Bank call report · Glens Falls, NY
Arrow Bank N.A. Call Report
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Arrow Bank N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 494 reported line items, schedule by schedule (910 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 866000 |
| FDIC certificate number | 7074 |
| Total assets | $4.46B |
Official Q2 2026 call report PDF (FFIEC) →
Arrow Bank N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (29 items)
About Schedule RC · Arrow Bank N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $4.46B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $4.46B |
| Total Liabilities and Minority Interest | RCON2948 | $4.03B |
| Total Deposits | RCON2200 | $3.68B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $3.50B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $3.46B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.94B |
| Deposits: Noninterest-bearing | RCON6631 | $736.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $498.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $423.3M |
| Total Equity Capital | RCON3210 | $423.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $390.2M |
| Other Borrowed Money | RCON3190 | $315.1M |
| Interest-bearing Balances | RCON0071 | $155.8M |
| Other Assets | RCON2160 | $150.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $67.1M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $65.5M |
| Held-to-maturity Securities, Total | RCON1754 | $65.5M |
| Other Liabilities, Total | RCON2930 | $42.8M |
| Surplus | RCON3839 | $38.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $36.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $31.0M |
| Intangible Assets | RCON2143 | $25.4M |
| Goodwill | RCON3163 | $23.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$8.2M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $3.1M |
| Common Stock | RCON3230 | $2.9M |
| Loans and Leases Held for Sale | RCON5369 | $777K |
| Minority Interest in Consolidated Subsidiaries and Similar Items | RCON3000 | $61K |
Schedule RI: Income Statement (51 items)
About Schedule RI · Arrow Bank N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $107.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $94.3M |
| Net Interest Income | RIAD4074 | $72.4M |
| Total Noninterest Expense | RIAD4093 | $54.0M |
| Total Interest Expense | RIAD4073 | $35.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $33.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $33.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $31.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $31.7M |
| Salaries and Employee Benefits | RIAD4135 | $29.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $24.7M |
| Net Income (Loss) | RIAD4340 | $24.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $24.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $22.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $17.7M |
| Other Noninterest Expense | RIAD4092 | $17.4M |
| Total Noninterest Income | RIAD4079 | $16.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $9.7M |
| Applicable Income Taxes | RIAD4302 | $7.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $6.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $6.1M |
| Other Noninterest Income | RIADB497 | $5.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $4.3M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $4.1M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.1M |
| Provision for Loan and Lease Losses | RIAD4230 | $3.4M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $3.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.2M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $2.1M |
| Interest on Other Securities | RIAD4060 | $1.8M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $1.1M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.1M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $978K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $760K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $565K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $520K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $444K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$422K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $417K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $310K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $305K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $204K |
| Fees and Commissions from Annuity Sales | RIADC887 | $197K |
| Other Interest Income | RIAD4518 | $155K |
| Fees and Commissions from Securities Brokerage | RIADC886 | $149K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $142K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $137K |
| Net Servicing Fees | RIADB492 | $120K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $34K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 628 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $186.8M |
| Balances Due from Federal Reserve Banks | RCON0090 | $155.7M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $14.7M |
| Currency and Coin | RCON0080 | $10.8M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $5.5M |
Schedule RC-B: Securities (41 items)
About Schedule RC-B · Arrow Bank N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $359.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $337.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $1.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $1.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $2.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $2.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $1.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $1.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $519.6M |
| Pledged Securities | RCON0416 | $258.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $178.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $138.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $101.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $79.1M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $78.6M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $78.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $69.5M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $65.3M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $62.5M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $62.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $29.6M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $26.5M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $26.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $25.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $24.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $24.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $24.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $16.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $10.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $6.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $3.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $3.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $3.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $3.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $3.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $1.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $750K |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $160K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $160K |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $12K |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $12K |
Schedule RC-C, Part I: Loans and Leases (35 items)
About Schedule RC-C, Part I · Arrow Bank N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $3.50B |
| Pledged Loans and Leases | RCONG378 | $1.99B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $1.22B |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.08B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $731.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $723.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $682.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $413.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $386.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $366.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $344.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $293.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $233.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $195.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $178.6M |
| Commercial and Industrial Loans | RCON1766 | $140.8M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $140.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $135.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $84.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $38.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $33.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $26.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $22.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $22.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $22.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $18.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $12.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $9.8M |
| Other Loans | RCONJ464 | $9.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $4.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.2M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $569K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $434K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $346K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $346K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $99.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $70.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $23.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $13.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $13.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.6M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 2,437 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 247 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 121 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 109 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 82 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 33 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · Arrow Bank N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $2.07B |
| Total Transaction Accounts | RCON2215 | $1.61B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.54B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.46B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.38B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.32B |
| Total reciprocal deposits | RCONJH83 | $678.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $611.5M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $583.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $571.7M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $455.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $455.2M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $323.7M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $315.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $291.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $287.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $252.0M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $223.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $185.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $178.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $146.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $132.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $130.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $119.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $78.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $53.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $51.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $24.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $17.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $14.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $4.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $2.1M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $250K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $61.4M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $43.0M |
| Prepaid Expenses | RCON2166 | $30.9M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $18.4M |
| Accrued Interest Receivable | RCONB556 | $16.4M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $10.3M |
| Net Deferred Tax Assets | RCON2148 | $946K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $23.9M |
| All Other Liabilities | RCON2938 | $14.0M |
| Operating lease liabilities | RCONLB56 | $4.8M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $3.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.7M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $1.2M |
| Net Deferred Tax Liabilities | RCON3049 | $957K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Arrow Bank N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $4.42B |
| Quarterly Average of Total Loans | RCON3360 | $3.47B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.60B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.36B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.08B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $854.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $827.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $510.9M |
| Mortgage-backed Securities | RCONB559 | $403.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $141.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $139.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $129.6M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $129.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $103.6M |
| All Other Securities | RCONB560 | $96.3M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (13 items)
About Schedule RC-L · Arrow Bank N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $416.4M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $416.4M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $358.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $227.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $101.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $88.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $55.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $47.1M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $30.1M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $5.5M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $3.5M |
| Performance Standby Letters of Credit | RCON3821 | $1.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.6M |
Schedule RC-M: Memoranda (14 items)
About Schedule RC-M · Arrow Bank N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $305.9M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $305.9M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $4.9M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $4.4M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $4.3M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.2M |
| All other intangible assets | RCONJF76 | $1.2M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $414K |
| Mortgage Servicing Assets | RCON3164 | $414K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $241K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $186K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $87K |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $87K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 4 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (20 items)
About Schedule RC-N · Arrow Bank N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $23.4M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $15.6M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $6.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $3.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $3.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $3.0M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $1.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $1.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.3M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $1.2M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $427K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $406K |
| Additions to Nonaccrual Assets | RCONC410 | $399K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $357K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $252K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $62K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $36K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $32K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $32K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $30K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Arrow Bank N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $4.42B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $3.76B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.32B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.39B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.11B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $420.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $45.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $8.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 122,260 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 3,536 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,611 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 23 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $504.8M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $504.8M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $501.4M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $501.4M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $3.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $3.5M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $3.5M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $3.5M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $3.5M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $3.5M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $3.5M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $3.5M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $3.5M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $3.5M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Arrow Bank N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $3.22B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (30 items)
About Schedule RC-R, Part I · Arrow Bank N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $4.42B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $4.39B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $3.22B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $447.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $423.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $409.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $409.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $409.6M |
| Retained Earnings | RCOAKW00 | $390.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $41.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $37.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $37.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $37.4M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $21.7M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $20.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$16.1M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | $9.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$8.2M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $6.8M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $1.1M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $1.1M |
| Additional Tier 1 Capital | RCOAP865 | $51K |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $51K |
| Tier 1 Minority Interest Not Included in Common Equity Tier 1 Capital | RCOAP862 | $51K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1387 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1271 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1271 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0933 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0587 |
Schedule RC-R, Part II: Risk-Weighted Assets (79 items)
About Schedule RC-R, Part II · Arrow Bank N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $3.22B |
| Total Risk-weighted Assets | RCONG641 | $3.22B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $2.37B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $2.37B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $2.28B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $2.07B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $2.06B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.41B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.41B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.40B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $1.40B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $706.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $530.1M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $528.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $501.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $414.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $358.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $254.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $254.8M |
| Total All Other Assets | RCOND981 | $243.0M |
| Unconditionally Cancellable Commitments | RCONS540 | $227.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $186.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $181.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $167.4M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $160.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $132.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $106.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $80.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $78.6M |
| Total Held-to-maturity Securities | RCOND961 | $65.5M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $65.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $65.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$32.5M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $29.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $26.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $26.5M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $25.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $25.1M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$21.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $19.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $18.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $16.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $15.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $13.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $10.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $10.3M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $10.3M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $9.9M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $9.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $7.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $6.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $5.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $5.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $4.0M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $3.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $3.3M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.5M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $1.8M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $1.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $1.6M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.6M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.6M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $1.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $1.4M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $1.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $791K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $791K |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $777K |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $777K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $414K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $414K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $414K |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $291K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $204K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $146K |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $103K |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $103K |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $103K |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $12K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $183.6M |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $45.4M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $224K |
Schedule RC-T: Fiduciary and Related Services (35 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.77B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $775.1M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $562.7M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $433.2M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $375.0M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $350.6M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $264.3M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $86.1M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $81.5M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $40.6M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $17.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $13.8M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $6.8M |
| Income from Fiduciary Activities | RIAD4070 | $5.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $1.8M |
| Other Retirement Accounts | RIADB907 | $1.6M |
| Personal Trust and Agency Accounts | RIADB904 | $924K |
| Employee Benefit-defined Contribution | RIADB905 | $864K |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $463K |
| Custody and Safekeeping Accounts | RIADB909 | $31K |
| Employee Benefit-defined Benefit | RIADB906 | $18K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,912 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 830 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 781 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 747 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 294 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 167 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 96 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 56 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 48 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 39 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 37 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 31 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 4 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $429.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $429.4M |
| Total Equity Capital | RIAD3210 | $423.2M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $29.9M |
| Other Comprehensive Income | RIADB511 | -$1.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $412K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (11 items)
About Schedule RI-B, Part I · Arrow Bank N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $3.3M |
| Charge-offs on Automobile Loans | RIADK129 | $3.1M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.8M |
| Recoveries on Automobile Loans | RIADK133 | $1.8M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $88K |
| Charge-offs on All Other Loans | RIAD4644 | $47K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $33K |
| Recoveries on All Other Loans | RIAD4628 | $16K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $14K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $12K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $10K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Arrow Bank N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $36.2M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $34.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $3.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$32K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $3.50B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.40B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $1.08B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $799.1M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $173.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $38.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $36.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $16.2M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $12.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $4.5M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $2.4M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $650K |
Schedule RI-E: Explanations (3 items)
Arrow Bank N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Arrow Bank N.A. call report?
The Arrow Bank N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Arrow Bank N.A. file?
Arrow Bank N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Arrow Bank N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Arrow Bank N.A. has Federal Reserve RSSD ID 866000 and FDIC certificate number 7074. Either one finds its filings on the FFIEC Central Data Repository.
How often does Arrow Bank N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Arrow Bank N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 7074) · FFIEC NIC profile (RSSD 866000)