Commerceone Bank
Commerceone Bank is an FDIC-insured commercial bank, during the regulatory-tailoring period. As of Q1 2026, the bank held approximately $892M in total assets and $803M in deposits. The bank reported a loss in the most recent quarter, with ROA at -2.15% and ROE at -22.12%. Capital is comfortably above regulatory minimums — CET1 ratio of 11.32% sits well above the 7% well-capitalized threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. 2 branches make up the footprint.
Headquarters Profile
- Address
- 17 20th St N, BIRMINGHAM, AL 35203
- County
- Jefferson
- Metro Area
- BIRMINGHAM, AL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- June 4, 2018
- Branches
- 2 domestic
- Employees (FTE)
- 59
- FDIC Cert
- 59114
- Fed RSSD
- 5227101
- Website
- www.commerceonebank.com →
- Parent Holding Company
- COMMERCEONE FINANCIAL CORPORATION (RSSD 5757185)
Profitability
Capital & Liquidity
Inside the full Commerceone Bank terminal
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Commerceone Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Commerceone Bank
What are Commerceone Bank's total assets?
As of the Q1 2026 filing, Commerceone Bank reported total assets of $891.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Commerceone Bank headquartered?
Commerceone Bank is headquartered in BIRMINGHAM, AL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Commerceone Bank founded?
Commerceone Bank was established in 2018, per the FDIC institution directory.
Is Commerceone Bank FDIC-insured?
Yes. Commerceone Bank is an FDIC-insured commercial bank (FDIC Certificate #59114). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Commerceone Bank?
Commerceone Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Commerceone Bank's CET1 capital ratio?
Commerceone Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.32% in its most recent quarterly filing — above regulatory minimums.
How many branches does Commerceone Bank operate?
Commerceone Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Commerceone Bank's Texas Ratio?
Commerceone Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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