Bryant Bank
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Data as of · sourced from FFIEC call reports. How we update
Bryant Bank is an FDIC-insured commercial bank headquartered in Tuscaloosa, AL, established in 2005 (FDIC certificate 57997), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $2.94B, up 8.6% from Q2 2025, the 5th largest of 93 banks headquartered in Alabama. Its CET1 capital ratio was 18.98% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 57997
- Headquarters
- Tuscaloosa, AL
- Established
- 2005
- Total assets, Q2 2026
- $2.94B
- Assets vs Q2 2025
- +8.6%
- CET1 ratio, Q2 2026
- 18.98%
- Domestic offices
- 18 FDIC institution directory, current count
- Routing number
- 062206512
- Asset rank in state
- 5th of 93 in Alabama
Bryant Bank, based in Tuscaloosa, Alabama, reported $2.9 billion in assets at June 30, 2026, up 8.6% from a year earlier. It holds about half of its deposits (58%) above the FDIC insurance limit, about double the median of 30.9% for the 895 banks with $1 billion to $10 billion in assets. It also shrank its loan book 2.8% over the year, lower than about 9 in 10 banks its size (median 5.9%).
Loans and deposits moved in opposite directions: over the year loans fell 2.8% and deposits rose 8.9%. Where it has less room is capital: it funds 9.53% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.52%).
As of June 30, 2026, Bryant Bank reported a CET1 capital ratio of 18.98%, a return on assets of 1.67%, a nonperforming-loan ratio of 0.07% and a Texas ratio of 2.34%. The figures come from its call report filed with the FFIEC.
Bryant Bank ranks as the 5th largest of the 93 banks based in Alabama, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.8% to $2.94B, loans fell 1.6% and deposits fell 0.6%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 25.1% of total loans, ahead of non-owner-occupied commercial real estate loans at 23.5%. The FDIC Summary of Deposits lists 18 offices for it, in 12 cities in AL; its Tuscaloosa 3 offices book 38% of its branch deposits. By the capital ratios in its Q2 2026 call report, Bryant Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1550 Mcfarland Blvd N, Tuscaloosa, AL 35406
- County
- Tuscaloosa
- Metro Area
- Tuscaloosa, AL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 10, 2005
- Domestic offices
- 18 FDIC institution directory, current count
- Employees (FTE)
- 293
- Domestic deposits
- $2.34B
- Allowance for credit losses
- $13.9M
- Net charge-offs (YTD)
- -$101K
- Average total assets
- $2.93B
- Average total loans
- $1.32B
- Average interest-bearing deposits
- $1.51B
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- June 10, 2005
- FDIC Cert
- 57997
- Fed RSSD
- 3356191
- Website
- www.bryantbank.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Bryant Bank's total assets ran between $2.42B (Q3 2023) and $2.94B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$2.94B total assets against $2.70B; $2.66B total liabilities against $2.44B.
$1.32B net loans and leases against $1.36B; $2.34B total deposits against $2.15B.
$688.9M securities against $604.8M; $813.7M cash and balances due against $636.2M.
$36.3M total interest income against $36.6M; $12.0M total interest expense against $12.1M.
$24.3M net interest income against $24.5M.
$3.4M total noninterest income against $2.4M; $14.7M total noninterest expense against $14.0M.
$0 provision for credit losses against $295K.
$12.2M net income against $11.9M.
1.67% return on assets against 1.77%; 3.48% net interest margin against 3.85%.
18.98% CET1 capital ratio against 18.26%; 9.53% tier 1 leverage ratio against 9.84%.
Inside the full Bryant Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Bryant Bank rankings
Its closest position to the top of a national ranking is 45 of 980, for uninsured deposits; its furthest is 2,119 of 3,640, for Texas Ratio.
Metric pages for Bryant Bank: Uninsured deposits.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.54% (Q1 2026) to 1.98% (Q3 2024) and its net interest margin ran from 3.48% (Q2 2026) to 4.24% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.98% | 1.67% | 0.07% | 2.34% | 3.48% |
| Q1 2026 | 18.82% | 1.54% | 0.08% | 2.72% | 3.59% |
| Q4 2025 | 18.34% | 1.71% | 0.07% | 3.76% | 3.76% |
| Q3 2025 | 18.84% | 1.77% | 0.08% | 4.14% | 3.89% |
| Q2 2025 | 18.26% | 1.77% | 0.07% | 4.23% | 3.85% |
| Q1 2025 | 18.31% | 1.61% | 0.13% | 4.38% | 3.72% |
| Q4 2024 | 18.35% | 1.89% | 0.09% | 4.27% | 4.03% |
| Q3 2024 | 18.50% | 1.98% | 0.10% | 4.39% | 4.24% |
Swipe the table sideways to see every column.
Branch Network
View all 18 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bryant Bank (main office) | Tuscaloosa , AL | 35406 | $719.4M |
| Trussville Branch | Trussville , AL | 35173 | $247.8M |
| Pelham Branch | Huntsville , AL | 35801 | $210.2M |
| Daphne Branch | Daphne , AL | 36526 | $197.1M |
| Orange Beach Branch | Orange Beach , AL | 36561 | $116.6M |
| 280 Branch | Birmingham , AL | 35242 | $116.3M |
| Downtown Tuscaloosa Branch | Tuscaloosa , AL | 35401 | $110.0M |
| Cahaba Village Branch | Birmingham , AL | 35243 | $102.5M |
| Columbiana Branch | Columbiana , AL | 35051 | $91.7M |
| Foley Branch | Foley , AL | 36535 | $77.2M |
| John Hawkins Parkway Branch | Hoover , AL | 35244 | $71.3M |
| North River Branch | Tuscaloosa , AL | 35406 | $61.9M |
| Athens Branch | Athens , AL | 35611 | $48.2M |
| Northport Branch | Northport , AL | 35476 | $46.2M |
| Mobile Branch | Mobile , AL | 36608 | $45.0M |
| Homewood Branch Ii | Birmingham , AL | 35209 | $37.2M |
| Huntsville Branch | Huntsville , AL | 35802 | $22.5M |
| Crestline Village Branch | Birmingham , AL | 35213 | $22.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.6% of deposits in AL, rank 12 of 131 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 634 applications, 508 loans originated, $170.1M originated, across 7 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $279K approved, $279K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bryant Bank
What are Bryant Bank's total assets?
As of the Q2 2026 filing, Bryant Bank reported total assets of $2.94 billion in its FFIEC call report.
Where is Bryant Bank headquartered?
It is headquartered in Tuscaloosa, AL, United States.
When was Bryant Bank founded?
It was established in 2005, per the FDIC institution directory.
Is Bryant Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57997). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bryant Bank?
Bryant Bank's primary federal regulator is the FDIC.
What is Bryant Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 18.98% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bryant Bank operate?
It operates 18 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bryant Bank's Texas Ratio?
Its Texas Ratio is 2.34% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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