RCON5399: Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing
RCON5399 is the call report code for loans secured by 1-4 family residential properties: revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 90 days or more and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,297 banks reported it, totaling $166.0M; the median among the 258 with a nonzero amount was $66K. The largest value reported for Q2 2026 was $21.5M, by The Huntington National Bank.
Definition
Includes loans secured by 1-4 family residential properties that are included in 'Revolving, Open-End Loans Secured By 1-4 Family Residential Properties and Extended Under Lines of Credit (1797)' that are past due 90 days or more and still accruing.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON5399 sits on the call report
| Code | RCON5399 (prefix RCON, item 5399) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1991 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON5399 |
|---|---|---|
| The Huntington National Bank | Columbus, OH | $21.5M |
| TD Bank, N.A. | Wilmington, DE | $21.5M |
| U.S. Bank N.A. | Cincinnati, OH | $17.3M |
| Regions Bank | Birmingham, AL | $14.0M |
| Columbia Bank | Lake Oswego, OR | $9.6M |
| Truist Bank | Charlotte, NC | $8.0M |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $7.0M |
| Atlantic Union Bank | Richmond, VA | $4.3M |
| Frost Bank | San Antonio, TX | $4.1M |
| Fulton Bank, N.A. | Lancaster, PA | $3.2M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $166.0M |
| March 31, 2026 | 4,336 | $180.6M |
| December 31, 2025 | 4,394 | $172.6M |
| September 30, 2025 | 4,435 | $156.5M |
| June 30, 2025 | 4,477 | $160.7M |
| March 31, 2025 | 4,519 | $169.2M |
| December 31, 2024 | 4,543 | $190.2M |
| September 30, 2024 | 4,572 | $184.8M |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is