Safra National Bank of New York: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and noninterest-bearing balances to assets climbed 20.06 percentage points in Q2 2026, from 8.21% to 28.27%. It was the largest change from Q1 2026 among the key lines here. Safra National Bank of New York has the 8th lowest loan-to-deposit ratio of the 105 banks headquartered in New York, at 26.45% as of Q2 2026. Safra National Bank of New York's loan-to-deposit ratio of 26.45% is well below the 86.83% median for banks in the $10B-100B asset tier, a gap of 60.38 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | 28.27% |
| Cash and securities | $10.81B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $21.6M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 26.45% |
| Net loans and leases to deposits | 26.25% |
| Loans and leases to core deposits | 28.85% |
| Core deposits to total deposits | 57.49% |
| Brokered deposits to total deposits | 34.18% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 37.00% | 36.43% | $0 | $0 |
| Q4 2023 | 32.20% | 40.02% | $0 | $0 |
| Q1 2024 | 33.09% | 41.85% | $0 | $0 |
| Q2 2024 | 34.48% | 41.28% | $0 | $0 |
| Q3 2024 | 34.62% | 41.85% | $0 | $0 |
| Q4 2024 | 32.62% | 41.21% | $0 | $0 |
| Q1 2025 | 30.24% | 42.21% | $0 | $0 |
| Q2 2025 | 32.43% | 44.11% | $70K | $0 |
| Q3 2025 | 30.63% | 43.60% | $0 | $0 |
| Q4 2025 | 30.67% | 44.36% | $0 | $0 |
| Q1 2026 | 34.86% | 43.46% | $0 | $0 |
| Q2 2026 | 26.45% | 57.49% | $0 | $0 |
Safra National Bank of New York liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Safra National Bank of New York, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Safra National Bank of New York profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26876) · FFIEC NIC profile (RSSD 918918)