Call report code · Schedule RI-B, Part I
RIAD4608: Recoveries on Commercial and Industrial Loans
RIAD4608 is the call report code for recoveries on commercial and industrial loans, reported on Schedule RI-B, Part I, Charge-offs and Recoveries on Loans and Leases. For Q2 2026 (year to date), 4,217 banks reported it, totaling $402.5M; the median among the 1,846 with a nonzero amount was $15K. The largest value reported for Q2 2026 (year to date) was $95.3M, by Beal Bank USA.
Definition
The year-to-date recoveries on 'Commercial and Industrial Loans (1600)' made in domestic offices.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD4608 sits on the call report
| Code | RIAD4608 (prefix RIAD, item 4608) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI-B, Part I, Charge-offs and Recoveries on Loans and Leases |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1984 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD4608 |
|---|---|---|
| Beal Bank USA | Las Vegas, NV | $95.3M |
| Carter Bank & Trust | Martinsville, VA | $15.0M |
| Woodforest National Bank | The Woodlands, TX | $9.8M |
| Monet Bank | Plano, TX | $9.3M |
| Ameris Bank | Atlanta, GA | $8.4M |
| Columbia Bank | Lake Oswego, OR | $7.7M |
| Live Oak Banking Company | Wilmington, NC | $7.0M |
| First Horizon Bank | Memphis, TN | $7.0M |
| First National Bank of Pennsylvania | Greenville, PA | $6.7M |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $6.5M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $402.5M |
| March 31, 2026 | 4,256 | $160.0M |
| December 31, 2025 | 4,314 | $719.7M |
| September 30, 2025 | 4,355 | $539.4M |
| June 30, 2025 | 4,397 | $321.5M |
| March 31, 2025 | 4,437 | $148.1M |
| December 31, 2024 | 4,461 | $631.3M |
| September 30, 2024 | 4,490 | $454.1M |
Related
All codes on Schedule RI-B, Part I · All call report schedules · Find the code for a loan type · What a call report is