Regions Bank
BankRegReports is independent of Regions Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Regions Bank is an FDIC-insured commercial bank headquartered in Birmingham, AL, supervised by the Federal Reserve, with $159.79B in total assets at Q2 2026, up 1.3% from Q2 2025, the largest of 93 banks headquartered in Alabama. It was established in 1928 and holds FDIC certificate 12368. Its CET1 capital ratio was 11.58% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 12368
- Headquarters
- Birmingham, AL
- Established
- 1928
- Total assets, Q2 2026
- $159.79B
- Assets vs Q2 2025
- +1.3%
- CET1 ratio, Q2 2026
- 11.58%
- Domestic offices
- 1,256 · Regions Bank branches FDIC institution directory, current count
- Routing number
- 062005690
- Safety and soundness
- Is Regions Bank safe?
- Latest call report
- Q2 2026, FFIEC 031 · Regions Bank call report
- Holding company
- REGIONS FINANCIAL CORPORATION
- Asset rank in state
- 1st of 93 in Alabama
Regions Bank is the 27th-largest bank in the United States, with $159.8 billion in assets at June 30, 2026, up 1.3% from a year earlier. It is headquartered in Birmingham, Alabama, and operates 1,256 domestic branches. It lost 0.2% of its deposits over the year, lower than about 9 in 10 of the 14 banks with $100 billion to $250 billion in assets (median 3.9%). It also pays an average of 1.31% on its deposits and borrowings, lower than about three-quarters of banks its size (median 2.26%).
Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 0.77% of loans, down from 0.93% a year earlier. Where it has less room is capital: it holds common equity equal to 11.58% of its risk-weighted assets, lower than about three-quarters of banks its size (median 12.29%).
As of June 30, 2026, Regions Bank reported a CET1 capital ratio of 11.58%, a return on assets of 1.47%, a nonperforming-loan ratio of 0.93% and a Texas ratio of 5.58%. The figures come from its call report filed with the FFIEC.
Regions Bank ranks as the largest of the 93 banks based in Alabama, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.2% to $159.79B, loans rose 1.4% and deposits fell 0.7%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 27.5% of total loans, ahead of 1-4 family residential loans at 25.1%. By the capital ratios in its Q2 2026 call report, Regions Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1900 5th Ave N, Birmingham, AL 35203
- County
- Jefferson
- Metro Area
- Birmingham, AL
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 031
- Established
- January 1, 1928
- Former names
- First Alabama Bank (1984-1996); First Alabama Bank of Birmingham (1975-1984); Exchange-Security Bank (1957-1975)
- Domestic offices
- 1,256 FDIC institution directory, current count
- Employees (FTE)
- 19,895
- Domestic deposits
- $131.78B
- Allowance for credit losses
- $1.49B
- Net charge-offs (YTD)
- $232.0M
- Average total assets
- $159.96B
- Average total loans
- $97.85B
- Average interest-bearing deposits
- $91.83B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 12368
- Fed RSSD
- 233031
- SEC CIK
- 1281761 → filed by REGIONS FINANCIAL CORPORATION
- Website
- http://www.regions.com →
- Parent Holding Company
- REGIONS FINANCIAL CORPORATION (RSSD 3242838) · RF
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| John M Turner Jr | CEO | Chairman, President and CEO |
| Anil D Chadha | CFO | Chief Financial Officer |
| Tara A Plimpton | GC | SEVP & Chief Legal Officer |
| Russell K Zusi | CRO | SEVP & CRO |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Regions Bank's total assets ran between $151.31B (Q4 2023) and $159.79B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$159.79B total assets against $157.81B; $141.78B total liabilities against $140.22B.
$98.30B net loans and leases against $95.68B; $131.78B total deposits against $132.00B.
$33.19B securities against $33.00B; $10.96B cash and balances due against $11.43B.
$1.74B total interest income against $1.78B; $453.0M total interest expense against $503.0M.
$1.29B net interest income against $1.28B.
$617.0M total noninterest income against $601.0M; $1.08B total noninterest expense against $1.02B.
$68.0M provision for credit losses against $126.0M.
$586.0M net income against $599.0M.
1.47% return on assets against 1.52%; 3.71% net interest margin against 3.71%.
11.58% CET1 capital ratio against 11.47%; 9.50% tier 1 leverage ratio against 9.38%.
Inside the full Regions Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeRegions Bank rankings
Its closest position to the top of a national ranking is 27 of 4,196, for total assets; its furthest is 1,831 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.26% (Q4 2025) to 1.52% (Q2 2025) and its net interest margin ran from 3.56% (Q1 2025) to 3.78% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.58% | 1.47% | 0.93% | 5.58% | 3.71% |
| Q1 2026 | 11.70% | 1.45% | 0.97% | 5.73% | 3.67% |
| Q4 2025 | 11.72% | 1.26% | 1.00% | 5.82% | 3.78% |
| Q3 2025 | 11.66% | 1.49% | 1.01% | 6.17% | 3.67% |
| Q2 2025 | 11.47% | 1.52% | 1.04% | 6.61% | 3.71% |
| Q1 2025 | 11.77% | 1.44% | 1.15% | 7.28% | 3.56% |
| Q4 2024 | 11.32% | 1.44% | 1.18% | 8.41% | 3.67% |
| Q3 2024 | 11.63% | 1.36% | 1.09% | 6.99% | 3.66% |
Swipe the table sideways to see every column.
Branch Network
View all 1,245 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Regions Bank (main office) | Birmingham , AL | 35203 | $8.80B |
| Music Row Branch | Nashville , TN | 37203 | $2.76B |
| Clayton Mo Branch | Clayton , MO | 63105 | $1.75B |
| Downtown Tampa Branch | Tampa , FL | 33602 | $1.62B |
| Dallas Uptown Branch | Dallas , TX | 75202 | $1.57B |
| Atlanta Midtown Branch | Atlanta , GA | 30309 | $1.41B |
| Rsa Battle House Tower Branch | Mobile , AL | 36602 | $1.14B |
| Poplar Main Branch | Memphis , TN | 38119 | $1.02B |
| Montgomery Monroe St Main Branch | Montgomery , AL | 36104 | $849.3M |
| Madison St Huntsville Branch | Huntsville , AL | 35801 | $685.2M |
| Jackson Ms Main Branch | Jackson , MS | 39201 | $669.9M |
| Little Rock Main Branch | Little Rock , AR | 72201 | $669.7M |
| Ponce De Leon Branch | Coral Gables , FL | 33134 | $665.6M |
| Greenway Plaza Branch | Houston , TX | 77046 | $659.1M |
| Charlotte Uptown Branch | Charlotte , NC | 28202 | $612.1M |
| Barataria Blvd Branch | Marrero , LA | 70072 | $592.1M |
| Orlando Main 111 N Orange Ave Branch | Orlando , FL | 32801 | $579.9M |
| Gateway St Pete Branch | Saint Petersburg , FL | 33702 | $547.6M |
| Tower Banking Center Branch | Indianapolis , IN | 46204 | $533.1M |
| Knollwood Branch | Knoxville , TN | 37919 | $512.6M |
| Covington West Branch | Covington , LA | 70433 | $478.2M |
| Steed Rd Branch | Ridgeland , MS | 39157 | $460.0M |
| Bob Wallace Avenue Branch | Huntsville , AL | 35801 | $455.7M |
| Bay Minette Courthouse Square Branch | Bay Minette , AL | 36507 | $450.4M |
| Cullman 711 2nd Ave Main Branch | Cullman , AL | 35055 | $425.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 1, 2021 | Structure Change | Acquired EnerBank USA Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 1, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 7, 2009 | Structure Change | Acquired FirstBank Financial Services Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| February 6, 2009 | Merger | Participated in FDIC Assisted Merger | FDIC |
| August 30, 2008 | Structure Change | Acquired Integrity Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| August 29, 2008 | Merger | Participated in FDIC Assisted Merger | FDIC |
| November 30, 2007 | Structure Change | Acquired RF Trust Company, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 4, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 4, 2006 | Structure Change | Acquired AmSouth Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 29, 2005 | Structure Change | Acquired Regions Morgan Keegan Trust, F.S.B. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 29, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 30, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 30, 2005 | Structure Change | Acquired Union Planters Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 12, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 12, 2002 | Structure Change | Acquired Brookhollow National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 17, 2002 | Structure Change | Acquired Independence Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 17, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 5, 2002 | Structure Change | Acquired First Bank of Texas Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 5, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 8, 2002 | Structure Change | Acquired Park Meridian Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 8, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 10, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 10, 2000 | Structure Change | Acquired Texas Heritage Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 13, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 13, 2000 | Structure Change | Acquired Bank at Ormond-By-The-Sea Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 8, 2000 | Structure Change | Acquired Security First National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 8, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 23, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 23, 2000 | Structure Change | Acquired Minden Bank & Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 10, 2000 | Structure Change | Acquired Lincoln County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 9, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 5, 1999 | Structure Change | Acquired Meigs County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 5, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 8, 1999 | Structure Change | Acquired Regions Bank, National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| October 8, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 10, 1999 | Structure Change | Acquired The Arkansas Bank National Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 10, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 16, 1999 | Structure Change | Acquired The Village Bank of Florida Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| July 16, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| June 25, 1999 | Structure Change | Acquired The Bank of Newnan Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| June 25, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 23, 1999 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 42 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 3 against the institution (Federal Reserve); 116 against individuals associated with it
- August 14, 2023, Federal Reserve: Civil Money Penalty: Regions Bank, Birmingham, Alabama
- June 25, 2014, Federal Reserve: Civil Money Penalty, $46,000,000: Regions Bank, Birmingham, Alabama
- December 15, 2009, Federal Reserve: Civil Money Penalty, $135,000: Regions Bank, Birmingham, Alabama
- Period: Most recent institution action August 14, 2023. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 21.3% of deposits in AL, rank 1 of 131 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 68,730 applications, 30,269 loans originated, $7.96B originated, across 44 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 164 loans, $138.5M approved, $844K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Regions Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Regions Bank with peers
Frequently asked about Regions Bank
What are Regions Bank's total assets?
As of the Q2 2026 filing, Regions Bank reported total assets of $159.79 billion in its FFIEC call report.
Where is Regions Bank headquartered?
It is headquartered in Birmingham, AL, United States.
When was Regions Bank founded?
It was established in 1928, per the FDIC institution directory.
Is Regions Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #12368). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Regions Bank?
Regions Bank's primary federal regulator is the Federal Reserve.
What is Regions Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.58% in its Q2 2026 call report, above regulatory requirements.
How many branches does Regions Bank operate?
It operates 1,256 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Regions Bank's Texas Ratio?
Its Texas Ratio is 5.58% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Regions Bank previously called?
The charter now named Regions Bank has also operated as First Alabama Bank (1984-1996), First Alabama Bank of Birmingham (1975-1984), Exchange-Security Bank (1957-1975), per FDIC structure-change records.
Go deeper on Regions Bank.
Get an email when Regions Bank files its next call report, and benchmark it against any peer you choose.
Unlock Regions Bank, freeFree account