RIADK129: Charge-offs on Automobile Loans
RIADK129 is the call report code for charge-offs on automobile loans, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,297 banks reported it, totaling $4.62B; the median among the 1,265 with a nonzero amount was $16K. The largest value reported for Q2 2026 (year to date) was $1.39B, by Capital One, N.A.
Definition
Report all loans arising from retail sales of passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use charged-off.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIADK129 sits on the call report
| Code | RIADK129 (prefix RIAD, item K129) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 2011 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIADK129 |
|---|---|---|
| Capital One, N.A. | McLean, VA | $1.39B |
| Ally Bank | Sandy, UT | $1.21B |
| Truist Bank | Charlotte, NC | $356.0M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $257.0M |
| Santander Bank, N.A. | Wilmington, DE | $245.9M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $223.0M |
| TD Bank, N.A. | Wilmington, DE | $165.7M |
| Bank of America, N.A. | Charlotte, NC | $113.0M |
| USAA Federal Savings Bank | Phoenix, AZ | $85.0M |
| PNC Bank, N.A. | Wilmington, DE | $60.3M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $4.62B |
| March 31, 2026 | 4,336 | $2.40B |
| December 31, 2025 | 4,394 | $9.18B |
| September 30, 2025 | 4,435 | $6.79B |
| June 30, 2025 | 4,477 | $4.49B |
| March 31, 2025 | 4,519 | $2.40B |
| December 31, 2024 | 4,543 | $9.67B |
| September 30, 2024 | 4,572 | $7.12B |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is