Regions Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Regions Bank of Birmingham, AL against its peer group of 14 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.47% | 1.57% | -0.10% | 69th above |
| ROAE Behind the peer average, ahead of the median peer. | 13.02% | 16.59% | -3.57% | 54th above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.71% | 4.07% | -0.36% | 62nd above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 55.77% | 56.21% | -0.44% | 38th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 2.07% | 2.59% | -0.52% | 54th above |
| Yield on Earning Assets | 5.00% | 6.38% | -1.38% | 31st below |
| Cost of Funds | 1.31% | 2.45% | -1.14% | 92nd top |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 3.14% | 3.52% | -0.38% | 62nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.89% | 1.39% | -0.50% | 77th top |
| NPA / Total Assets | 0.57% | 0.89% | -0.32% | 62nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.42% | 0.89% | -0.47% | 46th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.49% | 2.06% | -0.57% | 54th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 167.68% | 174.56% | -6.88% | 62nd above |
| Texas Ratio | 8.21% | 9.95% | -1.74% | 54th above |
| Provision / NCO | 71.12% | 114.68% | -43.56% | 18th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.58% | 13.93% | -2.35% | 15th bottom |
| Tier 1 Ratio | 11.58% | 14.07% | -2.49% | 15th bottom |
| Total Capital Ratio | 13.22% | 15.68% | -2.46% | 15th bottom |
| Leverage Ratio | 9.50% | 9.52% | -0.02% | 46th below |
| Equity / Assets | 11.23% | 9.89% | +1.34% | 62nd above |
| TCE / Tangible Assets | 8.22% | 8.68% | -0.46% | 31st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.73% | 76.47% | -0.74% | 62nd above |
| Core Deposit Ratio | 97.20% | 83.72% | +13.48% | 92nd top |
| Uninsured Deposit Ratio | 39.23% | 35.98% | +3.25% | 38th below |
| Wholesale Funding Ratio | 4.01% | 6.70% | -2.69% | 85th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.25% | 11.23% | -9.98% | 31st below |
| Loan Growth (Y/Y) | 2.57% | 13.00% | -10.43% | 15th bottom |
| Deposit Growth (Y/Y) | -0.17% | 11.39% | -11.56% | 8th bottom |
See Regions Bank's peers by name
The 14 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Regions Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Regions Bank profile, how to read a UBPR, or how this data updates.