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Bryant Bank: Uninsured Deposit Ratio

57.57% Ranks #45 of 980 U.S. banks · 96th percentile

Data as of · sourced from FFIEC call reports. How we update

Bryant Bank reported an uninsured deposit ratio of 57.57% as of Q2 2026, ranking #45 of 980 U.S. banks (96th percentile). That is up 2.38 percentage points from 55.19% a year earlier, and above the 30.89% median of the 815 Large Community Banks ($1B–$10B in assets). Uninsured deposits (those above the $250K FDIC insurance threshold) have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 57.57%
Q1 2026 57.71%
Q4 2025 58.89%
Q3 2025 55.80%
Q2 2025 55.19%
Q1 2025 55.79%
Q4 2024 57.90%
Q3 2024 51.61%
Q2 2024 52.62%
Q1 2024 52.17%
Q4 2023 40.04%
Q3 2023 41.71%

National Context

Latest value 57.57%
National rank#45 of 980
Percentile 96th
12-quarter low40.04%
12-quarter high58.89%
Full rankingView leaderboard

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Most US community banks report uninsured deposit ratios between 20% and 50%. Above 60% warrants attention. The bank is exposed to run-risk in a crisis scenario. SVB at failure reported uninsured deposits over 90% of total.

Full definition & formula →

Frequently asked questions

What is Bryant Bank's Uninsured Deposit Ratio?

Bryant Bank's Uninsured Deposit Ratio was 57.57% as of Q2 2026, ranking #45 of 980 U.S. banks.

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bryant Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57997) · FFIEC NIC profile (RSSD 3356191)