Bryant Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bryant Bank of Tuscaloosa, AL against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.67% | 1.34% | +0.33% | 74th above |
| ROAE | 17.79% | 12.34% | +5.45% | 83rd top |
| Net Interest Margin | 3.48% | 3.83% | -0.35% | 34th below |
| Efficiency Ratio | 52.83% | 58.97% | -6.14% | 66th above |
| PPNR / Avg Assets | 1.77% | — | — | 52nd above |
| Yield on Earning Assets | 5.20% | 5.71% | -0.51% | 30th below |
| Cost of Funds | 1.94% | 2.02% | -0.08% | 54th above |
| Net Interest Spread | 2.75% | — | — | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.07% | 0.87% | -0.80% | 91st top |
| NPA / Total Assets | 0.23% | — | — | 69th above |
| NCO / Avg Loans | -0.02% | 0.43% | -0.45% | 94th top |
| ACL / Total Loans | 1.04% | — | — | 35th below |
| ACL / NPLs (Coverage) | 1583.68% | — | — | — |
| Texas Ratio | 2.34% | 5.48% | -3.14% | 65th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.98% | 14.99% | +3.99% | 89th top |
| Tier 1 Ratio | 18.98% | 15.02% | +3.96% | 89th top |
| Total Capital Ratio | 19.93% | — | — | 89th top |
| Leverage Ratio | 9.53% | 11.11% | -1.58% | 23rd bottom |
| Equity / Assets | 9.41% | 11.02% | -1.61% | 30th below |
| TCE / Tangible Assets | 9.41% | — | — | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 57.11% | 86.99% | -29.88% | 94th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.08% | 85.57% | +2.51% | 48th below |
| Uninsured Deposit Ratio | 57.57% | 33.19% | +24.38% | 5th bottom |
| Wholesale Funding Ratio | 10.07% | — | — | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.64% | — | — | 68th above |
| Loan Growth (Y/Y) | -2.80% | — | — | 8th bottom |
| Deposit Growth (Y/Y) | 8.92% | — | — | 70th above |
See Bryant Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bryant Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bryant Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bryant Bank peer analysis.