Bryant Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Deposits to assets: 1.06 percentage points lower than in Q1 2026, at 79.78%. Bryant Bank ranks 15th of 93 Alabama banks on return on assets, in the upper half at 1.67% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.27% on return on assets. Bryant Bank sits 0.40 points higher, at 1.67% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.98% |
| Tier 1 risk-based capital ratio | 18.98% |
| Total risk-based capital ratio | 19.93% |
| Tier 1 leverage ratio | 9.53% |
| Equity capital to assets | 9.41% |
| Tangible equity to tangible assets | 9.41% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.07% |
| Non-performing assets ratio | 0.23% |
| Net charge-off ratio | -0.02% |
| Texas ratio | 2.34% |
| Allowance for credit losses to loans | 1.04% |
| Reserve coverage of non-performing loans | 1583.68% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.67% |
| Return on equity | 17.79% |
| Net interest margin | 3.48% |
| Efficiency ratio | 52.83% |
| Yield on earning assets | 5.20% |
| Cost of funds | 1.94% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.11% |
| Core deposits to total deposits | 88.08% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 79.78% |
| Securities to assets | 23.45% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.82% | 15.82% | 16.63% | 9.56% | 2.25% |
| Q4 2023 | 16.15% | 16.15% | 16.96% | 9.71% | 1.90% |
| Q1 2024 | 19.13% | 19.13% | 20.09% | 9.83% | 1.99% |
| Q2 2024 | 18.33% | 18.33% | 19.25% | 9.97% | 1.96% |
| Q3 2024 | 18.50% | 18.50% | 19.46% | 10.10% | 1.98% |
| Q4 2024 | 18.35% | 18.35% | 19.30% | 9.91% | 1.89% |
| Q1 2025 | 18.31% | 18.31% | 19.27% | 9.68% | 1.61% |
| Q2 2025 | 18.26% | 18.26% | 19.22% | 9.84% | 1.77% |
| Q3 2025 | 18.84% | 18.84% | 19.81% | 9.81% | 1.77% |
| Q4 2025 | 18.34% | 18.34% | 19.27% | 9.77% | 1.71% |
| Q1 2026 | 18.82% | 18.82% | 19.76% | 9.76% | 1.54% |
| Q2 2026 | 18.98% | 18.98% | 19.93% | 9.53% | 1.67% |
Bryant Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bryant Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bryant Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57997) · FFIEC NIC profile (RSSD 3356191)