Amalgamated Bank
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Data as of · sourced from FFIEC call reports. How we update
Amalgamated Bank is an FDIC-insured commercial bank headquartered in New York, NY, established in 1923 (FDIC certificate 622), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $9.41B, up 9.1% from Q2 2025, the 14th largest of 105 banks headquartered in New York. Its CET1 capital ratio was 14.78% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 622
- Headquarters
- New York, NY
- Established
- 1923
- Total assets, Q2 2026
- $9.41B
- Assets vs Q2 2025
- +9.1%
- CET1 ratio, Q2 2026
- 14.78%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 026003379
- Holding company
- AMALGAMATED FINANCIAL CORP
- Asset rank in state
- 14th of 105 in New York
Problem loans are rising at Amalgamated Bank. Its balance sheet stood at $9.4 billion at June 30, 2026, up 9.1% from a year earlier; it is based in New York, New York. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.99% of loans from 0.75% a year earlier. It holds about half of its deposits (57%) above the FDIC insurance limit, about double the median of 30.9% for the 895 banks with $1 billion to $10 billion in assets. It also carries problem assets equal to 11.1% of the capital and reserves that would absorb them, about triple the median of 3.6% for banks its size.
Delinquency has appeared in its $1.9 billion multifamily book: 5.98% of those loans are past due or on nonaccrual, against almost none a year earlier. Earnings jumped: net income for the quarter was $35 million, 32% above the same quarter a year earlier. Where it has less room is capital: it funds 9.60% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.52%).
As of June 30, 2026, Amalgamated Bank reported a CET1 capital ratio of 14.78%, a return on assets of 1.52%, a nonperforming-loan ratio of 1.99% and a Texas ratio of 11.10%. The figures come from its call report filed with the FFIEC.
Amalgamated Bank ranks as the 14th largest of the 105 banks based in New York, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.6% to $9.41B, loans rose 2.3% and deposits rose 3.3%. The largest part of its loan book on June 30, 2026 was multifamily loans, at 36.2% of total loans, ahead of commercial and industrial loans at 24.8%. Its 6 offices in the FDIC Summary of Deposits are in 5 cities across 3 states; its New York 2 offices book 75% of its branch deposits. Judged on its Q2 2026 call report, Amalgamated Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 99 Park Ave, New York, NY 10016
- County
- New York
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- No
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- April 14, 1923
- Former names
- Amalgamated Bank of New York (1985-2000)
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 463
- Domestic deposits
- $8.49B
- Allowance for credit losses
- $68.9M
- Net charge-offs (YTD)
- $6.4M
- Average total assets
- $9.35B
- Average total loans
- $5.08B
- Average interest-bearing deposits
- $5.88B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 622
- Fed RSSD
- 661308
- SEC CIK
- 1823608 → filed by AMALGAMATED FINANCIAL CORP
- Website
- http://AMALGAMATEDBANK.COM →
- Parent Holding Company
- AMALGAMATED FINANCIAL CORP (RSSD 5559343) · AMAL
- Ultimate Parent
- WORKERS UNITED (RSSD 4400336)
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Priscilla Brown | CEO | President & CEO |
| Jason Darby | CFO | Senior Executive VP and CFO |
| Sean Searby | COO | EVP, Chief Operations Officer |
| Mandy Tenner | GC | EVP, Chief Legal Officer |
| Lanning Margaret Matilda | CRO | EVP, Chief Risk Executive |
| Adrian Glace | CTO | SVP, Chief Technology Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Amalgamated Bank's total assets ranged from $7.92B (Q3 2023) to $9.41B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$9.41B total assets against $8.62B; $8.54B total liabilities against $7.83B.
$5.08B net loans and leases against $4.66B; $8.49B total deposits against $7.76B.
$3.81B securities against $3.46B; $167.8M cash and balances due against $171.1M.
$117.1M total interest income against $104.1M; $30.6M total interest expense against $30.6M.
$86.5M net interest income against $73.5M.
$12.3M total noninterest income against $9.1M; $46.9M total noninterest expense against $40.1M.
$4.4M provision for credit losses against $4.9M.
$35.5M net income against $26.8M.
1.52% return on assets against 1.26%; 3.78% net interest margin against 3.55%.
14.78% CET1 capital ratio against 14.84%; 9.60% tier 1 leverage ratio against 9.72%.
Inside the full Amalgamated Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
Amalgamated Bank rankings
Its closest position to the top of a national ranking is 166 of 4,196, for total assets; its furthest is 933 of 2,134, for CET1 ratio.
Metric pages for Amalgamated Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.17% (Q1 2026) to 1.52% (Q2 2026) and its net interest margin ran from 3.51% (Q1 2025) to 3.78% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.78% | 1.52% | 1.99% | 11.10% | 3.78% |
| Q1 2026 | 14.70% | 1.17% | 1.96% | 11.10% | 3.72% |
| Q4 2025 | 14.58% | 1.26% | 0.58% | 3.34% | 3.70% |
| Q3 2025 | 14.30% | 1.27% | 0.48% | 2.79% | 3.65% |
| Q2 2025 | 14.84% | 1.26% | 0.75% | 4.20% | 3.55% |
| Q1 2025 | 14.73% | 1.24% | 0.72% | 4.22% | 3.51% |
| Q4 2024 | 14.16% | 1.21% | 0.64% | 3.94% | 3.64% |
| Q3 2024 | 14.75% | 1.33% | 0.62% | 3.61% | 3.53% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Amalgamated Bank (main office) | New York , NY | 10001 | $6.09B |
| 1825 K Street Branch | Washington , DC | 20006 | $1.44B |
| New Resource Bank Main Office Branch | San Francisco , CA | 94111 | $435.7M |
| Midtown Branch | New York , NY | 10016 | $292.9M |
| Bartow Avenue Branch | Bronx , NY | 10475 | $184.8M |
| Fulton Street Branch | Brooklyn , NY | 11216 | $37.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 19, 2018 | M&A | Acquired New Resource Bank merger for the acquired bank | SEC |
| May 19, 2018 | Structure Change | Acquired New Resource Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 18, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 27, 2001 | M&A | merger | SEC |
| December 27, 2001 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
| December 26, 2001 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in NY, rank 35 of 176 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 405 applications, 287 loans originated, $504.2M originated, across 25 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $450K approved, $450K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2014 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Amalgamated Bank
What are Amalgamated Bank's total assets?
As of the Q2 2026 filing, Amalgamated Bank reported total assets of $9.41 billion in its FFIEC call report.
Where is Amalgamated Bank headquartered?
It is headquartered in New York, NY, United States.
When was Amalgamated Bank founded?
It was established in 1923, per the FDIC institution directory.
Is Amalgamated Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #622). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Amalgamated Bank?
Amalgamated Bank's primary federal regulator is the FDIC.
What is Amalgamated Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.78% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Amalgamated Bank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Amalgamated Bank's Texas Ratio?
Its Texas Ratio is 11.10% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Amalgamated Bank previously called?
The charter now named Amalgamated Bank has also operated as Amalgamated Bank of New York (1985-2000), per FDIC structure-change records.
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