Safra National Bank of New York: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Core deposits to total deposits climbed 14.04 percentage points in Q2 2026, from 43.46% to 57.49%. It was the largest change from Q1 2026 among the key lines here. Within New York, Safra National Bank of New York is 48th of 105 on return on assets, 1.04% as of Q2 2026, above the middle of the field. The median for banks in the $10B-100B asset tier is 1.30% on return on assets. Safra National Bank of New York sits 0.25 points lower, at 1.04% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 23.40% |
| Tier 1 risk-based capital ratio | 23.40% |
| Total risk-based capital ratio | 24.08% |
| Tier 1 leverage ratio | 8.56% |
| Equity capital to assets | 8.63% |
| Tangible equity to tangible assets | 8.55% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 0.76% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.04% |
| Return on equity | 9.86% |
| Net interest margin | 1.93% |
| Efficiency ratio | 58.88% |
| Yield on earning assets | 4.33% |
| Cost of funds | 2.36% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 26.45% |
| Core deposits to total deposits | 57.49% |
| Brokered deposits to total deposits | 34.18% |
| Deposits to assets | 88.46% |
| Securities to assets | 40.64% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 23.21% | 23.21% | 24.46% | 10.20% | 0.56% |
| Q4 2023 | 26.02% | 26.02% | 26.63% | 10.25% | -0.41% |
| Q1 2024 | 27.82% | 27.82% | 28.45% | 10.41% | 1.87% |
| Q2 2024 | 27.23% | 27.23% | 27.88% | 10.79% | 0.60% |
| Q3 2024 | 27.82% | 27.82% | 28.46% | 10.58% | 1.42% |
| Q4 2024 | 23.76% | 23.76% | 24.39% | 9.52% | 0.72% |
| Q1 2025 | 26.19% | 26.19% | 26.84% | 9.57% | 1.18% |
| Q2 2025 | 25.93% | 25.93% | 26.59% | 9.91% | 0.51% |
| Q3 2025 | 23.95% | 23.95% | 24.54% | 9.72% | 1.03% |
| Q4 2025 | 22.33% | 22.33% | 22.94% | 8.52% | 1.00% |
| Q1 2026 | 23.54% | 23.54% | 24.18% | 8.74% | 0.94% |
| Q2 2026 | 23.40% | 23.40% | 24.08% | 8.56% | 1.04% |
Safra National Bank of New York vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Safra National Bank of New York, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Safra National Bank of New York profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26876) · FFIEC NIC profile (RSSD 918918)