in New York. It was established in 1987 and holds FDIC certificate 26876. Its CET1 capital ratio was 23.40% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 26876
- Headquarters
- New York, NY
- Established
- 1987
- Total assets, Q2 2026
- $15.69B
- Assets vs Q2 2025
- +45.3%
- CET1 ratio, Q2 2026
- 23.40%
- Domestic offices
- 6 · Safra National Bank of New York branches FDIC institution directory, current count
- Routing number
- 026003023
- Safety and soundness
- Is Safra National Bank of New York safe?
- Latest call report
- Q2 2026, FFIEC 031 · Safra National Bank of New York call report
- Holding company
- SAFRA NEW YORK CORPORATION
- Asset rank in state
- 10th of 105 in New York
Safra National Bank of New York is growing quickly. The New York, New York bank had $15.7 billion in assets at June 30, 2026, up 45.3% from a year earlier. It keeps 1.93 cents of net interest income on every dollar of earning assets, about half the median of 3.63 cents for the 124 banks with $10 billion to $100 billion in assets. On the other hand, it holds common equity equal to 23.40% of its risk-weighted assets, about double the median of 12.98% for banks its size.
Earnings jumped: net income for the quarter was $33 million, 136% above the same quarter a year earlier. Over the same year, loans grew 24.8% and deposits grew 53.0%. Funding is the softer spot: it holds about half of its deposits (54%) above the FDIC insurance limit, higher than about three-quarters of banks its size (median 38.6%).
As of June 30, 2026, Safra National Bank of New York reported a CET1 capital ratio of 23.40%, a return on assets of 1.04%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Safra National Bank of New York is the 10th largest of the 105 banks headquartered in New York. From Q1 2026 to Q2 2026, its total assets rose 29.1% to $15.69B, loans rose 1.3% and deposits rose 33.5%. Loans for purchasing or carrying securities made up 66.2% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 24.9%. The FDIC Summary of Deposits lists 7 offices for it, in 7 cities across 4 states; its New York office books 72% of its branch deposits. On its Q2 2026 call report, Safra National Bank of New York meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 546 5th Ave, New York, NY 10036
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 031
- Established
- January 1, 1987
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 389
- Domestic deposits
- $13.88B
- Allowance for credit losses
- $27.9M
- Net charge-offs (YTD)
- -$6K
- Average total assets
- $12.74B
- Average total loans
- $3.60B
- Average interest-bearing deposits
- $8.52B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1987
- FDIC Cert
- 26876
- Fed RSSD
- 918918
- Website
- www.safra.com →
- Parent Holding Company
- SAFRA NEW YORK CORPORATION (RSSD 3292217)
- Ultimate Parent
- SNBNY HOLDINGS LIMITED (RSSD 2368106)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Safra National Bank of New York's total assets ranged from $9.39B (Q3 2023) to $15.69B (Q2 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$15.69B total assets against $10.80B; $14.34B total liabilities against $9.49B.
$3.64B net loans and leases against $2.92B; $13.88B total deposits against $9.07B.
$6.38B securities against $3.82B; $4.44B cash and balances due against $2.93B.
$130.3M total interest income against $130.2M; $72.2M total interest expense against $76.8M.
$58.2M net interest income against $53.4M.
$59.3M total noninterest income against $26.5M; $69.9M total noninterest expense against $63.9M.
$2.7M provision for credit losses against $1.1M.
$33.2M net income against $14.0M.
1.04% return on assets against 0.51%; 1.93% net interest margin against 2.07%.
23.40% CET1 capital ratio against 25.93%; 8.56% tier 1 leverage ratio against 9.91%.
Inside the full Safra National Bank of New York terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Safra National Bank of New York rankings
Its closest position to the top of a national ranking is 121 of 4,196, for total assets; its furthest is 3,349 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.51% (Q2 2025) to 1.42% (Q3 2024) and its net interest margin ran from 1.93% (Q2 2026) to 2.48% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 23.40% | 1.04% | 0.00% | 0.00% | 1.93% |
| Q1 2026 | 23.54% | 0.94% | 0.00% | 0.00% | 2.00% |
| Q4 2025 | 22.33% | 1.00% | 0.00% | 0.00% | 2.04% |
| Q3 2025 | 23.95% | 1.03% | 0.08% | 0.18% | 1.99% |
| Q2 2025 | 25.93% | 0.51% | 0.08% | 0.19% | 2.07% |
| Q1 2025 | 26.19% | 1.18% | 0.00% | 0.00% | 2.15% |
| Q4 2024 | 23.76% | 0.72% | 0.00% | 0.00% | 2.26% |
| Q3 2024 | 27.82% | 1.42% | 0.01% | 0.02% | 2.48% |
Swipe the table sideways to see every column.
Branch Network
View all 7 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Safra National Bank of New York (main office) | New York , NY | 10036 | $9.93B |
| Aventura Branch | Aventura , FL | 33180 | $3.10B |
| Brickell Avenue Branch | Miami , FL | 33131 | $388.4M |
| Los Altos Branch | Los Altos , CA | 94022 | $225.8M |
| Boston Branch | Boston , MA | 02110 | $210.5M |
| Safra National Bank of New York - Palm Beach Office Branch | Palm Beach , FL | 33480 | $32.1M |
| Safra National Bank of New York - San Francisco Office Branch | San Francisco , CA | 94105 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 1, 2023 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 1, 2023 | Structure Change | Acquired Delta National Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2000 | Structure Change | Acquired Skylake National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 1, 1997 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 1997 | Structure Change | Acquired United Mizrahi Bank and Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- None against the institution on file; 1 against individuals associated with it
- Period: Most recent action January 8, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in NY, rank 26 of 176 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Safra National Bank of New York
What are Safra National Bank of New York's total assets?
As of the Q2 2026 filing, Safra National Bank of New York reported total assets of $15.69 billion in its FFIEC call report.
Where is Safra National Bank of New York headquartered?
It is headquartered in New York, NY, United States.
When was Safra National Bank of New York founded?
It was established in 1987, per the FDIC institution directory.
Is Safra National Bank of New York FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26876). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Safra National Bank of New York?
Safra National Bank of New York's primary federal regulator is the OCC.
What is Safra National Bank of New York's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 23.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Safra National Bank of New York operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Safra National Bank of New York's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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