Arrow Bank N.A.
Arrow Bank completed a merger involving an acquired institution in December 2024. Arrow Bank, N.A. is an FDIC-insured commercial bank. Total assets stand at $4.5B. Profitability is strong — 1.23% ROA, paired with 12.53% ROE and a 3.45% net interest margin. Regulatory capital is solid — 13.41% CET1 and 14.53% total risk-based capital ratio. Asset quality is pristine — 0.14% NPLs and a 1.22% Texas Ratio. Arrow Bank operates a 38-branch network.
Headquarters Profile
- Address
- 250 Glen St, GLENS FALLS, NY 12801
- County
- Warren
- Metro Area
- GLENS FALLS, NY
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 2
- Established
- January 1, 1851
- Branches
- 38 domestic
- Employees (FTE)
- 602
- FDIC Cert
- 7074
- Fed RSSD
- 866000
- Website
- www.arrowbank.com →
- Parent Holding Company
- ARROW FINANCIAL CORPORATION (RSSD 1048812)
Capital & Liquidity
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Arrow Bank N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- FailureFailure / assisted resolutionFDIC FAILURES
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 9 events.
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Frequently asked about Arrow Bank N.A.
What are Arrow Bank N.A.'s total assets?
As of the Q1 2026 filing, Arrow Bank N.A. reported total assets of $4.50 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Arrow Bank N.A. headquartered?
Arrow Bank N.A. is headquartered in GLENS FALLS, NY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Arrow Bank N.A. founded?
Arrow Bank N.A. was established in 1851, per the FDIC institution directory.
Is Arrow Bank N.A. FDIC-insured?
Yes. Arrow Bank N.A. is an FDIC-insured commercial bank (FDIC Certificate #7074). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Arrow Bank N.A.?
Arrow Bank N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Arrow Bank N.A.'s CET1 capital ratio?
Arrow Bank N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 13.41% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Arrow Bank N.A. operate?
Arrow Bank N.A. operates 38 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Arrow Bank N.A.'s Texas Ratio?
Arrow Bank N.A.'s Texas Ratio is 1.22% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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